Your Premium Life made more rewarding with up to 10X rewards on spends greater than ₹20,000, 6X rewards on all online spends, 3X rewards on all other spends. Travel hassle free with lower forex markup at 1.99%, domestic and railway lounge access, road side assistance and travel insurance. read more
Card becomes richer with buy one get one movie offers, dining discounts and other handpicked benefits round the year read less
Never Expiring | Unlimited | Easy to redeem
*Reward Points earning and 10X threshold not applicable for Fuel, EMI, Insurance transactions and Cash Withdrawals
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*On doing atleast 1 Purchase/ ATM Withdrawal transaction in last 30 days
#Loss of Checked-In Baggage - INR 7,500; Delay of Checked-In Baggage INR 5,000; Loss of Passport and other documents - INR 5,000; Delay in Flight- INR 5,000
#Cash withdrawal charges of Rs. 250 per instance apply.
There is No Joining/Membership/Annual fee applicable on any of the IDFC FIRST Bank Credit Cards
IDFC FIRST Bank Bank Credit Cards are loaded with a host of benefits, offers & features.
Some of them are listed below and will be applicable as per card variant available with you:
Lifestyle benefits – Discounts on shopping, dining & movies, complimentary round of golf every month, etc.
Travel benefits – Complimentary airport lounge access.
Other benefits – various in-app online discounts, discounts on health and wellness outlets, etc.
There is NO expiry date to the reward points accrued on your IDFC FIRST Bank Credit Card
Mobile Banking App
For all transactions in India, yes, you will be asked for a PIN for completing the transactions. However, outside India, you will be asked for the PIN only if the POS terminal is enabled for PIN authentication.