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Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
That's easy! Follow these steps to track your service requests:
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2. Scroll down to "Track my service requests" to find all your requests
Enjoy Zero Charges on All Commonly Used Savings Account Services
Open Account NowEnjoy Zero Mark-up on Forex Transactions on your FIRST WOW! Credit Card
Apply NowGet the assured, FD-backed FIRST Ea₹n Credit Card
Apply NowA Current Account that keeps your business running smoothly, anytime, anywhere
A Current Account that keeps your business running smoothly, anytime, anywhere
Best-in-class Netbanking and Mobile Banking Platform
Bank from anywhere, across any branch, without extra charge
Suite of payment and collection solutions to optimize cash flows
Doorstep Banking Service- Free document & cheque pickup
Best-in-class Netbanking and Mobile Banking Platform
Bank from anywhere, across any branch, without extra charge
Suite of payment and collection solutions to optimize cash flows
Doorstep Banking Service- Free document & cheque pickup
Grow Your Business with Confidence with an IDFC FIRST Bank Current Account.
IDFC FIRST Bank Silver Plus Current Account is designed to offer you the flexibility and convenience you need for your everyday banking. With easy access to your funds, unlimited transactions at IDFC FIRST Bank ATM, and a range of digital banking tools, managing your finances has never been easier. Enjoy instant access to your funds, easy bill payments and flexibility of making business payments all at your convenience. With a low average monthly balance maintenance requirement, free online banking, and secure debit card access, our current account ensures you get all you need. Read More
Open a Silver Plus Current Account with us today and experience seamless banking at your fingertips.Read Less
Anywhere Banking: No add-on charges on transactions at any non-home branch. So, every IDFC FIRST Bank branch is your home branch
Cash Management Solutions: Benefit from a suite of payment and collection solutions to optimize your cash flows
Debit Card: Free VISA Platinum Business Debit card with exclusive benefits
All-in-one app: A single app with 100+ features that meet both personal and business financial needs
WhatsApp Banking: Access your accounts anywhere, anytime. Just send a 'hi' to 95555 55555 to get started
Beyond Banking Services: We offer 100+ Beyond Banking offerings to suit your enterprise's needs, including ERP, HRMS, Payroll, Taxation, Legal, Cloud Services, CoWorking Spaces, etc.
Flat Rs 100 Off | Min purchase: Rs. 699 | Max discount: Rs. 100
Valid on every Thursday
How to claim this offer?
15% off up to Rs. 125 / Flat Rs. 50 off on non-Participating Restaurants | Min purchase: Rs. 499
Valid on every Saturday & Sunday
How to claim this offer?
Complimentary One-year e-subscription of Hindustan Times worth Rs 999 on FIRST Select, FIRST Family, FIRST Wealth, FIRST Private and FIRST WOW Credit Cards Valid till 31st January 2023
How to claim this offer?
Get Flat 150 off on Rs 700 | Once per user | Per month
Valid till 31st March 2023
How to claim this offer?
Cuisines: Pizza, Fast Food & Beverages. Offer detail: 15% off on food bill*Not Valid on Buffet & Alcoholic Beverages. Locations: Bangalore, Hyderabad & Secunderabad.
Cuisines: Chinese, Thai, Asian & Beverages & Finger Food. Offer detail: 15% off on Food & Soft Beverages in M Café by Marriot *Not Valid on Buffet & Alcoholic Beverages. Locations: Bangalore.
Cuisines: Desserts & Beverages. Offer detail: 15% off on food bill*Not Valid on Buffet & Alcoholic Beverages. Locations: Multiple locations.
Cuisines: Seafood, North Indian, Chinese, Mangalorean, Kerala, South Indian, Desserts & Beverages. Offer detail: 15% off on food bill*Not Valid on Buffet & Alcoholic Beverages. Locations: Mumbai.
Cuisines: North Indian, Continental, Seafood & Asian. Offer detail: 15% off on food bill*Not Valid on Buffet & Alcoholic Beverages. Locations: Pune.
Get 10% Cashback up to Rs 3000 Valid till 31st March 2023
Valid till 31st March 2023
How to claim this offer?
Dom Flights : 12% instant discount up to INR 1200 |International Flights: 10% instant discount up to Rs 7500 |Domestic Hotels : 20% instant discount up to Rs 4800 | Bus : 15% instant discount up to Rs 500
Valid on every Friday
How to claim this offer?
Flat Rs 50 off on a Minimum Order Value of Rs 499
Valid till 31st March 2023
How to claim this offer?
