Gift the same benefits of your credit card to your loved ones
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Gift an Add-on card with pre-set limit to your family, friends or a special someone -
Joining Fee: ₹499 + GST, Annual Fee(2nd year onwards): ₹499 + GST applicable for all card variants except for Metal variants# -
Manage your expenses with a single credit card statement -
Combine your spends and earn accelerated reward points
See More Reasons To Love The Card
#Mayura Metal Credit Card : Joining Fee : ₹3,000 onwards | Annual Fee (2nd year onwards) : ₹2,000
Ashva Metal Credit Card : Joining Fee : ₹1,500 onwards | Annual Fee (2nd year onwards) : ₹1,000
FIRST Private Credit Card : Joining Fee : ₹4,000 | Annual Fee(2nd year onwards) : ₹4,000
GST as applicable.
Gift the same benefits of your credit card to your loved ones
-
Gift an Add-on card with pre-set limit to your family, friends or a special someone
-
Joining Fee: ₹499 + GST, Annual Fee(2nd year onwards): ₹499 + GST applicable for all card variants except for Metal variants#
-
Manage your expenses with a single credit card statement
-
Combine your spends and earn accelerated reward points
+ more reasons to love the card
#Mayura Metal Credit Card : Joining Fee : ₹3,000 onwards | Annual Fee (2nd year onwards) : ₹2,000
Ashva Metal Credit Card : Joining Fee : ₹1,500 onwards | Annual Fee (2nd year onwards) : ₹1,000
FIRST Private Credit Card : Joining Fee : ₹4,000 | Annual Fee(2nd year onwards) : ₹4,000
GST as applicable.
Gift the same benefits of your credit card to your loved ones
-
Gift an Add-on card with pre-set limit to your family, friends or a special someone
-
You can get up to 3 Add-on cards
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Share the benefits like lounge access, movie, dining and merchant offers
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Combine your spends and reach the rewards milestone faster
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Preset the credit limit for every add on card and regulate how and where the Add On card can be used -
Your loved ones can enjoy all the benefits of your credit card
(*Except Ashva Credit Card, Mayura Credit Card and FIRST Private Credit Card where the Add-on cards come with Joining and Annual Fee. Please check the MITC for further information on the fees)
Customer Speak
Frequently Asked Questions
An Add-on card can be given to your parents, spouse, children, siblings, friends, business partners or anyone in your circle and is above the age of 18 years. The card holder does not necessarily have to be related to you but must be someone you trust.
A Maximum of 3 Add-on cards can be issued against one primary credit card. The primary card holder has to apply individually for each Add-on card
Add-on applicant will be issued the same card variant as the Primary Credit Card holder.
The Credit and Cash Withdrawal Limit applicable on Primary Card Account is inclusive of all the Add-on cards. Primary Credit Card holder can set and modify the credit limit assigned to the Add-on Credit Card holder.
Yes, There's a Joining fee of ₹499 + GST and Annual fee (2nd Year onwards) of ₹499 + GST*
Yes, the Primary Credit Card holder will earn rewards points for all purchase transactions done on the IDFC FIRST Bank Add –on Credit Card. Reward structure for add-on credit card will be similar to that of Primary Credit card
No, all reward points will be accrued to the primary cardholder account and can be redeemed only by the Primary Card holder.
No, Add-on Credit Card holder cannot avail any Welcome benefits. Only the Primary Card holder can avail the Welcome Benefits once eligible.
Annual Rate of Interest on Add-on Credit Card will be same as that on Primary Credit Card.
The Add-on credit card transactions will be part of the primary card holder's monthly statement. The Add-on credit card holder will not receive the statement
The Primary Credit Card holder will be liable to clear outstanding amount on Add-on Credit Card/s.
