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Profitability issues to be fully sorted in next 5 years

IDFC First Bank has announced the next phase of growth parameters in which the lender is planning to grow the advances by 20 per cent and deposits by around 25 per cent.

23rd January 2024Read More

A Merger that sparked a revolution in India’s Modern Banking Universe

Despite its twists and turns, the harmonious merger between a fintech NBFC and a Infrastructure Bank turned into a massive success and an enduring example for future such mergers.

31st October 2023Read More

Money Control Interview

IDFC FIRST Bank-IDFC merger on track, says MD & CEO V. Vaidyanathan

After reporting a 35 percent year-on-year growth in net profit, the bank is targeting a credit growth of 24-25 percent in the last two quarters of 2023 - 24, said V. Vaidyanathan, MD & CEO of IDFC FIRST Bank.

31st October 2023Read More

ET Markets Article

We have enough gas in our tank and even if there is turbulence, we will be very safe: V. Vaidyanathan, IDFC FIRST Bank

V. Vaidyanathan, MD & CEO IDFC FIRST Bank, says “ROA will improve in due course. I cannot claim it will increase every quarter because business is business, and one quarter can be up and down.

31st October 2023Read More

NPAs in loan against property will decline

NPAs in loan against property will decline

The share of non-performing assets (NPAs) in IDFC FIRST Bank's loans against property will reduce meaningfully as the Covid-affected part of the portfolio will move towards normal repayment, said MD and CEO V. Vaidyanathan.

31st October 2023Read More

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Until A Decade Ago, A Significant Portion Of India Lacked Basic Banking Services: V Vaidyanathan, IDFC First Bank

In an exclusive interview with Business World, IDFC First Bank's CEO and MD Mr. V. Vaidyanathan discusses innovative strategies, technological advancements and India's financial transformation over the last decade

18th October 2023Read More

Our MD & CEO speaks to Economic Times on the growth of the start-up industry in India

Solutions follow jobs as start-ups build for new India

Our MD and CEO, Mr. V. Vaidyanathan was featured in an article by The Economic Times where he spoke about how India's start-up industry is poised for further growth, driven by new-age companies in sectors like commerce, logistics, agriculture, and education.

9th October 2023Read More

IDFC FIRST Bank's 3 pillars of growth

IDFC FIRST Bank's 3 pillars of growth: Read our MD & CEO's article in an international publication - Foreign Affairs (GMI Post)

IDFC FIRST Bank CEO and Managing Director V. Vaidyanathan speaks to Foreign Affairs (GMI) on the Bank’s three pillars of growth - Strengthening the books and reputation, going digital and delivering social good

4th October 2023Read More

Business World

IDFC Progressing Due to Exceptional Goodwill Of Customers, Shareholders: MD & CEO

In a recent annual shareholder letter for the fiscal year 2022-2023, IDFC FIRST Bank MD & CEO, Mr. V. Vaidyanathan shared key takeaways of the Bank’s journey towards financial inclusion, overcoming challenges and achieving substantial profit growth.

3rd October 2023Read More

Targeting bottom of pyramid via tech

Targeting bottom of pyramid via tech

IDFC FIRST Bank’s MD and CEO, Mr. V. Vaidyanathan shares valuable insights on the pivotal role of technology as a significant enabler within the financial services industry.

8th September 2023Read More

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Want to stay on the pitch for long, not hit sixes and fours: IDFC First Bank MD & CEO

IDFC FIRST Bank’s MD & CEO, Mr. V. Vaidyanathan says, “In terms of strategy, we need to grow at a steady pace. Our focus is to stay on the pitch for long, not hit sixes and fours.”

10th August 2023Read More

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Retail deposits have grown, interest margin to be stable from now

IDFC FIRST Bank’s MD & CEO, Mr. V. Vaidyanathan says the Bank is focused on growing its retail deposits with an aim to build a granular franchise.

1st August 2023Read More

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IDFC FIRST to focus on cash-flow based lending business

IDFC FIRST Bank’s MD & CEO, Mr. V. Vaidyanathan said demand for working capital loans from small business is on the rise following the government’s capital expenditure push.

31st July 2023Read More

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Can V Vaidyanathan's Midas touch turn IDFC into a banking behemoth?

The optics look good for IDFC, which announced a merger with IDFC First Bank recently.

