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Notifications

  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

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Personal Banking

Zero fee banking

The only bank in India to offer zero fee banking on all savings account services

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Zero Fees
ZERO
CHARGES on
IMPS
IMPS
NEFT
NEFT
RTGS
RTGS
Cheque Book
Cheque Book
SMS Alerts
SMS Alerts
Cash Transactions
Cash Transactions
3rd Party Cash Transactions
3rd Party Cash Transactions
Manager’s Cheque/DD/PO
Manager’s Cheque/DD/PO
Duplicate Statements Issuance
Duplicate Statements Issuance
Duplicate Passbook Issuance
Duplicate Passbook Issuance
Balance Certificate Issuance
Balance Certificate Issuance
Interest Certificate Issuance
Interest Certificate Issuance
Account Closure
Account Closure
ECS Return
ECS Return
Stop Payment of Cheque
Stop Payment of Cheque
International ATM/POS transactions
International ATM/POS transactions
Decline Charges for Insufficient Balance
Decline Charges for Insufficient Balance
Standing Instructions
Standing Instructions
Photo Attestation
Photo Attestation
Signature Attestation
Signature Attestation
Retrieval of Transactional Records
Retrieval of Transactional Records
Address Confirmation
Address Confirmation
Deliverable Returned by Courier
Deliverable Returned by Courier
Debit Card Issuance
Debit Card Issuance
Debit Card Annual Fee
Debit Card Annual Fee
ATM Transactions
ATM Transactions
Cheque Bounce
Cheque Bounce
Doorstep Banking
Doorstep Banking

Financial Calculators

Hassle-free financial planning with IDFC FIRST Bank





Amount

₹20K ₹1Cr

Period

Months

12 Months 84 Months

Interest rate

%

10.49% 36%

You will pay EMI of only

monthly


Principal amount

₹1K ₹10L

Tenure (months)

Months

3 Months 36 Months

You will pay EMI of only

monthly

Info

Processing Fees

₹99

Interest

₹76

Total GST

₹32


Total Extra Payable

₹207

Loan Amount

₹2500


Total Charges

₹2707


Amount

₹1L ₹10Cr

Period

Months

12 Months 360 Months

Interest rate

%

8.75% 10.50%

You will pay an EMI of only

monthly


Amount

1L

₹1L ₹10Cr

Period

Months
0.00012L

12 Months 360 Months

Interest rate

%
0.0000885L

8.85% 10.50%

You will pay an EMI of only

₹8738 monthly


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Helping our communities grow with us

9.3 Million Beneficiaries

Supported since March 2023

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Served across the country

9000 Residents

Impacted positively through our Swachh Worli Koliwada program

351 Students

Awarded post-graduate scholarships this year


Disclaimer: With IDFC FIRST Bank Savings Accounts, enjoy Zero Charges on all Savings Account services. These services are being offered free in good faith, and in case of misuse of services, the Bank reserves the right to levy charges. Forex mark-up fee will be applicable on International ATM/POS/Debit card transactions. T&Cs are subject to periodic changes. All rights reserved.

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