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It's time for you to experience a premium lifestyle. The FIRST Select Credit Card comes with a superior rewards program, travel perks and round-the-year offers, trip cancellation cover up to Rs.10,000^, no annual fees, and low interest rates. Get 4 complimentary Domestic airport lounge visits* per quarter with your FIRST Select Credit Card across all major domestic airports to ensure you travel in style. With no annual fees, no joining fees and no expiry on reward points, the FIRST Select Credit Card makes it easy to enjoy a life of luxury and relaxation.
With IDFC FIRST Select Credit Card, you can enjoy incredibly low markup fees on international transactions and ensure a hassle-free trip. Take advantage of our best-in-class features and extensive online shopping benefits.
*On minimum monthly spends of Rs.5000
^For eligible customers only
*Issuance of our Credit Card is subject to bank's internal assessment and at the sole discretion of IDFC FIRST Bank.
Unlimited Reward points that never expire
Use Reward points to instantly pay for online or in-store purchases
1X = 1 Reward point per ₹125 spent | 1 Reward point = ₹0.25
Reward program not applicable on Fuel, EMI transactions & Cash withdrawals.
Rental and Property management transactions will earn 3X reward points. However, such transactions will not be a part of 10X reward program and 10X threshold calculations.
Effective 21st August 2023, Insurance premium payments have been added to the reward program and will earn 1x rewards, Utility bill payments will now earn 1x reward points. However, such transactions will not be a part of 10X reward program and 10X threshold calculations.
First-in-class features.
Designed to delight, year after year.
No annual fee. Lifetime Free Credit Card
Low Interest Rates (APR), from 0.75% to 3.5% per month (9% to 42% per annum)
OVL Charges – 2.5% of the over-limit amount subject to a minimum charge of ₹500
Forex Markup at 1.99% for all international transactions
Late Payment Fee - 15% of Total Amount Due (subject to a minimum of ₹100 and a maximum of ₹1250)
Interest free cash withdrawals on Domestic and International ATMs for up to 48 days (Cash Advance Fee of only ₹199 + GST per transaction)