10% Cashback up to Rs 3000 on EMI Txns
Valid till 31st March 2023
How to claim this offer?
10% Disc up to Rs 2000 on Non EMI Txns | 10% Disc up to Rs 3000 on EMI Txns | Minm Txn Value Rs 15,000
Valid on every Saturday & Sunday
How to claim this offer?
Pay instantly for any online transaction with your Credit Card Reward Points and for offline transactions too, at select merchants.
• Get gift cards or memberships of your favourite brands.
• Check out our unique Credit Card Reward Redemption Catalogue page for updates
Earn forever and Redeem anytime, anywhere with IDFC FIRST Bank credit cards
• Usually, other credit cards charge a standard and fixed interest rate as high as 42% p.a. , in case you carry forward your outstanding balance beyond the payment due date.
• IDFC FIRST Bank Credit Cards offer low and dynamic interest rates starting from 9% per annum. The interest rates stated are typically ‘yearly’ rates, also known as the annual percentage rate (APR). No Interest is charged if you repay your balance in full, each month by the due date. We recommend that you always pay Total Amount Due of your credit card to avoid any charges. Paying Minimum Amount Due each month is mandatory.
IDFC FIRST Bank Credit Cards offer ATM cash withdrawals at 0% interest until your due date.
• Usually, other credit cards charge interest from date of withdrawal with interest rates as high as 3.5% per month along with withdrawal fee of ₹500.
• With IDFC FIRST Bank offering India’s best credit card interest rates, you pay zero interest until your due date for payment and at a flat transaction fee of just ₹199/- only.
• Avail Emergency Roadside Assistance worth ₹1,399 with your credit card – in case of an unfortunate & unforeseen event like a breakdown or a road accident.
• Avail 24*7 Roadside Assistance (RSA) anywhere, anytime by calling our RSA partner, Global Assure on 1800 572 3860 (toll free)
• Avail 4 complimentary RSA services in a year
• This is available on all IDFC FIRST Bank Credit Cards
Pay instantly for any online transaction with your Credit Card Reward Points and for offline transactions too, at select merchants.
• Get gift cards or memberships of your favourite brands.
• Check out our unique Credit Card Reward Redemption Catalogue page for updates
Earn forever and Redeem anytime, anywhere with IDFC FIRST Bank credit cards
• Usually, other credit cards charge a standard and fixed interest rate as high as 42% p.a. , in case you carry forward your outstanding balance beyond the payment due date.
• IDFC FIRST Bank Credit Cards offer low and dynamic interest rates starting from 9% per annum. The interest rates stated are typically ‘yearly’ rates, also known as the annual percentage rate (APR). No Interest is charged if you repay your balance in full, each month by the due date. We recommend that you always pay Total Amount Due of your credit card to avoid any charges. Paying Minimum Amount Due each month is mandatory.
IDFC FIRST Bank Credit Cards offer ATM cash withdrawals at 0% interest until your due date.
• Usually, other credit cards charge interest from date of withdrawal with interest rates as high as 3.5% per month along with withdrawal fee of ₹500.
• With IDFC FIRST Bank offering India’s best credit card interest rates, you pay zero interest until your due date for payment and at a flat transaction fee of just ₹199/- only.
• Avail Emergency Roadside Assistance worth ₹1,399 with your credit card – in case of an unfortunate & unforeseen event like a breakdown or a road accident.
• Avail 24*7 Roadside Assistance (RSA) anywhere, anytime by calling our RSA partner, Global Assure on 1800 572 3860 (toll free)
• Avail 4 complimentary RSA services in a year
• This is available on all IDFC FIRST Bank Credit Cards
25% discount on movie tickets up to ₹100 (valid once per month)
Complimentary Domestic Airport Lounge access , once every quarter
Category |
Annual Spends in (₹) |
Savings (₹) |
Fuel |
60,000 |
2,100 |
HP Pay Savings |
900 |
|
Welcome Benefit-1 (Fuel Cashback) |
250 |
|
IDFC FASTag Recharge |
6,000 |
150 |
Grocery & Utility |
24,000 |
600 |
Other Spends |
18,000 |
60 |
Annual Fee Waiver |
|
199 |
Welcome Benefit-2 (EMI Cashback) |
20,000 |
1,000 |
Complimentary Roadside Assistance |
|
1,399 |
Offer discount - ZoomCar rentals |
1000 |
|
Total |
1,28,000 |
7658 |
Fuel worth in litres @ ₹105 |
|
72.9 |
Assuming monthly spends of ₹5000 on Fuel, ₹500 on IDFC FASTag, ₹2000 on Utility & Grocery, ₹1000 on other spends (excluding Insurance, EMI, Cash withdrawal),₹20,000 from other spends converted to EMI.
