What's special about us
Enjoy Zero Charges on All Commonly Used Savings Account Services
- About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
- News Room
- Investors
- Careers
- ESG
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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You decide everything
Right from managing the
way you SWYP to the way you repay
Easy EMI
Breeze through your
bills with a
flat monthly EMI
conversion fee & no other
interest charges!
OR
Pay in full
Prefer settling what
you
owe in one go?
Go for it!
Get started with Amaze Welcome Offers
2000 Reward Points worth ₹500 on spending ₹5,000
1000 Reward Pointson your first EMI conversion
Travel discount couponworth ₹2,100 as a Welcome Offer
Free Gold Membershipon payment of Joining fee
Activate UPI on your
FIRST SWYP credit card
- New digital card instantly issued
- Linked to your existing credit card with shared limit
- Joining fee of ₹199 + GST and Annual fee (2nd year onwards) of ₹199 + GST
- Limited Period Offer: 100% cashback up to ₹200, i.e. ₹50 each on first 4 UPI transactions
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Rewards on UPI spends every month: Earn 100 Reward Points for every ₹5,000 UPI spends per statement month.
Know More
Go Big On Your Fav Brands
Guaranteed year-long discounts on our featured partners
Click on your favourite brand to know more
20% off up to ₹80 on orders above ₹299
Twice in a month
10% instant discount up to ₹500 on flight or hotel bookings above ₹5,000
Once a quarter
20% instant discount up to ₹270 on orders above ₹1,250
Once online once offline a month
10% instant discount up to ₹100 on purchase above ₹999
Once on a month
Get 10% off up to ₹100 on orders above ₹299
Twice in a month
Get amazed with FIRST SWYP
Simply SWYP or select
Get 2000 Reward Points
on spending ₹5,000
1000 Reward Points on
1st EMI conversion
Discount code of ₹2,100
on flight and hotel bookings
Complimentary 1 Year Gold
membership
Refer and earn
benefits worth ₹11K+
20% instant discount
twice a month
10% instant discount once a quarter
20% instant discount once online once offline a month
10% instant discount
once a month
10% instant discount
twice a month
More delight with more SWYP, guaranteed
Points on your
monthly spend of
Reward Points on your
monthly spend of
Points on your
monthly spend of
*Terms & Conditions Apply
- Monthly here means customer’s credit card billing cycle, Reward Points will be credited on statement date
- Milestone rewards are not incremental; for e.g. On an eligible spend of ₹16,000, Customer will earn 1,000 Rewards Points only
- Monthly Milestone Rewards not applicable on Rental^, Cash Withdrawal, Fuel & Utility transactions
- ^400 Reward Points on minimum rental spends of ₹20,000 every month!
- -1 Reward Point = ₹0.25
Some of the Credit Card features have been revised, effective 1st May 2024.
To view the list of revised features, Click here.
And it doesn’t stop there…
1% fuel surcharge waiver up to ₹200 p.m.
4 complimentary railway lounge access per quarter
25% Discount on Movie tickets
Complimentary Roadside Assistance worth ₹1,399
Access to additional 300+ merchant offers on all your fav categories, all year round
Spread the word and bump up
your SWYP TRIBE!
Basic
Refer 1 Subscription Fee Waived Off
Get a sneak-peek of your card
Your Name
MANAGE YOUR SWYP PAYMENTS SEAMLESSLY
Pay your statement in full or EMIfy your eligible balance
You can convert your eligible your balance into easy & convenient EMIs
Make sure to pay any outstanding balance post EMI conversion by your payment due date
Go on, it’s yours for the taking!
#1
Enter your basic personal detail
#2
Tell us about your work
#3
Complete your instant video KYC
(if required)
Get Yours Now
Issuance of our Credit Card is subject to the bank's internal assessment and is at the sole discretion of IDFC FIRST Bank.
It’s a rewarding life with FIRST SWYP!
Rack up benefits worth ₹30,000+ every year for
an annual subscription fee as low as ₹499 + GST
EMI Privilege
Convert balances or transactions
into easy EMIs with flat
monthly conversion fees
Feature Partners
Year-long instant
discounts up to 20%
on our feature partners!
Monthly Milestone Rewards
SWYP for exciting Reward Points
on monthly eligible spends
FIRST SWYP
Referral Benefits!
Referral Benefits!
Get subscription fee waived
off and get many more benefits
by referring FIRST SWYP
All the deets you need to know
From our blog
