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Notifications

  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

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Superior Banking
for a Select Few

FIRST Select is an exclusive banking program that offers unrivalled benefits and privileges to match your lifestyle and make everyday banking a rewarding experience

  • First SelectExclusive banking privileges
  • First SelectLeading lifestyle benefits
  • First SelectCurated Investment Solutions
  • First SelectPremium cards
First Select
First Select

Overview

First Select

Exclusive banking privileges

    • Preferential rates on loans
    • Complimentary doorstep banking
    • Investment privileges
First Select

Curated Investment Solutions

    • Goal Based Investing
    • Acces to top performing funds across AMCs
    • Robust Reserach & Insightes
Leading lifestyle benefits

Leading lifestyle Benefits

    • Exclusive lifestyle offers
    • Superior travel experiences
    • Best-in-class wellness benefits
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Premium cards

    • FIRST Select Debit Card
    • Get access to IDFC FIRST Credit Card

Exclusive
banking privileges

First Select

Loan Requirement

Preferential rates on all loan types

First Select

Customer support

Dedicated Relationship Banker – FIRST Select

First Select

Forex rates

Preferential rates on forex

First Select

Doorstep service

Up to 5 free cheque pickups per month

First Select
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Personal & Business
lending solutions

Vehicle Loan

Personal loan

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Home Loan

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Vehicle loan

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Business Loan

Financial expertise
to help you in your financial journey

A dedicated seasoned Relationship Banker – FIRST Select will be there at every step of your financial journey.

Additionally, you will also have access to our exclusive 24x7 Service Support

Section 5

Curated investment
solutions for wealth creation

Our investment philosophy

Access to IDFC FIRST's Unique Goal Based Investing Platform

Simple two-click mutual fund investment process

Holistic portfolio based approach

Customer risk profile based portfolio optimization solutions

Robust research and insights

In house proprietory fund selection model and research insights

Award winning Digital Investing Platform

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Single view of all investments Encompassing all product holdings

Quick access to Investment reports

Deep dive of asset allocation Top Sector & Stock Holdings

Paperless Investing

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Complimentary IDFC FIRST Select Debit Card

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    Enhanced limits

    Cash withdrawal limit of ₹5 Lakhs
    POS purchase limit of ₹10 Lakhs

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    Insurance & Protection

    Personal Accident Insurance up to ₹ 50 Lakhs
    Air Accident Insurance up to ₹ 1.5 Crores
    Purchase Protection Cover up to ₹ 1 Lakh

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    Lounge Access

    Domestic Lounge Access: Enjoy 2 lounge visits per quarter with a companion

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Lifetime FreePremium Credit Card

credit Icon 1Get access to IDFC FIRST Bank Credit Card which comes absolutely free for life

credit icon 2Indulge in finest privileges across movies, travel, dining and much more

credit Icon 3Earn rewards as high as 10X on your spends and enjoy 300+ merchant offers

Eligibility Criteria for FIRST Select Program

(Any one of the below mentioned criteria at Customer or Group level)

  • Average Monthly Balance (AMB)1 of ₹3 Lakhs & above in Savings Account OR
  • Savings Account (SA) and Current Account (CA) Average Monthly Balance (CASA AMB) of ₹5 Lakhs & above OR
  • Asset Under Management (AUM)2 of ₹7.5 Lakhs & above OR
  • Overall Relationship Value (ORV)3 of ₹15 Lakhs & above OR
  • Net Monthly Salary credit of ₹2 Lakhs for IDFC FIRST Corporate Salary Customers
Note: The eligibility criteria can include AMB/AUM/ORV maintained by your family members, provided they are categorized in the same relationship/group.
  • Average Monthly Balance (AMB)1 - AMB in an account is calculated by dividing the sum of each day’s balance in the Account and the number of days in the particular month.
  • Asset Under Management (AUM)2 - Cumulative valuation of investments i.e., Mutual Funds and Alternates (Portfolio Management Services (PMS), Alternate Investment Funds (AIF), Bonds, etc)
  • Overall Relationship Value (ORV)3- ORV is measured as a combined balance across Saving Account(s), Current Account(s), Deposits and Investment holdings linked to Customer ID or Cumulative at a Group Level (Group ID).

T&Cs Apply

Interested in Superior
Banking experience?

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