Activate your Credit Card to begin a rewarding journey with IDFC FIRST Bank

Congratulations, you’ve just received your brand new/ replaced IDFC FIRST Bank Credit Card. You must be excited to start using it, but you’ll have to activate it first. As per the latest RBI mandate, any new or replaced credit cards are delivered in a disabled state for online, contactless, and international transactions. You can conveniently activate your credit card via the IDFC FIRST Bank App or by calling our 24-hour helpline number 1860 500 1111

Why enable Online/ Contactless/ International transaction preferences?

Enable Online/ Contactless transactions on your card to make domestic e-com (domestic OTP transactions) transactions/ tap-n-pay transactions (Without PIN POS transactions) at your favorite merchants respectively.

Enable Online/ POS/ ATM transactions along with International Transactions in order to do International Online/ POS/ ATM transactions.

Enable to enjoy 6X on online transactions and 3X on contactless transactions. TnC applies.

Why generate Credit Card PIN?

For offline transactions at merchants’ outlets and for cash withdrawals, you will need a Credit Card PIN. Generate to enjoy 3X on offline transactions at merchants’ outlets. TnC applies.

It doesn’t take a lot to activate your card. Follow these steps:

Option 1: IDFC FIRST Bank App to generate PIN or Set transaction preferences

Everything you need, in one place!

Via the app, you can manage and view your transactions, rewards, transaction preferences, bill payments, account history, and much more for your Credit Card. To download the app, click here.

To use the app for the first time, you’ll need your customer ID to log in. You can find the details in the congratulatory SMS you would have received upon getting your credit card.

Step 1: Download the IDFC FIRST Bank App.

Step 2: Go to the ‘Manage Card’ option in the Credit Card section and enable your card for online, contactless and international transactions.

Step 3: Generate a PIN by clicking on ‘Set Pin’ in the Credit Card section.

Option 2: Call us on 1860 500 1111

Step 1: Generate your Credit Card PIN.

• Press 1 for ‘generate PIN’ option
• Enter last 4 digits of the credit card number
•  Enter the 3 digit CVV number visible on backside of your card
• Enter 4 digit PIN of your choice
• Re-enter 4 digit PIN to confirm
• PIN generated successfully

Use this PIN for all your purchases at merchant outlets & ATM.

Step 2: Change transaction preferences.

• Press 3 to select ‘Transaction Preferences’ option
• Enter last 4 digits of the credit card number
• Press 1 to enable all transaction types
• Press 2 to enable International transaction types
• Press 3 to enable Contactless transaction types
• Press 4 to enable Online transaction types
• Press 1 to confirm your choice
• Your choice is recorded successfully

Your Credit Card is ready for use as per your preference recorded.

That’s it! You are done activating your new card and can now start using it immediately. After you apply for a credit card online, activating your new credit card is the first thing you’ll want to do. But don’t stop there. You can go ahead and scan the QR code, placed behind your physical card to browse through exciting offers and the true power of the card you hold!

Did you know? You get 3X, 6X, and 10X reward points when you make transactions with IDFC FIRST Bank credit cards.

With industry-best Credit Card rewards, IDFC FIRST Bank puts you FIRST, again!

IDFC FIRST Bank credit cards come with deals that enable you to make the most of your favourite restaurants, malls, shopping outlets, and other points of sales. You can enjoy maximum benefits when you swipe your IDFC FIRST Bank credit cards at airport lounges and add a layer of luxury to your holidays. When you spend above ₹20,000 on your credit card, you get 10X rewards points. On online spends, you get 6X reward points, and on offline spends, you get 3X rewards points. What’s more is that your rewards points won’t get capped and nor will they expire. You also get various exciting offers from our partner merchants from time to time.

IDFC FIRST Bank has one clear goal – to make financial matters easiest for YOU to handle. Activating your new credit card is the first step towards making the most of your association with IDFC FIRST Bank. With our mobile banking app, activating credit cards is now just a matter of a few clicks. The steps provided above will help you activate it and make the most of your card’s offers and benefits. So, what are you waiting for?

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.