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Club Vistara IDFC First Credit Card

Everyday Spends,
Exquisite Rewards

Every swipe brings you
closer to an extraordinary lifestyle

Shopping
Shopping
Household Expenses
Household Expenses
Groceries
Groceries
Fuel
Fuel
Activation Benefits
Milestone Benefits
Travel

Frequently Asked Questions

Is there Joining/ Membership/ Annual fee on Club Vistara IDFC FIRST Credit Card?

Yes, there is a Joining fee on the Club Vistara IDFC FIRST Credit Card. The card comes with a joining fee (1st year) of Rs. 4,999 + GST and an annual fee (2nd year onwards) of Rs. 4,999 + GST.

What will I get on paying Joining Fee or Annual fee?

Paying the Joining Fee or Annual fee for the Club Vistara IDFC FIRST Credit Card comes with several benefits. These include:

Joining fee payment benefits:

· 1 complimentary premium economy ticket voucher

· 1 one-class Upgrade voucher

· Club Vistara Silver Membership

· 3 months complimentary EazyDiner Prime membership

Annually recurring fee payment benefits:

· 1 complimentary premium economy ticket voucher

· 1 one-class upgrade voucher

· Club Vistara Silver Membership will be renewed

When will I get the Joining benefits?

You will receive the joining benefits within 5 working days after paying the joining fee. 

I have an existing IDFC FIRST Bank Credit Card, what will be the limit offered if I also apply for a Club Vistara IDFC FIRST Credit Card?

If you have an existing IDFC FIRST Bank Credit Card  you will be able to apply for Club Vistara IDFC FIRST Credit Card. In this case, the credit limit from your existing card will be the overall credit limit across your multiple IDFC FIRST Bank Credit Cards.

In the joining benefits, can I combine the two offers and upgrade the premium economy ticket voucher to a business class ticket?

No, the complimentary Premium economy ticket voucher and one-class upgrade voucher cannot be combined. But you can use the one-class upgrade voucher on another independent Club Vistara flight ticket. For more details on your Club Vistara vouchers Please click here

When will the annual fee be charged and when will I have to pay the annual Fee?

Annual Fee of Rs. 4,999 + GST will be levied exactly after 12 months (365 days) from the day of card issuance, but customer will be expected to pay the same within the 12th statements due date to avoid any late payment or interest charges.

For example, if the card is issued on 5th July 2023. Annual fee of Rs. 4999 + GST will be charged on 5th July 2024. This fee will reflect in the 12th month statement which will be generated on 17th July 2024 (statement date for Club Vistara IDFC FIRST Credit Card) having a due date after 18 days which will be 4th August 2024. Customer can pay the annual fee anytime between 5th July to 4th August 2024.

How many complimentary tickets will I get in a year?

You can receive up to 6 premium economy class ticket vouchers in a year. This includes 1 complimentary ticket as a joining benefit and 5 additional tickets as an annual spend milestone benefit.

Will I earn CV Points for every spend?

Yes, you will earn CV Points on every transaction using the Club Vistara IDFC FIRST Credit Card. Here's how the points are calculated:

-    6 CV points on spends up to Rs. 1,00,000 in a billing cycle and 4 CV points for all spends above Rs. 1,00,000.

-    1 CV point on every transaction done on Fuel, Utility, Insurance, Wallet Load and Rent.

-  CV points will not be given on transactions converted to EMI, Balance Transfer and on Cash Withdrawals.

-   Earn of CV point will be calculated per Rs. 200.

-   CV points will be calculated every billing cycle.

If I receive 5 premium economy ticket vouchers against annual spend milestone, can I use the same for booking for my family members?

Yes, you can add up to 8 nominees to your Club Vistara account, and the premium economy ticket vouchers can be redeemed for those nominees, including family members.

Will the 5 complimentary premium economy ticket vouchers against annual spend milestone be given every year?

Yes, every anniversary year, you can unlock up to 5 complimentary Premium Economy Ticket Vouchers on crossing specific spend milestones. The spend milestones and the corresponding number of ticket vouchers are as follows:

₹ 1,50,000 -> 1st Ticket Voucher

₹ 3,00,000 -> 2nd Ticket Voucher

₹ 4,50,000 -> 3rd Ticket Voucher

₹ 9,00,000 -> 4th Ticket Voucher

₹ 12,00,000 -> 5th Ticket Voucher

Continue spending on your Club Vistara IDFC FIRST Credit Card and enjoy the benefits of more complimentary tickets.

How will I receive my Complimentary tickets?

You will get 1 premium economy ticket voucher post 5 working days after joining fee payment. The other complimentary premium economy ticket vouchers on crossing milestones will be given per statement cycle. Notification for the same is sent via email on your registered email ID by Club Vistara Team and the voucher details are added in your Club Vistara account. You can view the same details after logging on the Club Vistara website. Path: My Account Page> Vouchers.

