Enjoy Zero Charges on All Commonly Used Savings Account Services
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Designed with entrepreneurs like you in mind
This is not just a feel-good statement; we deliver solutions tailored for your business
Interest rate*
Year 1 (Introductory Offer): 1.5% p.m.
Year 2 onwards: 2% p.m.
Industry average: 2% - 3% p.m.
Rewards on foreign currency transactions
Rewards on Business Utility & Digital Advertising
Rewards on Rentals, Restaurants & Utility
Rewards on foreign currency transactions
Rewards on Business Utility & Digital Advertising
Rewards on Rentals, Restaurants & Utility
Interest Rate: 3% p.m.
To apply for the IDFC FIRST Business Credit Card, please visit your nearest IDFC FIRST Bank branch and/or contact your relationship manager.
The FIRST Business Credit Card provides accelerated rewards with low interest rates and bespoke features to meet specific requirements of small businesses.
Business owners can obtain the FIRST Business Credit Card with minimal documentation.
Business owners can obtain a FIRST Business Credit Card effortlessly, more so if you are an existing IDFC FIRST Bank customer and hold a current account with us.
Look for business credit cards with minimal documentation, simple application process, benefits that are best suited to your business needs, low fees and interest rates, low forex markup fees, and accelerated reward points linked to business spends.
Following are the fees for FIRST Business Credit Cards:
Joining Fee: ₹499 + GST
Annual Fee: ₹999 + GST (2nd year onwards)
The interest rate is applicable only on revolving balances, i.e. if you choose to pay less than your total amount due and carry over the balance, beyond your payment due date. The FIRST Business offers an interest rate of 2% per month (Introductory -1.5% per month for 1st year) and FIRST Business – Rewards offers an interest rate of 3% per month.
You do not need a minimum number of reward points to start redeeming your rewards.
No, there are no charges for reward redemption.
Most credit cards levy a foreign currency markup typically between 2-3% on international transactions. The FIRST Business Credit Card has a very low forex markup fee of 1.99%.
Yes, the FIRST Business Credit Card can be issued to employees/staff upon request by the organisation. The application must be done via a digital journey, which includes verification of the employee’s KYC documents.
The FIRST Business Credit Card an interest-free period up to 48 days. Cardholders also enjoy a low interest rate, starting from 2% per month.
The minimum monthly payable amount will be mentioned on your card statement, delivered to your registered e-mail address. The minimum amount due is 10% of the total outstanding amount.
2 complimentary airport lounge visits (either domestic or international) per quarter. Ensure monthly spends of ₹20,000 to avail lounge access.
To apply for the IDFC FIRST Business Credit Card, please visit your nearest IDFC FIRST Bank branch and/or contact your relationship manager.
The FIRST Business Credit Card provides accelerated rewards with low interest rates and bespoke features to meet specific requirements of small businesses.
Business owners can obtain the FIRST Business Credit Card with minimal documentation.
Business owners can obtain a FIRST Business Credit Card effortlessly, more so if you are an existing IDFC FIRST Bank customer and hold a current account with us.
Look for business credit cards with minimal documentation, simple application process, benefits that are best suited to your business needs, low fees and interest rates, low forex markup fees, and accelerated reward points linked to business spends.
Following are the fees for FIRST Business Credit Cards:
Joining Fee: ₹499 + GST
Annual Fee: ₹999 + GST (2nd year onwards)
The interest rate is applicable only on revolving balances, i.e. if you choose to pay less than your total amount due and carry over the balance, beyond your payment due date. The FIRST Business offers an interest rate of 2% per month (Introductory -1.5% per month for 1st year) and FIRST Business – Rewards offers an interest rate of 3% per month.
You do not need a minimum number of reward points to start redeeming your rewards.
No, there are no charges for reward redemption.
Most credit cards levy a foreign currency markup typically between 2-3% on international transactions. The FIRST Business Credit Card has a very low forex markup fee of 1.99%.
Yes, the FIRST Business Credit Card can be issued to employees/staff upon request by the organisation. The application must be done via a digital journey, which includes verification of the employee’s KYC documents.
The FIRST Business Credit Card an interest-free period up to 48 days. Cardholders also enjoy a low interest rate, starting from 2% per month.
The minimum monthly payable amount will be mentioned on your card statement, delivered to your registered e-mail address. The minimum amount due is 10% of the total outstanding amount.
2 complimentary airport lounge visits (either domestic or international) per quarter. Ensure monthly spends of ₹20,000 to avail lounge access.