5th July 2023Read More

Shareholders have got a fair deal

As far as the bank shareholders are concerned, the book value per share goes up by around 5% because the bank is extinguishing 160 million shares in the merger process, and some cash from IDFC would come into the bank.

5th July 2023Read More

'Will follow the path and structure of ICICI, HDFC Bank'

IDFC First Bank on Monday approved the merger with IDFC. The swap ratio for the amalgamation of IDFC into and with IDFC FIRST Bank is 155 equity shares each of IDFC First Bank for every 100 shares of face IDFC.

3rd July 2023Read More

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While IDFC First Bank loan book grew by 24%, operating profit surged 67%; good operating leverage kicking in: V Vaidyanathan

V Vaidyanathan, MD & CEO, IDFC First Bank, says rather than a phase of growth, they are very proud about asset quality

3rd May 2023Read More

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Our deposit growth will continue to outpace advances

IDFC FIRST Bank is targeting to reduce its gross non-performing assets (GNPAs) to below 2% in FY24

3rd May 2023Read More

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Demand for Home Loans has slightly slowed down

IDFC FIRST Bank is witnessing a strong demand for credit cards. However, it has decided to issue cards largely to its existing customers.

23rd January 2023Read More

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We have the opportunity to build a successful bank only once in a lifetime

As a bank, we are putting a lot of effort into building a high-quality culture of cutomer-friendly relations.

5th December 2022Read More

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CBDC more anonymous than traditional e-transactions

IDFC FIRST Bank is one of the four banks that will participate in the first phase of the central bank digital currency.

30th November 2022Read More

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IDFC FIRST Bank’s Transformation to Retail Complete; NPA Woes Behind

IDFC FIRST Bank's transformation to retail complete; NPA woes behind. IDFC FIRST Bank will begin to grow its loans with a particular focus on retail

9th November 2022Read More

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Borrowers will get used to new rate structure in 3-4 months

V Vaidyanathan, MD & CEO, IDFC First Bank, is optimistic that despite the vise in interest rates, the huge need forcars and homes in the country will keep demandgoing.

28th October 2022Read More

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The Bank is clearly riding a steep growth curve: Mr. Sudhanshu Jain in an interview with Dalal Street Investment Journal

V Vaidyanathan, MD and CEO, IDFC First Bank, is confident that the pain of the pandemic is pretty much history.

15th August 2022Read More

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We don’t expect to post a loss ever again: IDFC FIRST Bank CEO

V Vaidyanathan, MD and CEO, IDFC First Bank, is confident that the pain of the pandemic is pretty much history and normalisation of credit costs at 1.5 per cent is quite certain.

12th August 2022Read More

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Cost-income ratio to dip as legacy deposits get re-priced

While announcing the Q4 results, the bank said for the first three years after the merger, it grew its retail deposits base.

13th May 2022Read More

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Home Loans are our biggest driver and they will keep growing

IDFC First Bank is replacing higher-cost borrowings with lower-cost ones and working on branch-level profitability to reduce its cost to income ratio.

7th May 2022Read More

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Mr. V Vaidyanathan, MD & CEO, IDFC FIRST Bank speaks to ET Now on Q4 FY22 results

We feel NIM will stay strong for the bank because the operating model is strong, but the more important question is from the operating profit point of view.

2nd May 2022Read More

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Mr. V Vaidyanathan, MD & CEO, IDFC FIRST Bank speaks to Business Today TV on Q4 FY22 results

Hello and welcome to Business Today. I am Siddharth Zarabi and with me today, Mr. Vaidyanathan, MD & CEO of IDFC FIRST Bank. Welcome to the show.

2nd May 2022Read More

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Meet the banker who has 'shared' 38% of his wealth with staff

IDFC's Vaidyanathan, who believes that there is no point in money lying idle in his demat account, plans to continue with philanthropy

10th April 2022Read More

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IDFC FIRST Bank on profitability path

IDFC FIRST Bank believes it has laid a very good foundation over the last three years since the merger and its impact is now being seen.

16th February 2022Read More

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Mr. V Vaidyanathan, MD & CEO – IDFC FIRST Bank, in conversation with BloombergQuint

Hello and welcome to Bloomberg Quint. We are in the conversation with Mr. V. Vaidyanathan MD and CEO of IDFC FIRST Bank. They announced that quarterly results recently.

14th February 2022Read More

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Legacy issues behind us, says IDFC First Bank MD Vaidyanathan

IDFC First Bank has gone through a tough phase due to asset quality issues and challenging market conditions. Its numbers now suggest that the lender has addressed most of its problems.

