Experience what a premium card can really do. Enjoy a superior rewards program, travel perks & round-the-year offers, no unnecessary fees and lowest interest rates.
Unlimited Reward points that never expire
Use Reward points to instantly pay for online or in-store purchases
1X = 1 Reward point per ₹125 spent | 1 Reward point = ₹0.25
Reward program not applicable on Fuel, Insurance, EMI transactions & Cash withdrawals
Rental and Property management transactions will not be a part of 10X reward program and 10X threshold calculations. However, such transactions will earn 3X reward points
Effective 1st October, 2022, a convenience fee of ₹99 (plus applicable taxes) will be levied on redemption of Reward Points
First-in-class features.
Designed to delight, year after year.
No annual fee. Lifetime Free Credit Card
Low Interest Rates (APR), from 0.75% to 3.5% per month (9% to 42% per annum)
OVL Charges – 2.5% of the over-limit amount subject to a minimum charge of ₹500
Forex Markup at 1.99% for all international transactions
Late Payment Fee - 15% of Total Amount Due (subject to a minimum of ₹100 and a maximum of ₹1250)
Interest free cash withdrawals on Domestic and International ATMs for up to 48 days (Cash Advance Fee of only ₹199 per transaction)