• As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

  • Activate your Credit Card within minutes and enjoy unlimited benefits

  • One FASTag, three payments:Toll, fuel and parking

    The only FASTag with triple benefits

You decide everything

Right from managing the
way you SWYP to the way you repay

Easy EMI

Breeze through your
bills with a
flat monthly EMI
conversion fee & no other
interest charges!


Pay in full

Prefer settling what
owe in one go?
Go for it!

Get started with Amaze Welcome Offers

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Activate UPI on your
FIRST SWYP credit card

  • New digital card instantly issued
  • Linked to your existing credit card with shared limit
  • Joining fee of ₹199 + GST and Annual fee (2nd year onwards) of ₹199 + GST
  • Limited Period Offer: 100% cashback up to ₹200, i.e. ₹50 each on first 4 UPI transactions

  • Rewards on UPI spends every month: Earn 100 Reward Points for every ₹5,000 UPI spends per statement month.

    Know More

Go Big On Your Fav Brands

Guaranteed year-long discounts on our featured partners

Click on your favourite brand to know more


20% off up to ₹80 on orders above ₹299

Twice in a month

Dominos Pizza

10% instant discount up to ₹500 on flight or hotel bookings above ₹5,000

Once a quarter

SUGAR Cosmetics

20% instant discount up to ₹270 on orders above ₹1,250

Once online once offline a month

SUGAR Cosmetics

10% instant discount up to ₹100 on purchase above ₹999

Once on a month


Get 10% off up to ₹100 on orders above ₹299

Twice in a month


Get amazed with FIRST SWYP

Simply SWYP or select


Get 2000 Reward Points
on spending ₹5,000


1000 Reward Points on
1st EMI conversion

Discount code of ₹2,100
on flight and hotel bookings


Complimentary 1 Year Gold


Refer and earn
benefits worth ₹11K+


20% instant discount
twice a month

10% instant discount once a quarter


20% instant discount once online once offline a month


10% instant discount
once a month


10% instant discount
twice a month

More delight with more SWYP, guaranteed

You get 200 Reward
Points on your
monthly spend of
> ₹ 5,000
Earn a total of 500
Reward Points on your
monthly spend of
> ₹ 10,000
Earn a total of 1000 Reward
Points on your
monthly spend of
> ₹ 15,000

*Terms & Conditions Apply

  • Monthly here means customer’s credit card billing cycle, Reward Points will be credited on statement date
  • Milestone rewards are not incremental; for e.g. On an eligible spend of ₹16,000, Customer will earn 1,000 Rewards Points only
  • Monthly Milestone Rewards not applicable on Rental^, Cash Withdrawal, Fuel & Utility transactions
  • ^400 Reward Points on minimum rental spends of ₹20,000 every month!
  • -1 Reward Point = ₹0.25

And it doesn’t stop there…

1% fuel surcharge waiver up to ₹200 p.m.

4 complimentary railway lounge access per quarter

25% Discount on Movie tickets

Complimentary Roadside Assistance worth ₹1,399

Access to additional 300+ merchant offers on all your fav categories, all year round

Spread the word and bump up


Refer 1 Subscription Fee
Waived Off

Get a sneak-peek of your card

Your Name

See how your name appears on the card

Disclaimer: This is for representation purpose only


Go on, it’s yours for the taking!

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personal details
Tell us about your
Complete your
instant video KYC
(if required)
Get your card
Get Yours Now

Issuance of our Credit Card is subject to the bank's internal assessment and is at the sole discretion of IDFC FIRST Bank.

It’s a rewarding life with FIRST SWYP!

Rack up benefits worth ₹30,000+ every year for
an annual subscription fee as low as ₹499 + GST

EMI Privilege

Convert balances or transactions
into easy EMIs with flat monthly
conversion fees & no other
processing charges

Feature Partners

Year- long instant discounts
starting from 10% off
on our Feature Partners!

Monthly Milestone Rewards

SWYP for exciting Reward Points
on monthly eligible spends

Referral Benefits

Get subscription fee waived
off & many more benefits
by referring FIRST SWYP


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