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Repayment Options


    Making repayments is now easier using various payment channels mentioned below. You can select the suitable channel to make your overdue payment.

Online Repayment Through Net Banking / Debit Card / Paytm Wallet or Other Wallets / UPI

Process for repayment using online payment channel (Net Banking or Debit Card or Paytm Wallet or Other Wallets/UPI)

• Step 1: Click on Quick Pay EMI

• Step 2: Enter your Loan Account Number and your contact details (email id and mobile number).

• Step 3: Choose the payment option (Billdesk/Paytm/Mpesa) and enter the CAPTCHA code and click on Proceed Next

• Step 4: You will get your Loan Account Details on the screen, update the amount then click on proceed

• Step 5: You will be directed to bank site, enter your correct option required (Net Banking / Debit Card) and then update the account / card details and complete the payment.

Walk Into The Nearest IDFC FIRST Bank Branch

Process for repayment at IDFC FIRST Bank Branch:

• Step 1: Visit your nearest IDFC FIRST Bank Branch.

• Step 2: Carry your LAN for payment (LAN is communicated to you in all SMS communication sent by IDFC FIRST Bank Limited).

• Step 3: Connect with Service desk at the IDFC FIRST Bank Branch and provide following details.

    - Loan Account Number

    - Customer Name

    - Date of Birth

    - Registered Mobile Number

• Step 4: You can make payment through cash/cheque/DD/debit-card mode and get the e-receipt for the payment made through email /SMS.


Walk Into The Nearest Axis Bank Branch

Process for repayment at Axis Bank Branch:
You can walk in to your closest Axis Bank branch and pay your overdue charges.
Follow the below mentioned steps to process your repayment:

• Step 1: Visit your nearest Axis Bank Branch during working hours. To find the nearest Axis Bank Branch, Click Here.

• Step 2: Fill up the following details in the regular Axis Bank pay-in-slips:

    - At the top of the slip mention "Under Easypay "- IDFC FIRST Bank Ltd."

    - Write your Customer LAN No at the A/c No. box.

    - Mention the Customer Name

    - Write the deposit amount in figures and words

    - Mention your mobile number for reference

    - Mention the date of birth on the slip at the PAN NO box

    - Mention EMI Amount in "Detail of Cheque"

• Step 3: Make payment with deposition slip to bank's cash counter.

• Step 4: You can make payment only through cash, so handover the cash to the cashier and get the receipt. Refer to the 'Transaction Number' for all future correspondence. Retain the acknowledgement receipt given by bank for your records. Payment will reflect in your Loan Account Statement after 48hrs.

Walk into The Nearest Novopay retailer

Process for repayment at Novopay retailers:

• Step 1: Visit your nearest Novopay retailer, to find the nearest Novopay retailers Click Here.

• Step 2: Carry your LAN for payment (LAN is communicated to you in all SMS communication sent by IDFC FIRST Bank Limited)

• Step 3: Connect with the Novopay retailer and provide the Loan Account Number (LAN)

• Step 4: You can make payment through cash only and get the e-receipt for the payment made through SMS


Process for repayment on payment partner website and App:
Follow the below mentioned steps to process your repayment:

• Step 1: Click on for using the PayTm website or select "Loan" on the App home screen.

• Step 2: Select Lender name "IDFC FIRST Bank Limited" and enter your Loan Account Number, Click on "Get Payable Amount"

• Step 3: Check the Name and loan details displayed on the screen to be sure that the payment is being made in the correct loan account

• Step 4: In "Amount" , enter the amount that you wish to pay and click on "Proceed to Pay"

• Step 5: Receipt will be sent to the PayTM registered user through which the payment is made

• Step 6: Successful payment will reflect in the customer loan account within 24 hours

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