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Joining Benefits worth ₹3,000+
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Populer FAQs
Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
That's easy! Follow these steps to track your service requests:
1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
Enjoy Zero Charges on All Commonly Used Savings Account Services
Open Account NowEnjoy Zero Mark-up on Forex Transactions on your FIRST WOW! Credit Card
Apply NowGet the assured, FD-backed FIRST Ea₹n Credit Card
Apply NowSecure your tomorrow, Live today
Accelerated rewards on LIC Premium payments, online and offline spends; Domestic airport lounge access and more!
A credit card that secures your tomorrow, while rewarding your today. This credit card offers supersized rewards on LIC premium payments and other daily spends. These rewards can be redeemed anywhere online, even to fund your next LIC premium payment. That’s not all, there are lifestyle privileges like airport & railway lounge access, road-side assistance and insurance covers.
Rewards :
1 complimentary Domestic Airport Lounge access per quarter List of Lounges
2 complimentary Railway Lounge access per quarter Know more
Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹200/month. *Applicable only on transaction values between ₹200 & ₹500
1,000 Rewards on spending first ₹5,000 within 30 days of card generation
5% cashback (up to ₹1000) on the transaction value of first EMI done within 30 days of card generation
Flat ₹500 off on Domestic Flights booking on Yatra
Flat ₹500 off on purchases of ₹899 and above on MYGLAMM
Free 6 months PharmEasy Plus membership worth ₹399
Free 1-year Lenskart Gold Membership worth ₹500
Personal Accident Cover of ₹2,00,000 and Lost Card Liability Cover of ₹25,000 valid on doing at least one transaction on LIC Classic Credit Card in last 30 days
Purchase Protection Cover & Credit Shield Cover of ₹25,000 each
Complimentary Roadside Assistance worth ₹1,399
Convert all transactions* above ₹2,500 into easy & convenient EMIs from your mobile app
Instant EMI conversion for all online transactions* above ₹2,500 on the bank’s OTP page
Enjoy convenient transfer of balances from your other bank credit cards with our balance transfer privilege* Eligibility norms apply*
Eligibility norms apply*
Interest free cash withdrawals on Domestic and International ATMs for up to 45 days (Cash Advance Fee of only ₹199 per transaction)
Late Payment fee
Late Payment Fee - 15% of Total Amount Due (subject to a minimum of ₹100 and a maximum of ₹1300)
There is absolutely no Joining/ Membership/ Annual fee applicable on LIC IDFC FIRST Bank Credit Cards. Your card is free for life.
You can directly use your points to pay for your online purchases or when shopping at a store. Just choose the option to ‘pay with points’. You can also redeem your reward points against amazing offers at idfcfirstrewards.poshvine.com.
Your reward points have a validity of 3 years from the date when reward points are earned.
LIC IDFC FIRST Bank Credit Cards are loaded with a host of benefits, offers and features. Depending on the card variant, IDFC FIRST Bank credit cards offer Lifestyle benefits like discounts on shopping, dining or movies and complimentary rounds of golf every month; travel benefits like complimentary airport lounge access; and other benefits like in-app online discounts, and discounts at health and wellness outlets.
IDFC FIRST Bank Credit Cards offers among the lowest interest rates in the country, so it won’t weigh on your pocket if you can’t clear your entire monthly dues once in a while. IDFC FIRST Bank offers low interest rates starting from 9% to 42% per annum. Usually, other credit cards charge as high as 42% per annum interest rate in case you choose to carry forward part of your outstanding balances.
Yes, you can! And what’s really great is that all ATM cash withdrawals are totally interest-free for up to 48 days – in India or even when you withdraw cash abroad. Do keep in mind, however, that a Cash Advance Fee of only ₹250 is applicable per transaction, irrespective of where you are or the amount you withdraw.
Net Banking
Pre Login:
Login:
Mobile Banking App
Pre-login:
Login:
Customer Care:
For all transactions in India, yes, you will be asked for a PIN for completing the transactions. However, outside India, you will be asked for the PIN only if the POS terminal is enabled for PIN authentication.
LIC Co-branded credit cards offer exceptional rewards on LIC premium payments than a normal credit cards
Yes
Customer gets the credit card statement mailed as a pdf file. Also, one can have an overview of the statement in IDFC FIRST Bank mobile application.
Customer needs to first block the credit card temporarily through mobile application or through customer care. Post that they can apply for replacement card again either from mobile application or through customer care.