Category |
Annual Spends in (₹) |
Savings (₹) |
Fuel |
1,20,000 |
6,000 |
HP Pay Savings |
1,800 |
|
Welcome Benefit 1 – (Fuel Cashback) |
1,800 |
|
IDFC FASTag Recharge |
12,000 |
600 |
Grocery & Utility |
24,000 |
1,200 |
Other Spends |
24,000 |
120 |
Annual Fee Waiver |
- |
499 |
Welcome Benefit 2 - (EMI Cashback) |
20,000 |
1000 |
Complimentary Roadside Assistance |
- |
1,399 |
Offer Discount – Zoomcar Rentals |
- |
1,000 |
Movie Discount |
- |
1200 |
Complimentary Dom. Airport Lounge Access |
- |
3,600 |
Total |
2,00,000 |
20,218 |
Fuel worth (@ ₹105) |
|
192.5 litres |
Assuming monthly spends of ₹10,000 on Fuel, ₹1000 on IDFC FASTag, ₹2000 on Utility & Grocery, ₹2000 on other spends (excluding Insurance, EMI, Cash withdrawal),₹20,000 from other spends converted to EMI.
Anybody who meets any of the following requirements can apply:
Sole proprietorship
Partnership
A Current Account is an account that is used by business enterprises or self-employed professionals to carry out business-related transactions. It allows businesses to carry out a higher number of transactions daily.
Anyone who meets any of the following requirements can apply:
- Self Employed Professionals
- Hindu Undivided Family (H.U.F.)
- Sole Proprietorship
- Partnership
- OPC / Private & Public Limited Company
- Limited Liability Partnership
You can open an IDFC FIRST Bank Current Account by visiting your nearest bank branch or click here to apply online.
The documents required to open a Current Account are based on your constitution type. Click here to view the list of documents.
Minimum Average Monthly Balance (AMB) requirement for Silver Plus Current Account is ₹ 25,000.
The average monthly balance is calculated by taking the average of end of the day/ daily closing balances in your Current Account, in a given month. E.g., For a 31-day month, the average is calculated by adding the closing day balances for all the days in the month and dividing it by 31.
After opening a Current Account with IDFC FIRST Bank, you can avail of below benefits:
- State-of-the-art Mobile Banking App & Net Banking platform
- Bank from anywhere, across any branch, at ZERO charges
- Seamless POS, QR & Payment Gateway facility
- Doorstep Banking Service - Free document & cheque pickup
IDFC FIRST Bank has minimal and transparent fees & charges. Click here to view.
Silver Plus Current Account offers free cash deposit limit of 10 times the current month AMB, upto Rs. 50 Lakhs
Yes, every Branch is a Home Branch with IDFC FIRST Bank which means you can get banking service like cash deposits or withdrawals at any IDFC FIRST Bank branch in the country. These services are provided without any additional charges.
Current Account can be accessed through the following digital modes:
- Internet Banking & Mobile Banking
- 24x7 Banker on Call 1800-10-888
- Alerts through Email and SMS
- WhatsApp Banking
IDFC FIRST Bank Beyond Banking offers premium banking services with 100+ partner offers, you can enjoy benefit across ERP & Accounting, HRMS Solutions, Cloud, Legal, Logistics, Travel & more.
Click here to view the Beyond Banking offers.
Below are some of the digital payment and collection solutions available with IDFC FIRST Bank Current Account:
Payment Solutions | Collection Solutions |
NEFT/RTGS/IMPS | UPI-QR |
Debit Cards | POS Machine |
E-commerce payments using Net Banking | Doorstep Banking services with live tracking facilities |
Bill Payments | Payment Gateway |
Bulk transaction facility on Net Banking | Virtual Accounts |
GST/Direct Tax Payment | Collection API |
Payment API | NACH/e-NACH |
Below are the Trade & Forex solutions available to facilitate your international business requirements:
- Letter of Credit
- Bank Guarantee
- Document Collection
- Inward & Outward Remittance
- Hedging and Currency Protection
- FDI/ ODI/ ECB
- Escrow Services
Through WhatsApp Banking, you can interact with us just like you would with any of our representative
Numbers to connect: 95555 55555
FEATURED
Current accounts can help in managing the finances for your business. Read the following article to learn more about current accounts.
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