Lifetime FREE Credit Card with 10X rewards
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Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
That's easy! Follow these steps to track your service requests:
1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
Enjoy Zero Charges on All Commonly Used Savings Account Services
Open Account NowEnjoy Zero Mark-up on Forex Transactions on your FIRST WOW! Credit Card
Apply NowGet the assured, FD-backed FIRST Ea₹n Credit Card
Apply NowJoining Fee: ₹499 + GST
Annual Fees (2nd year onwards): ₹999 + GST
Designed with entrepreneurs like you in mind
This is not just a feel-good statement; we deliver solutions tailored for your business
Interest rate*
Year 1 (Introductory Offer): 1.5% p.m.
Year 2 onwards: 2% p.m.
Industry average: 2% - 3% p.m.
Rewards on foreign currency transactions
Rewards on Business Utility & Digital Advertising
Rewards on Rentals, Restaurants & Utility
Rewards on foreign currency transactions
Rewards on Business Utility & Digital Advertising
Rewards on Rentals, Restaurants & Utility
Interest Rate: 3% p.m.
Simply reach out to your Relationship Manager with IDFC FIRST Bank and share a few details about your business. If you are pre-qualified for the FIRST Business Credit Card, they will guide you through a 3-step digital application process.
Yes. The card comes with a joining fee (1st year) of ₹499 + GST and an annual fee (2nd year onwards) of ₹999 + GST.
The FIRST Business Credit Card is a perfect partner in business expense management for those who are Self-Employed or have a business. However, eligibility is also based on your credit history and relationship with the bank. Please visit a branch near you or reach out to your Relationship Manager to check if you are pre-approved.
In case you already have another IDFC FIRST Credit Card, you can check if you are eligible for the FIRST Business Credit Card by contacting your Relationship Manager or visiting your nearest branch. Alternatively, you can also apply for an FD backed FIRST Business Credit Card. Please reach out to your Relationship Manager or visit a branch near you.
No. Having Current account with IDFC FIRST Bank is not a requirement. However, with our Current Account we offer you best in class holistic Banking solutions including cash & expense management.
Choose between two variants* of the FIRST Business Credit Card:
Variant 1: With Low Interest Rate (APR) – starting at 1.5% p.m.
If your business needs instant working capital, more flexibility in payment and cash-flow management solutions, this card is for you!
Variant 2 – With higher rewards on business expenses – up to 10X never expiring Reward Points
If your business incurs higher expenses, in rent & utilities, and if you regularly spend on digital advertising or make payments in foreign currency this is the card for you!
If you choose the Low Interest Rate variant, you get the following interest rates.
- Year 1 (Introductory Offer): 1.5% p.m.
- Year 2 onwards: 2% p.m. (lower than industry average)
If you choose High Reward Points Variant, you get an Interest Rate of 3% p.m.
For both variants, on paying any amount less than Minimum amount due interest will be charged at Monthly Rate 3.99% Annual Rate 47.88%
If you choose the Low Interest Variant, you enjoy the following Reward Points
5X Reward Points on business spends in foreign currency transactions
2X Reward Points on business utility & digital advertising
1X Reward Points on rentals, restaurants & utility
If you choose the High Reward Points Variant, you enjoy the following Reward Points
10X Reward Points on business spends in foreign currency transactions
4X Reward Points on business utility & digital advertising
2X Reward Points on rentals, restaurants & utility
No. There are no charges for redemption of Reward points. Reward Points are never expiring and can be redeemed at any time.
Yes you can. You can withdraw cash up to 10% of the total Credit Limit.
Cash withdrawal charges = ₹199 + GST for each instance
With the FIRST Business Credit Card you get
- A 45-day Interest free credit period. This is instant working capital for your business.
- A single view dashboard and annualised statements that help closely monitor your expenses and keep track of budgets.
- Option to get multiple cards for your employees/directors with individual credit limits and the option of Balance Transfer.
- An option to convert outstanding about to EMIs with Interest as low as 1.5% p.m
There is no limit on the number of cards, as long as they collectively do not exceed the overall Credit Limit given to the Corporate/ Business.
Yes. You get access to 2 international and/or domestic Airport Lounges per quarter on minimum spends of ₹20,000 on the previous month.
