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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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FIRST Wow! Credit Card 
Personal Loan
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Two Wheeler Loan
Pre-Owned Two Wheeler Loan
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Offers & benefits curated for women
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Exclusive discounts across 15+ merchants
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Current Account
Discover 100+ exclusive offers for your business needs
Forex Services
Save big while remitting money
Multi-Currency Forex Card
Avail exclusive discounts while you travel abroad. Save more every time you swipe!
Zero fee banking
The only bank in India to offer zero fee banking on all savings account services
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ZERO
ZERO
CHARGES on
IMPS
NEFT
RTGS
Cheque Book
SMS Alerts
Cash Transactions
3rd Party Cash Transactions
Manager’s Cheque/DD/PO
Duplicate Statements Issuance
Duplicate Passbook Issuance
Balance Certificate Issuance
Interest Certificate Issuance
Account Closure
ECS Return
Stop Payment of Cheque
International ATM/POS transactions
Decline Charges for Insufficient Balance
Standing Instructions
Photo Attestation
Signature Attestation
Retrieval of Transactional Records
Address Confirmation
Deliverable Returned by Courier
Debit Card Issuance
Debit Card Annual Fee
ATM Transactions
Cheque Bounce
Doorstep Banking
ZERO
CHARGES on
Financial Calculators
Hassle-free financial planning with IDFC FIRST Bank
* Interest calculated on progressive balances in each interest rate slab, as applicable
** Interest calculated on flat rate basis for other banks
** Interest calculated on flat rate basis for other banks
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Activate UPI
Get the Power of UPI and earn cashback up to ₹200
FASTag
Upgrade to FASTag Max and enjoy benefits worth ₹5000*
Dining Offers
Avail up to 25% discounts with live screening of T20 matches
Explore Bikes
and ride your dream bike with an instant loan
FIRST Rewards
Our exclusive Savings Account loyalty programme
Explore Cars
Shop, compare and choose your perfect car with the best financing options
Activate UPI
Get the Power of UPI and earn cashback up to ₹200
FASTag
Upgrade to FASTag Max and enjoy benefits worth ₹5000*
Dining Offers
Avail up to 25% discounts with live screening of T20 matches
Explore Bikes
and ride your dream bike with an instant loan
First Rewards
Our exclusive Savings Account loyalty programme
Explore Cars
Shop, compare and choose your perfect car with the best financing options
Award-winning digital banking platform
Recognised as the 'Best Digital Bank' for the year 2021-2022 by Financial Express India's Best Banks Awards 2023.
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But don’t take our word for it, Hear from our customers
"Hello Team, As a very pleased customer, I am delighted to provide feedback. Nilutpal assisted me.May God bless him. He genuinely answered my questions regarding my two credit cards 💳. I am very happy. He made my day..." Najma Feroz Khan 22 September 2024
"I'm immensely happy to put on record my sincere appreciation for Mr John, Senior Executive, Customer Care, for taking cognizance of my complaint in right spirit and expediting issuance of Credit Card in 24 hours' time. Great..." Raj Sinha 18 September 2024
"Dear IDFC Bank Credit Card Support Team, I am pleased to inform you that Mr. Banerjee has been incredibly helpful in resolving the matter. He listened to my concerns with empathy, clarified everything, and assured me that appropriate..." Arindam Shukla 13 September 2024
"Dear Team, I am writing to express my sincere appreciation for the outstanding assistance provided by Ichha Singh in relation to my recent FASTag query. Ichha was incredibly helpful throughout the process. She displayed a high level of professionalism, patience, and efficiency, ensuring that my concerns were addressed promptly..." Rohit Dudeja 11 September 2024
"Hi, I hope this message finds you well. I am writing to express my sincere gratitude for the exceptional work you’ve done on Billing and payment. Your dedication, attention to detail, and commitment to excellence have not gone unnoticed.Your efforts have made a significant impact on my belief in IDFC..." Sanjay Verma 08 September 2024
"IDFCFIRSTBank Big thanks to Aastha from the Social Media team for understanding my issue with the address change and making sure my IDFC Mayura Credit Card arrived at my new address..." Saurabh Swarup Goswami 24 August 2024
"I wanted to mention that the whole NOC procedure was very smooth. Miss Aratiben guided me through the process very well and the NOC was generated quickly...." Sayantan Rupak Sengupta 06 August 2024
"Huge thanks to @IDFCFIRSTBank for solving my issue within an hour and delivering my debit card in just 72 hours! Exceptional service and support. I highly recommend other startup leaders consider opening a current account with..." Prasad Sunil Gawali 04 August 2024
"I appreciate the hard work done by Mr. Sohail Shaikh in Bandra Police Station for promptly providing information about the bank account to solve the above case. Once again Thanks to Mr. Sohail Shaikh and IDFC First Bank team." Shankar Patil 26 July 2024
"By this communication I want to thank specially Mr. Ravin Dalvi, Vigilance Associate (LEA Desk), IDFC First Bank because, after receiving a mail from our side and after calling him personally to solve a problem faced by one of the..." D. V. Chavan 26 July 2024
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Awards & Accolades
A glimpse of IDFC FIRST Bank's testament to excellence
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Helping our communities grow with us
9.3 Million Beneficiaries
Supported since March 2023
70,000 Villages
Served across the country
9000 Residents
Impacted positively through our Swachh Worli Koliwada program
351 Students
Awarded post-graduate scholarships this year
9.3 Million Beneficiaries
Supported since March 2023
70,000 Villages
Served across the country
9000 Residents
Impacted positively through our Swachh Worli Koliwada program
351 Students
Awarded post-graduate scholarships this year
Disclaimer: With IDFC FIRST Bank Savings Accounts, enjoy Zero Charges on all Savings Account services. These services are being offered free in good faith, and in case of misuse of services, the Bank reserves the right to levy charges. Forex mark-up fee will be applicable on International ATM/POS/Debit card transactions. T&Cs are subject to periodic changes. All rights reserved.
