Unlimited benefits with a start-to-finish digital process with IDFC First Bank Home Loans
The only FASTag with triple benefits
A mutual fund is a pool of money managed by a professional Fund Manager. The money is in turn invested in equities, bonds, money market instruments and/or other securities. The income / gains generated from this collective investment is distributed proportionately amongst the investors.
Money managed by fund managers who have the expertise, experience and resources to actively buy, sell, and monitor investments.
Receive tax benefits along with capital appreciation through ELSS funds
No lock-in on investments, except for funds with specific objectives
Transparent and rationalised process aligned to regulatory guidelines
Diversify your investments across various asset classes and securities
Easy and simplified 2 step process to start your investments
There are multiple types of mutual funds available in the market for investing. They can be broadly categorized according to their asset allocation. Investors can decide which fund to invest in based on their risk appetite as well as the investment amount.
Invest primarily in equity shares of different companies. Suitable for long term wealth creation.
Also called Equity Linked Savings Schemes (ELSS), they offer tax benefits under section 80C of the IT Act, 1961.
Invests in both debt and equity for diversification. Ideal for medium to long term investors ready to take moderate risks.
Invest primarily in fixed income securities. Ideal for investors averse to market volatility
SIP is a facility offered by mutual funds to invest in a disciplined and consistent manner, allowing one to invest a fixed amount of money at pre-defined intervals in a choice of mutual fund.
Choose from a wide array of schemes to invest in. With SIPs you can start or stop your investments anytime.
Online registration – a simple, automated process
Eliminates the need to time your investments which smoothens the impact of market fluctuations
A disciplined approach toward long term goals with compounding effect significantly enhances returns
Investors can check their KYC status on https://www.cvlkra.com/. Just follow these steps
Click “KYC Inquiry” > Enter “PAN” & “Captcha Code” in the required field > Click on “Submit” > Your KYC status will be displayed.
A mutual fund is a pool of money managed by a professional Fund Manager by investing in equities, bonds, money market instruments and/or other securities. The income / gains generated from this collective investment is distributed proportionately amongst the investors after deducting applicable expenses.
A SIP allows an investor to invest regularly. One puts in a small amount every month that is invested in a mutual fund. A SIP allows one to take part in the stock market without trying to second-guess its movements.
For investors, there are various benefits of investing through mutual funds:
Since SIPs are a long-term investment option, it is fine if you skip a few payments in-between. Investments made so far will continue to earn a return and you can withdraw it anytime. However, you would accumulate lower wealth than what you had initially expected and may miss your financial goals if you are too irregular.
The offer document indicates the maximum-allowed expense ratio for each scheme you are considering to invest. The monthly fact sheet and the half-yearly mandatory disclosures allow you to see the actual expenses charged per scheme.
Investing in Mutual Fund through SIP offers a lot of flexibility. Investors can control the amount they want to invest, tenure for which they want to invest, frequency with which they want to invest (weekly, monthly, quarterly, etc.).
Anyone under the age of 18 (minor) can invest in Mutual Funds, with the help of parents/legal guardians until the age of 18. The minor must be the sole account holder represented by the parent/guardian. Joint holding is not allowed in a minor’s Mutual Fund folio.
Yes, an NRI can invest in mutual funds in India as long as he/she adheres to the Foreign Exchange Management Act (FEMA).
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund or designing a portfolio that suits your needs. IDFC FIRST Bank Ltd. is a registered Mutual Fund Distributor with ARN Code 110136.