You get a low forex markup of 1.99%. This rate is very low compared to the market rates, which is generally around 3-3.5%. You can also benefit from your business spends in foreign currency with up to 10X Reward Points. (depending on the variant chosen)
Absolutely! You get the following insurance benefits with the FIRST Business Credit Card
- Free Road Side Assistance worth ₹1,499
- Personal Accident Cover of ₹10,00,000 on doing at least one transaction in the previous month
- Insurance Cover of ₹50,000 each on Lost card liability, Credit Shield and Purchase Protection
- Travel Insurance for
a. Loss of Checked-In Baggage - USD 500
b. Delay of Checked-In Baggage -USD 100
c. Loss of Passport and other documents - USD 300
d. Delay in Flight- USD 300
e. Air Accident Cover of ₹1,00,00,000
Simply reach out to your Relationship Manager with IDFC FIRST Bank and share a few details about your business. If you are pre-qualified for the FIRST Business Credit Card, they will guide you through a 3-step digital application process.
Yes. The card comes with a joining fee (1st year) of ₹499 + GST and an annual fee (2nd year onwards) of ₹999 + GST.
The FIRST Business Credit Card is a perfect partner in business expense management for those who are Self-Employed or have a business. However, eligibility is also based on your credit history and relationship with the bank. Please visit a branch near you or reach out to your Relationship Manager to check if you are pre-approved.
In case you already have another IDFC FIRST Credit Card, you can check if you are eligible for the FIRST Business Credit Card by contacting your Relationship Manager or visiting your nearest branch. Alternatively, you can also apply for an FD backed FIRST Business Credit Card. Please reach out to your Relationship Manager or visit a branch near you.
No. Having Current account with IDFC FIRST Bank is not a requirement. However, with our Current Account we offer you best in class holistic Banking solutions including cash & expense management.
Choose between two variants* of the FIRST Business Credit Card:
Variant 1: With Low Interest Rate (APR) – starting at 1.5% p.m.
If your business needs instant working capital, more flexibility in payment and cash-flow management solutions, this card is for you!
Variant 2 – With higher rewards on business expenses – up to 10X never expiring Reward Points
If your business incurs higher expenses, in rent & utilities, and if you regularly spend on digital advertising or make payments in foreign currency this is the card for you!
If you choose the Low Interest Rate variant, you get the following interest rates.
- Year 1 (Introductory Offer): 1.5% p.m.
- Year 2 onwards: 2% p.m. (lower than industry average)
If you choose High Reward Points Variant, you get an Interest Rate of 3% p.m.
For both variants, on paying any amount less than Minimum amount due interest will be charged at Monthly Rate 3.99% Annual Rate 47.88%
If you choose the Low Interest Variant, you enjoy the following Reward Points
5X Reward Points on business spends in foreign currency transactions
2X Reward Points on business utility & digital advertising
1X Reward Points on rentals, restaurants & utility
If you choose the High Reward Points Variant, you enjoy the following Reward Points
10X Reward Points on business spends in foreign currency transactions
4X Reward Points on business utility & digital advertising
2X Reward Points on rentals, restaurants & utility
No. There are no charges for redemption of Reward points. Reward Points are never expiring and can be redeemed at any time.
Yes you can. You can withdraw cash up to 10% of the total Credit Limit.
Cash withdrawal charges = ₹199 + GST for each instance
With the FIRST Business Credit Card you get
- A 45-day Interest free credit period. This is instant working capital for your business.
- A single view dashboard and annualised statements that help closely monitor your expenses and keep track of budgets.
- Option to get multiple cards for your employees/directors with individual credit limits and the option of Balance Transfer.
- An option to convert outstanding about to EMIs with Interest as low as 1.5% p.m
There is no limit on the number of cards, as long as they collectively do not exceed the overall Credit Limit given to the Corporate/ Business.
Yes. You get access to 2 international and/or domestic Airport Lounges per quarter on minimum spends of ₹20,000 on the previous month.
You get a low forex markup of 1.99%. This rate is very low compared to the market rates, which is generally around 3-3.5%. You can also benefit from your business spends in foreign currency with up to 10X Reward Points. (depending on the variant chosen)
Absolutely! You get the following insurance benefits with the FIRST Business Credit Card
- Free Road Side Assistance worth ₹1,499
- Personal Accident Cover of ₹10,00,000 on doing at least one transaction in the previous month
- Insurance Cover of ₹50,000 each on Lost card liability, Credit Shield and Purchase Protection
- Travel Insurance for
a. Loss of Checked-In Baggage - USD 500
b. Delay of Checked-In Baggage -USD 100
c. Loss of Passport and other documents - USD 300
d. Delay in Flight- USD 300
e. Air Accident Cover of ₹1,00,00,000