2nd February 2022Read More

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Mr. V Vaidyanathan, MD & CEO – IDFC FIRST Bank speaks to ET Now on Q3 FY22 results

Let’s take stock of IDFC FIRST Bank. We have with us MD & CEO Mr. V. Vaidyanathan joining in the show right now.

31st January 2022Read More

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IDFC FIRST’s at a seminal moment with core profit growth

IDFC FIRST Bank reported a 50% year-on-year growth in net profit to ₹152 crore in the second quarter ended September

1st November 2021Read More

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Our provision numbers will eventually fall to just 2% of advances

IDFC FIRST Bank expects the government to prevent a duopoly in telecom sector, MD & CEO V Vaidyanathan tells Shritama Bose

6th August 2021Read More

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Expect NPAs to reach pre-covid levels soon

Private lender IDFC FISRT Bank has reported a net loss of ₹630 crore during the June quarter owing to higher provisions.

3rd August 2021Read More

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Mr. V Vaidyanathan, MD & CEO – IDFC FIRST Bank speaks to ET Now on Q1 FY22 results

The nature of our business is that customers who do not pay in a particular bucket they tend to move to the next stage of delinquency

2nd August 2021Read More

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In FY22, our loan book should grow by 20%

After the quarterly result the bank reported a net loss of ₹630 crore due to higher provisions, V Vaidyanathan, managing director and chief executive officer, IDFC FIRST Bank

2nd August 2021Read More

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Mr. V Vaidyanathan, MD & CEO – IDFC FIRST Bank speaks to CNBC TV18 on Q4 FY21 results

IDFC FIRST Bank posted mixed numbers, you can say because growth in deposits etc. is very good but asset quality will be an issue

10th May 2021Read More

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We are heading towards gross NPAs of 2% on a sustainable basis

IDFC FIRST Bank intends to use its current account savings account (CASA) base to enter the prime segment

12th May 2021Read More

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IDFC FIRST Bank uses good CASA base to scale up home loans

Aims for 40% of total pie from mortgage book; confident of growing savings accounts despite rate reduction

10th May 2021Read More

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Mr. V Vaidyanathan, MD & CEO – IDFC FIRST Bank speaks to CNBC TV18 on the recent Capital raise announcement

IDFC FIRST Bank’s Board has given their approval for fundraising of about Rs. 3000 crore. The stock also had a stellar start to 2021

19th February 2021Read More

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Mr. V Vaidyanathan, MD & CEO – IDFC FIRST Bank speaks to CNBC Awaaz on the recent Capital raise announcement

19th February 2021Read More

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Mr. V Vaidyanathan, MD &CEO speaks to Zee Business on Q3FY21 results

5th February 2021Read More

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Mr. V Vaidyanathan, MD &CEO speaks to ET Now on Q3FY21 Results

IDFC FIRST has brought down the bank’s infrastructure book down to Rs 11,000 crore from Rs 22,000 crore at the time of the merger

5th February 2021Read More

Time for Progressive Corporate Tax

A reformed tax structure for all businesses will support small enterprises, formalise and boost the economy.

29th January 2021Read More

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Indian Banks Emerged Stronger in Pandemic Test Through Swift Reforms

As the year started no one had factored in the extraordinary gyrations they would experience in their lives in 2020

29th December 2020Read More

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WFH Means Do It All Yourself

There are many positives through video apps, we can call additional participants into a meeting in seconds

21st August 2020Read More

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We're prepared for asset quality contingency

Explaining what went behind the ₹2,000 crore of equity raise announced last Friday, V Vaidyanathan, managing director (MD) & chief executive officer (CEO)

5th May 2019Read More

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I am building a bank for the long run”: Mr. V Vaidyanathan

Having settled most of the merger-related issues, IDFC FIRST Bank is well on its way to what it set out to be-the first stop for small entrepreneurs and consumers

6th November 2019Read More

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Crying demand in India is to finance the unfinanced”: Mr. V Vaidyanathan

Private lender IDFC FIRST Bank will improve the mix of its loan book to atleast 70% retails loans in the next few year

6th November 2019Read More

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IDFC FIRST Bank progressing on its promises

After a prolonged period of underperformance operationally and on the bourses, things seem to be getting better for IDFC FIRST Bank

30th October 2019Read More

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IDFC FIRST Bank enters profit zone despite impact of corporate tax cut

