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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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How do I upload my signature?
Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
How do I track service requests which I have already raised?
That's easy! Follow these steps to track your service requests:
1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
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Apply NowLoan amount
Loan term in months
Choose the Interest Rate
Your EMI will be
*Business loan calculator is only for illustration purposes. For actual calculations refer to your Repayment Schedule & Loan Agreement.*T&C Apply
Business loans for women help women entrepreneurs start their own business or expand their existing business operations. They can use the loan for a variety of purposes including working capital requirements, purchasing equipment, manpower hiring or product launches. With instant disbursals and flexibility in terms of repayment, IDFC FIRST Bank’s business loans for female business owners can offer women the required financial support to run their business confidently.
Avail funding without pledging any personal or business assets, ensuring financial security while growing your business.
Get a full suite of specialised MSME loans for women to address operational costs and support expansion plans effectively.
Enjoy minimal paperwork and a fully digital application process for faster approvals and disbursals to support your business’s quick financial needs.
Business loans for women from IDFC FIRST Bank promote financial independence and encourage women entrepreneurs to lead and expand their ventures confidently.
You can choose between term loan and dropline overdraft facility based on your specific cash flow requirements.
Business loans for women have interest rates starting at just 12.99% per annum, making your borrowing affordable and helping you focus on your business operations rather than managing a higher loan cost.
This loan is available to salaried women, self-employed professionals, and registered entities owned by women, ensuring broader access to credit.
Large loan amounts ranging from ₹7 lakhs to ₹1 crore
Low interest rates starting at just 12.99% p.a.
Fast-track funding of up to ₹50 lakhs based on GST returns/bank statement
Dropline Overdraft facility to avail funds from overdraft limit
Flexibility to choose between a term loan and dropline overdraft facility
End-to-end digital process for quick approvals
Flexible repayment terms of up to 48 months
Eligible Entities
Age Criteria
Financial Criteria
IDFC FIRST Bank offers a simple loan documentation process. Following are the documents you need to keep ready for your application:
Identity and Address Proof
Business Verification Documents
Additional Scheme-Based Documents
A Dropline Overdraft Loan is a versatile financial product that allows you to access a pre-approved line of credit whenever you need it. This facility allows you to utilize amount up to an agreed limit. The withdrawal limit reduces every month till the end of the loan tenure. The interest is levied only on the utilized amount and not on the total line of credit. The amount can be deposited back to the account anytime to reduce the outstanding balance.
Avail your Business Loan as a Dropline Overdraft Facility and enjoy amazing benefits like interest only on the amount utilized, instant access to funds, collateral free funding up to 1 Crore, and much more.
Click on 'Apply Now'
Submit the required details
Our representative will contact you within 24 hours
Your application will be evaluated for eligibility
Once verified, get the loan amount in your bank account
You can use a Business loan to upgrade or purchase equipment, cover employee salaries, rent or to expand your business.
A Business Loan can be availed in the form of a term loan or a dropline overdraft facility.
There are different schemes through which a Business Loan can be availed, including:
• Income scheme - Eligibility is based on the derived income & net profit of the business
• Banking scheme - Eligibility is based on the average bank balance
• GST returns scheme - Eligibility is based on the annual business turnover according to GST data
You can apply for IDFC FIRST Bank Business Loan via –
Our Website - https://www.idfcfirstbank.com/business-banking/loans
Our Mobile App - https://my.idfcfirstbank.com/digital-banking-app
Our Branches - https://nearme.idfcfirstbank.com/
Our Loan Centres - https://www.idfcfirstbank.com/support/asset-branch
Or you can call us on 1800 10 888 and speak to our representative
At IDFC FIRST Bank, we aim to safeguard our customer's interest by offering the below insurance covers:
• Life Group Credit Protect - In the event of death, disability or illness of the insured member, this insurance will protect the insurer’s family from the burden of repaying the outstanding loan to the financial institution.
• Health Protect Plan - Covers medical expenses that arise due to illnesses
• Accident Protect Plan - Covers medical expenses pertaining to injuries like a broken limb, loss of a limb, burns, lacerations, or paralysis.
• EMI Protect Plan - Protection plan that offers insurance coverage on EMI in case you are unable to pay an EMI
The principal amount and the interest rate applied to the principal make up your EMI. The amount you borrow, the rate of interest charged, and the loan tenure are the variables that affect the EMI. If the interest rate increases, EMIs may alter.
You can calculate your potential EMI here.