What is the validity of the premium economy ticket voucher once received on joining fee payment?

Validity is usually 6 months before the voucher is redeemed from your end. Once you redeem the voucher, the validity is 3 months. Make sure to redeem the voucher before it expires to enjoy the benefits of a complimentary ticket.

Can the Premium Economy Ticket be used for International Flights?

The complimentary premium economy ticket vouchers received on the Club Vistara IDFC FIRST Credit Card can only be redeemed for booking domestic flights within India.

What is the tenure of validity of my CV points?

The CV points earned on the Club Vistara IDFC FIRST Credit Card have a validity of 36 months. For more details on the exact validity period, please log in to your Club Vistara account.

Can the CV Points be used for booking International Flights?

Yes, the accumulated CV Points can be used for booking both domestic and international flights on Club Vistara. You can refer to the award chart provided on link below for more information on redemption options.

https://www.airvistara.com/content/dam/airvistara/global/english/plan-travel/fare-rules/documents/Award-Chart.pdf

Will I receive regular CV points in addition to the Bonus 2000 CV points received on qualifying for monthly milestones in 2nd, 3rd and 4th billing cycle?

Yes, in addition to the Bonus 2000 CV points received for qualifying monthly spend milestones in the 2nd, 3rd, and 4th billing cycles, you will also earn regular CV points on every transaction made using the credit card.

Will I receive the Bonus 2000 CV points on qualifying for monthly milestones every year?

The Bonus 2000 CV points for qualifying monthly spend milestones in the 2nd, 3rd, and 4th billing cycles are only applicable for the first year of card membership. Subsequent years will not have this specific bonus point offer.

What is the forex mark-up on Club Vistara IDFC FIRST Credit Card?

The forex mark-up fee on the Club Vistara IDFC FIRST Credit Card is competitively set at 2.99%. 

Can I avail airport lounges on Club Vistara IDFC FIRST Credit Card?

Yes. You are entitled to 2 complimentary domestic airport lounge & spa visits and 1 complimentary international airport lounge visit per quarter on monthly spends of Rs.20,000. This will become applicable w.e.f 1st May 2024. Please spend min Rs. 20,000 in April 2024 to get access in May 2024.

How can I avail my complimentary Lounge / Spa benefit?

You can avail the complimentary lounge/spa benefit by using your credit card at domestic airport lounges and your Dreamfolks card at international airport lounges.

Can I avail Golf benefit on Club Vistara IDFC FIRST Credit Card?

Yes, as part of the Mastercard Network benefits, you can avail golf offers with your Club Vistara IDFC FIRST Credit Card. This includes:

·  4 complimentary rounds of green fees per calendar year (only 1 round in a calendar month)

·  12 complimentary golf lessons per calendar year (1 lesson per calendar month)

·  Discounted golf services at 50% of the green fee beyond complimentary sessions

For bookings, queries, or complaints, please call Mastercard toll free helpline no. 1800-102-6263

Can I gift an Add-on Club Vistara IDFC FIRST Credit Card? And what are the benefits?

You can gift an Add -on Club Vistara IDFC FIRST Credit card to a loved one.

· The add-on card comes without any joining or annual fees.

· While the add-on member does not receive a separate Club Vistara ID, Club Vistara Membership, CV points, or complimentary flight tickets, all spends made by the add-on customer contribute towards helping the primary cardholder reach their milestones faster to unlock free tickets and earn more CV points.

· The add-on customer can also enjoy airport lounge access, as it is fungible between both the primary and add-on cardholders.

What is Club Vistara?

Club Vistara is a value-based frequent flyer program of Vistara wherein your points are calculated on the value of your base fare. With fluctuating ticket prices, being part of a value-based loyalty program ensures you earn more points when you spend more.

What are CV Points?

CV Points are accumulated by members in their Club Vistara account for flying on any Vistara flight and/or with its partners for use of their services. These CV Points are valid for 36 months from the date of flight and can be redeemed for free flights and upgrades.

When will the joining fee be charged and when will I have to pay the Joining Fee?

The joining fee of Rs. 4,999 + GST will be charged on the day the card is issued. However, you are expected to make the payment within the 1st statement’s due date to avoid any late payment or interest charges.

For example, if the card is issued on 5th July 2023, the joining fee will be reflected in the first statement generated on 17th July 2023. The due date for payment will be 4th August 2023. You can pay the joining fee anytime between 5th July to 4th August 2023.

Do I need to spend ₹20,000 every month to activate my lounge benefits?

 You can activate your complimentary lounge visits in the next month by spending a minimum of ₹20,000 in the current calendar month.

For e.g., Meet spend criteria between 1st to 31st Jan 2024. Benefit activated for Feb-2024.

The spends condition stands revised from 1st May 2024. ₹5,000 spends in March 2024 will unlock access in April 2024. ₹20,000 must be spent in April 2024 to get complimentary access in May 2024.

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