Loans with
EMI starting at
₹2,162 / Lakh
Enjoy quick, paperless disbursal in a few clicks
with IDFC FIRST Bank Personal Loans
Loans with EMI starting at ₹2162 / Lakh
Enjoy quick, paperless disbursal in a few clicks
with IDFC FIRST Bank Personal Loans
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Competitive interest rates starting at 10.75%
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Completely digital, paperless online process
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Balance transfer of existing Personal Loans and Credit Cards at affordable rates
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Flexible tenure up to
60 months
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Competitive interest rates starting at 10.75%
-
Completely digital, paperless online process
-
Balance transfer of existing Personal Loans and Credit Cards at affordable rates
-
Flexible tenure up to
60 months
Personal Loans
At IDFC FIRST Bank, we want to help you achieve your personal dreams. So, we have made it easy to get the finances you need, with a paperless and hassle-free application process.Read More
You can get personal Loans of up to ₹40 lakhs with competitive interest rates starting at 10.75%, and the flexibility to make up to 40%* part payment. You can also transfer your existing Personal Loan/Credit Card, and enjoy amazing benefits, including affordable rates and flexible loan tenure ranging from 6 months to 60 months. Fulfil every dream, and live life to its fullest with IDFC FIRST Bank by your side.Read Less
CALCULATOR
Personal Loan EMI Calculator
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Surojit Mukherjee
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Ravi Bhushan
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Ajay Das
ELIGIBILITY
For Salaried Individuals:
- Minimum Age: 23 years
- Maximum Age: at the time of loan maturity - 60 years or retirement, whichever comes first
For Self-Employed Individuals:
- The business must have been in existence for a minimum period of 3 years
- Minimum Age: 25 years
- Maximum Age: 65 years at the time of loan maturity
Instant Personal Loan disbursal through digital loan journey:
- Any valid digital ID proof for KYC
- 3 months’ bank statement
- Net Banking or Debit Card details to set up e-Mandate
- eSign/eStamp for faster disbursal
FEES & CHARGES
Enjoy pocket-friendly
interest rates
FREQUENTLY ASKED QUESTIONS
What is a Personal Loan?
Personal Loans help you borrow money for expenditure of a personal nature – whether for an emergency, education, vacation or any other need like a wedding in the family. You can enjoy great interest rates with IDFC FIRST Bank Personal Loans ranging from ₹20k to ₹40 lakhs, with flexible tenures ranging between 1 to 5 years.
Why should I take a Personal Loan from IDFC FIRST Bank?
You can avail a Personal Loan from IDFC FIRST Bank for a wide variety of reasons such as weddings, holidays, education, home renovation or emergencies. Personal Loans can help you address your immediate needs and can also be used for borrowing money for not-so-urgent personal expenses. IDFC FIRST Bank offers loans up to ₹40 lakhs, at pocket-friendly EMIs starting at ₹2,162/lakh*, with flexible repayment tenures of up to 5 years.
Do I need to provide any security or collateral to apply for a Personal Loan?
IDFC FIRST Bank Personal Loans are not secured by any collateral or security, and are disbursed at the discretion of the Bank, based on the creditworthiness of the borrower. There is no need for any co-signee or guarantor either.
Will I have to visit an IDFC FIRST Bank branch to get an online Personal Loan?
Who can apply for IDFC FIRST Bank Personal Loan?
Is the interest rate on my Personal Loan flat or reducing?
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Personal Loan Blogs
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5 situations in which instant personal loans can come handy
It is an instant facility for a personal loan. It provides you with access to instant money when you need it the most. You even can repay the loan in easy instalments, with no hassle.
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