CKYC Registry
Customer care hotline Call 1800 10 888
Most Searched
Top Products
Popular Searches
Bank Accounts
Populer FAQs
Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
That's easy! Follow these steps to track your service requests:
1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
Enjoy Zero Charges on All Commonly Used Savings Account Services
Open Account NowEnjoy Zero Mark-up on Forex Transactions on your FIRST WOW! Credit Card
Apply NowGet the assured, FD-backed FIRST Ea₹n Credit Card
Apply NowPersonal Loan in Bangalore with EMI starting at ₹2,174/Lakh
Enjoy Competitive Loan Rates starting at 10.99%, paperless disbursal in a few clicks with IDFC FIRST Bank Personal Loan
Personal Loan in Bangalore with EMI starting at ₹2,174/Lakh
Enjoy Competitive Loan Rates starting at 10.99%, paperless disbursal in a few clicks with IDFC FIRST Bank Personal Loan
Approval of up to ₹10 lakh personal loan in a flash
Multiple on-demand loans & flexible EMI tenure
Repay anytime with ZERO foreclosure charges
100% digital process & 24x7 access to funds
Approval of up to ₹10 lakh personal loan in a flash
Multiple on-demand loans & flexible EMI tenure
Repay anytime with ZERO foreclosure charges
100% digital process & 24x7 access to funds
Bengaluru, also known as Bengaluru, is the Silicon Valley of India. It has made a substantial contribution to India's IT supremacy, with a strong history of leading R&D labs, reputed educational institutions, and public sector enterprises. The city’s technological prowess and sea of opportunities attract many people across the country. However, Bengaluru is also an expensive city to live in, making a personal loan in Bengaluru a popular choice. From putting down a deposit for a rented apartment to finding the right clothes for work, a personal loan for salaried individuals covers a wide range of needs.
For those looking to start their own business, a personal loan in Bengaluru can be the stepping stone to success. Individuals can get all the support they need from IDFC FIRST Bank, allowing them to kickstart their entrepreneurial journey.
These features are only applicable when you take a personal loan in from IDFC FIRST Bank:
Living in Bengaluru may not be as affordable as one might think, which is why many individuals opt for a personal loan in Bengaluru whenever the need arises. Here are some scenarios where a personal loan can come in handy:
Embark on your dream adventures with a travel loan designed exclusively for elite travellers.
With weddings bringing unexpected costs, an instant wedding loan is a go-to solution for many.
Moving into a new space? A home renovation loan can help meet renovation expenses with ease.
At IDFC FIRST Bank, individuals can borrow upto ₹10 lakhs based on their eligibility score.
The minimum salary required to apply for a personal loan is ₹20,000 per month.
Types of Fees | Applicable Charges |
Personal loan interest rate | Starting 10.99% |
Processing fees | Processing Fees of upto 3.5% will be deducted from the loan amount at the time of disbursal |
Late payment fees | 2% of the unpaid EMI or Rs 300 whichever is higher. The late payment fees might be applicable from the date of default to the date of payment. |
Stamp duty | As per actuals |
Applying for a personal loan in Bengaluru with IDFC FIRST Bank is a seamless process. It involves four simple stages:
1. Online application
Fill in the online form on the website or mobile app.
2. Approval
Based on your eligibility, the loan request will be approved.
3. Document submission
Upload the required documents for verification
4. Disbursal
Once approved, the loan will be disbursed into your account.
When self-employed or salaried individuals want to avail of a personal loan in Bengaluru, they will need to submit the following documents:
For self-employed individuals
For salaried individuals
Get FIRSTmoney Smart Personal Loan of Different Amounts
While a higher CIBIL score improves loan eligibility, you can still apply for a personal loan with a low CIBIL score in Bengaluru if you satisfy the bank’s minimum CIBIL score requirements. IDFC FIRST Bank also considers other factors like income, employment history, and existing debt before approving loan applications. With a low CIBIL score, you may receive a loan at a higher interest rate or with stricter terms.
Yes, IDFC FIRST Bank offers personal loans to individuals with low salaries starting from ₹20,000 per month and based on their overall eligibility. Factors like stable income, repayment capacity, and credit score are considered to determine loan approval and amount.
Once your loan application is approved, you can receive the funds within minutes, ensuring quick access for urgent financial needs.
The minimum income requirement for a personal loan with IDFC FIRST Bank varies but typically starts around ₹20,000 per month, depending on eligibility and loan terms.
Personal loans allow you to obtain funds for personal expenses such as an emergency, higher education, holidays, or some other need such as a family wedding. You can specify the reason for taking a personal loan while applying for the loan.
The minimum salary needed for a personal loan in Bangalore is ₹20,000. If your salary is ₹20,000 or more, you can avail of personal loans with minimal effort. IDFC FIRST Bank offers personal loans ranging from to ₹20,000 to ₹4,00,000 if you meet the eligibility criteria.
No, you cannot get a personal loan in Bangalore if your salary is ₹15,000. Still, you can check with the bank to see if you can avail of a small personal loan. Besides your salary, other factors such as your age and credit score are considered when you apply for a personal loan.
IDFC FIRST Bank offers personal loans for many reasons, including weddings, vacations, education, home renovations, and emergencies. Personal loans can be utilised to meet immediate financial requirements as well as to borrow funds for non-emergency personal expenditures. IDFC FIRST Bank provides loans up to ₹40 lakhs with affordable EMIs starting at ₹2,149/lakh* and repayment terms of up to 5 years.
For both self-employed as well as salaried persons, IDFC FIRST Bank offers a quick personal loan online. However, you must meet specific criteria to avail of an online personal loan with low EMI. Factors such as your income, credit score and debt profile are considered when you apply for a personal loan in Bangalore.
IDFC FIRST Bank offers low-interest personal loans in Bangalore, with rate starting at 10.99% per annum, depending on your credit profile and loan tenure.
Get FIRSTmoney Smart Personal Loan of Different Amounts
FEATURED
Personal loans are one of the easiest loans to acquire. They are unsecured loans, which means one does not need to offer collateral. They can be used for a multitude of purposes. There is minimal documentation involved and a relatively shorter processing time as well. However, one of the most important considerations when applying for a personal loan is your CIBIL score.
Team FinFIRST14 Sep 2021 • 3 mins read
03 Sep 2021 • 3 mins read
20 Aug 2021 • 3 mins read
05 May 2021 • 3 mins read
23 Apr 2021 • 3 mins read
1ST FLOOR, 582, KCA ENCLAVE, 80FT ROAAD, BANGALORE 560095.
1234/A, 1ST FLOOR, 1ST CROSS, 1ST STAGE, 2ND PHASE, EXTENSION, CHANDRA LAYOUT VIJAY NAGAR NEAR CHANDRA LAYOUT BUS STOP, OPP CORPORATION BANK, KARNATAKA 560041.
VG COMPLEX”, #.23, 2ND FLOOR, HESARAGATTA ROAD, DEFENCE COLONY, BENGALURU, KARANATAKA 560073.