Category
|
Amount
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Travel Insurance covering Loss of Checked-In Baggage, Delay in Flight, Delay of Checked-In Baggage, Loss of Passport and documents. Claim would be payable only if the ticket is purchased from the covered card
|
Loss of Checked-In
Baggage -USD 500
Delay In Flight -USD 300
Delay of Checked-In
Baggage- USD 100
Loss of Passport and other
documents- USD 300
|
Personal Air Accident - Covers Air accidental
death arising out of Aircraft, schedule Airlines
etc. Claim would be payable only if the ticket is purchased from the covered card
|
INR 10,000,000
|
Air Accident/Travel Insurance Cover
Air Accident - In the event of Air accidental death arising out of Aircraft, schedule Airlines etc. as defined under the policy the claim would be payable only if the ticket is purchased from the covered Card.
Loss of checked in Baggage - Compensation up to Sum Insured will be paid in the event of the Insured suffering a total loss of Baggage while on a Journey that has been checked by an International Airline for an International flight.
Delay of Checked in Baggage - Insured will be reimbursed for the expenses incurred for emergency purchase of basic essential items in the event that he suffers a delay of Baggage of more than 12 hours from the scheduled arrival time at the destination for delivery of Baggage that has been checked by an International Airline for an International flight.
Loss of Passport and travel related documents - Covers for reimbursement of expenses incurred in procuring travel related documents namely Passport / Visa. All cost incurred in procuring including application fees for the lost passport including any travel documents such as Visa in event of a loss.
Delay in Flight - Compensation up to Sum Insured will be paid in event an international flight of an international Airline in which the Insured is travelling arrives at the destination after 12 hours from the scheduled arrival time. Proof of delay of flight must be provided by obtaining the Certificate(s) from the concerned authorities.
EXCLUSIONS:
· Any flight of an International or National Airline for an international inbound flight to Republic of India.
· No partial loss or damage shall be compensated.
· Valuables in the baggage will not be covered.
· Any loss or damage, resulting from or arising out of or in connection with terrorism or terrorist activity.
· On duty Pilots, armed forces, police, air crew are not covered.
· Any act of terrorism is not covered.
· Death due to participation in dangerous sports activities, attempted suicide, self-injury, or under influence of intoxicating liquor or drugs, or any kind of natural death will not get covered in the policy.
· Jewelry, perishable items are not covered.
· Earthquake, Terrorism is not covered.
· Mysterious disappearance is not covered.
Terms and Conditions
Cancellation For Any Reason (CFAR) insurance: Cancellation cover for 2 claims up to INR 50000, will be available for hotel and flight booking cancellations
Cancellation For Any Reason (CFAR) insurance – Know more
Road Side Assistance Offer Details: Complimentary Road Side Assistance (RSA) all over India, up to 4 times in a year worth ₹1399 on your IDFC FIRST W Credit Card through Global Assure.
How to Avail:
1. IDFC FIRST Bank card holder should call Toll-free Number 18005723860 to avail Emergency Road Side Assistance (RSA).
2. IDFC FIRST Bank card holder will share their Full Name, last four digits as on card to Global Assure to claim RSA services. Upon validation of above details a fleet vehicle will be sent to the cardholder location.
3. IDFC FIRST Bank card holder will show any own Govt. ID proof / Car ID (RC Copy, PUC Certificate, Insurance Copy) to the fleet vehicle agent. RSA Service will be provided post validation and name match on Govt. ID/Car ID with the name on the IDFC FIRST Bank credit card.
4. All the services to IDFC FIRST Bank card holder will be provided as per the below mentioned terms & conditions.
5. IDFC FIRST Bank card holder can avail up to a maximum of 4 complimentary RSA services in a year.
Terms and Conditions
Zero Card Liability Cover (Lost Card Liability, Counterfeit/Skimming/Phishing and Online Fraud Protection) up to ₹50,000.
Lost Card Liability:
· Fraudulent utilization of lost or stolen covered Card including at point of sale and merchant establishment transactions are covered.
· PIN based transactions are not covered.
Counterfeit/Skimming
· Losses arising out of unauthorized transactions on Counterfeited/Skimmed card on ATM/POS anywhere in the world.
· Losses arising out of duplicate or counterfeit Cards as issued by the Bank created without the Card holder’s knowledge. Counterfeit Card shall mean a Card which has been embossed or printed to pass off as a Card issued by the Bank which is subsequently altered or modified or tampered with without consent of the Bank.
Online Fraud Protection/Phishing
· Fraudulent loss or damage arising due to Information obtained by Unauthorized Access to sensitive information such as passwords and credit card details by masquerading as a trustworthy entity in an electronic communication which is not owned, operated or contracted by the Insured or the Insured’s Bank Card processor.
· The coverage covers all online fraudulent utilization of Credit Cards using the authorized CVV (Card Verification Value Code) issued to the Cardholder by the Bank.
GENERAL EXCLUSIONS:
· Fraudulent transactions done by a person known to the Cardholder.
· All Losses arising from breach of 2nd level authorizations Exclusion (Cards details, Password, OTP or PIN with fraudster)
· Vishing - Any fraudulent loss or damage arising due to information obtained by unauthorized access to sensitive information by masquerading as a trustworthy entity in a voice communication
· Claim due to deliberate breach of law.
· Gross Negligence
Terms and Conditions
