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Notifications

  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

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Central KYC records registry operating guidelines

The Government of India vide their Notification dated November 26, 2015 authorized the Central Registry of Securitisation Asset Reconstruction and Security Interest of India (CERSAI), set up under sub-section (1) of Section 20 of the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (54 of 2002), to act as and to perform the functions of the Central KYC Records Registry under the said rules, including receiving, storing, safeguarding and retrieving the KYC records in digital form of a “client”, as defined in clause (ha) of sub-section (1) of Section 2 of the Prevention of Money-Laundering Act, 2002.
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The Central Government have also amended the Prevention of Money-laundering (Maintenance of Records) Rules, 2005 vide Notification dated July 07, 2015, for the purpose of establishment of Central KYC Records Registry. Read less

What is the Central KYC Registry?

The Central KYC Registry or CKYC is a centralized repository containing KYC records of customers with uniform KYC standards and interoperability. It is designed with the aim to reduce the burden of producing and verifying KYC documentation each time a customer establishes a new relationship with a financial entity. A CKYC ID is a unique ID assigned to you. It ensures that you do not have to submit your KYC documents multiple times for any financial transaction.

Features of CKYC

How to know your CKYC information.

CKYC card for customers:

op1

Option 1

Log into your Mobile App or Net Banking and select 'Profile’

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Option 2

Send a 'Hi’ to 95555 55555 on WhatsApp > Select 'Profile' > Select My CKYC ID > Enter OTP received on registered mobile number

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Option 3

You can also check your CKYC ID by giving a missed call at 779-9022-129

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Option 4

Visit the URL .

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Option 5

You can use the DigiLocker app. Download CERSAI - CKYC ID Card with OVD ID and authentication factor (DOB/Pin code/Mobile no.)

Central KYC Records Registry Customer Awareness - CKYC

Central KYC Registration Process

Central KYC Registration Process

Banking made easier with CKYC

Banking made easier with CKYC

RBI CKYC

RBI CKYC

Frequently Asked Questions

Why did I get a CKYC download notification?

You receive a CKYC download notification when an institution downloads your KYC record from CKYCR using your KYC Identification Number. It may do so for the purpose of 

KYC fulfilment when you apply for a product or services from us.

Updating your existing records in CKYCR basis the latest KYC document submitted by you at the time of new product/service application, periodic KYC renewal or change in demographics like change in address, mobile, email etc.

What is the process of completing CKYC?

When you opt for any financial product / service from any of the financial institutions regulated by RBI, SEBI, IRDAI or PFRDA, these institutions will register your KYC details with the CERSAI (Central Registry of Securitisation and Asset Reconstruction and Security Interest of India).

You will need to submit the following documents:

  • • PAN Number
  • • Identity and Address Proof
  • • Valid Passport
  • • Valid Driving License,
  • • Proof of possession of Aadhaar number,
  • • Voter's Identity Card issued by Election Commission of India,
  • • Job card issued by NREGA duly signed by an officer of the state government,
  • • Letter issued by the National Population Register containing details of name and address
  • • One recent passport size colour photograph

Upon successful registration, you will be provided with a unique KIN. Once the KIN is generated / updated, an SMS / E-mail will be sent by us & CERSAI to your Registered Mobile Number / E-mail ID.

How is CKYC beneficial to me?

Once your KYC details are registered with CKYC, you will receive a unique KIN number. You can quote this number for establishing new financial relationship/account opening with said financial institutions without having to submit your KYC documents again, provided that there is no change in your KYC document.

  • For more information, please watch the video in the link below –

https://www.ckycindia.in/ckyc/assets/images/CentralKYCRecordsRegistryCustomerAwarenessVideo.webm.