Shrugging off the impact of the merger, IDFC FIRST Bank finally entered into profitability in the second quarter of the fiscal

26th October 2019Read More

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ET Start-up Awards: Robust Ecosystem's been Enabled

The government has played a critical role in shaping India's startup ecosystem into the behemoth that it is today

26th August 2019Read More

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New Rider at IDFC FIRST Bank

V Vaidyanathan, the new boss of the merged entity, has had a good run but now faces challenges and high expectations

24th February 2019Read More

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Stepping up to the Crease

When V. Vaidyanathan first stepped into the playing field in the early 90s at Citibank, the banking industry enjoyed an open field at the time

15th January 2019Read More

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The Merger is the Great Platform

In a brief telephonic interview with BW Businessworld’s Clifford Alvares, V VAIDYANATHAN outlines his strategy, and much more on IDFC First’s future. Excerpts.

15th January 2019Read More

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IDFC FIRST: Mgmt buyout turns into bank

IDFC FIRST Bank has the distinction of being the first management buyout converted into a bank, according to MD & CEO V. Vaidyanathan

21st December 2018Read More

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Capital First Q2 net trebles to RS 105 cr on strong core income

Non banking financial company (NBFC) Capital FIRST friday reported over three-fold jump in its consolidated net profit

26th October 2018Read More

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Mr. V Vaidyanathan at the India Economic Conclave 2018

When we say 'Rise with India', we also want to see the rise of the 'Tiny enterprises of India'. by enabling digitization the government has ensured the growth.

19th July 2019Read More

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Mr. V Vaidyanathan: A Big-match Player

Why work for a bank when you could own one? Setting up a retail NBFC was only the first step in V Vaidyanathan's larger game plan

28th June 2018Read More

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We Believe We Want to Create a Relatively Simple Bank

V Vaidyanathan, CMD, Capital FIRST says the core story of financing small entrepreneurs does not change at all.

7th June 2018Read More

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What hasn’t happened in past 50 years will happen in next five: V. Vaidyanathan

The Competition Commission of India (CCI) has approved the merger between IDFC Bank Ltd. and Capital FIRST

21st March 2018Read More

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Budget 2018: Rural All The Way

The one that caught the attention was the 10% tax on long term capital gains on equities but this too will be digested and forgotten over time.

6th February 2018Read More

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Indian bank M&A is creative fix for both sides

An Indian financial tie-up will help both sides come of age, India's Capital FIRST, a fast growing provider of loans to consumers and small enterprises backed by buyout firm Warburg Pincus

23rd January 2018Read More

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V Vaidyanathan 5th ICICI-bred exec to head a bank

ICICI group has taken on the mantle of being a leadership factory in the financial sector. V Vaidyanathan is the latest in the series.

16th January 2018Read More

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Project Idli Dosa cooked over Curd Rice and Khichdi

On a pleasant November evening when Rajiv Lall was contemplating life after a broken engagement with Shriram Capital

15th January 2018Read More

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IDFC-Capital First may have to raise 4k cr to meet norms

The proposed merger between IDFC Bank and Capital FIRST, more than a third owned by private equity firm Warburg Pincus

15th January 2018Read More

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Mr. V Vaidyanathan’s interview with Mint

In 2011-12, V Vaidyanathan took control of the erstwhile Future Capital with support from private equity fund Warburg Pincus and launched Capital FIRST.

15th January 2018Read More

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IDFC Bank’s valuations likely to improve post Capital First deal

Combined loan book to have an advantage of larger spread across loan segments from big infrastructure projects

15th January 2018Read More

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Mr. V Vaidyanathan’s interview with Economic Times

I count on Dr. Lall to keep books clean, make provisions

15th January 2018Read More

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Mr. Rajiv Lall’s interview with Economic Times

In less than 3 months after snapping merger talks with Shriram Capital, IDFC Bank's chairman Rajiv Lall stitched up a deal with Capital FIRST

15th January 2018Read More

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Capital First and IDFC Bank announce merger

IDFC Bank and Capital FIRST today announced that the Boards of Directors of IDFC Bank and Capital FIRST approved a merger

15th January 2018Read More

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IDFC Bank and Capital First to merge, manage 88k cr assets

IDFC Bank and Capital FIRST on Saturday agreed to a merger to form a combined entity that will have assets under management of Rs. 88,000 Crore

13th January 2018Read More

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Capital First is in right direction – Outlook Money

7th August 2017Read More

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Economic Times article on GIC Investment

The US-based private equity fund Warburg Pincus on Wednesday sold 25% in Capital FIRST to a clutch of investors

18th May 2017Read More

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Investor worry not warranted on Warburg part-exit from Capital First.

The stock of Capital FIRST fell a little over 5 percent on Wednesday, reacting to its private equity promoter Warburg Pincus making a partial exit

17th May 2017Read More

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The Hindu Business Line article on GIC Investment

US private equity major Warburg Pincus has sold 25 per cent stake in non-banking finance company Capital FIRST to a clutch of marquee foreign and local investors

17th May 2017Read More

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Capital First GIC Investment Press Release

Capital FIRST would like to announce that Cloverdell Investment Ltd., and affiliate of Warburg Pincus has sold 25% stake in the company to marquee foreign and domestic investors

17th May 2017Read More

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Mr. V Vaidyanathan's interview with Economic Times

Travelling to Chennai for annual holidays by train in sleeper class coaches.

10th May 2017Read More

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Financing India's burgeoning entrepreneurs

From what i understand FIIs look for companies with high corporate governance, high growth, high profitability and in a niche area

12th April 2017Read More

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A Bouncing, Turning Wicket

I recently met some senior delegates of a foreign bank who oversee global payment operations. I took the opportunity to ask them to compare India with the US.

31st March 2017Read More

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A brave new world

Leadership always has to be seen in a particular context; even leadership for the greatest of the leaders, be it Mahatma Gandhi or Nelson Mandela, had a context

31st March 2017Read More

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We're Adding 50,000 Borrowers Every Month to Capital Firs

Small and medium enterprises (SMEs) will become more bankable as a result of the government'sdecision to withdraw high-value currency notes, said V Vaidyanathan

3rd March 2017Read More

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Central Bank's Demon Stance Vindicated

Non-food credit growth in India YOY is quite low at 3.29% as of February 2017, largely led by de-growth in industry segment, mainly large corporates

2nd March 2017Read More

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Business Today - Most Valuable Companies of 2016

18th November 2016Read More

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New Licence Policy will be Banking 1991 Moment

Banking had a 'clubby' feeling to it - if you got in, you had a license to take deposits, lend loans participate in interbank settlements

3rd August 2016Read More

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Rolling out the red carpet

Starting today, we showcase the five entrants who are at the very top in each of the eight categories in which ET Startup awards will be presented.

1st August 2016Read More

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NBFC space is quite good right now

The Reserve Bank of India released guidelines for 'On tap' licensing for private sector universal banks on Monday.

1st August 2016Read More

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Mint article

In a chat with Mint's R. Sukumar at EmTech India 2016, V Vaidyanathan chairman of the Capital FIRST group, spoke about how digital is disrupting the financial sector

1st August 2016Read More

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The Founding Story of Capital First

22nd July 2016Read More

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Fintech and new-age banking

Fintech firms must look at creating new market and new products, and solving real world problems, say experts

5th July 2016Read More

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Clarification & Correction By Indian Express

In the report 'EoW probes case against logistics' firm for fraud, the complainant was wrongly identified as Capital FIRST

20th November 2015Read More

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Clarification on the Incorrect media report on Capital First Limited

19th November 2015Read More

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Article by Mr. Vaidyanathan on Tax Structure

I would recommend that the finance minister Arun Jaitley, for the first time in India, to introduce the concept of "progressive" tax structure

25th February 2015Read More

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Capital First Cogensys Interview2

23rd June 2014Read More

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Article by Mr. Vaidyanathan

23rd April 2014Read More

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Capital first Announcement

Capital FIRST announced that it is raising fresh equity capital of Rs.178 crores  on a preferential basis at Rs.153,80/- per share subject to approval of shareholders.

4th March 2014Read More

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The management buyout of NBFC Capital First is the largest in India

It took little over three months of negotiations for private equity firm Warburg Pincus to pick up a 70 per cent stake in financial services company Capital First.

20th January 2013Read More

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Warburg to Buy 70% in Future Capital

Us private equlity gaint Warbury pincus has agreed to buy a controlling stake in financinal servrices firm. Future  Capital Holdings for about ₹800 crore.

20th June 2012Read More

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Warburg Pincus Acquires Equity Stake in Future Capital Holdings

3rd June 2012Read More