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Apply NowGet loans up to ₹10 lakhs with a 100% digital application process.
Competitive rates starting at 10.70% and flexible repayment options.
Minimal documentation required, only your PAN card during the video KYC process.
Amounts
₹5000 ₹1cr
Interest Rates
10.70% 38%
Period
9 months 84 months
You will pay EMI of only,
₹2,159/ Lakh
Get loans up to ₹10 lakhs with a 100% digital application process.
Competitive rates starting at 10.70% and flexible repayment options.
Minimal documentation required, only your PAN card during the video KYC process.
With IDFC FIRST Bank FIRSTmoney, self-employed professionals can avail quick, paperless, and flexible personal loans of up to ₹10 lakh. With competitive interest rates, flexible loan amounts, and zero foreclosure charges, FIRSTmoney ensures that self-employed borrowers can meet their financial goals conveniently and affordably.
With FIRSTmoney personal loan for self-employed individuals, you enjoy:
• Instant Disbursal: Get funds directly into your account within 30 minutes.
• Zero Foreclosure Charges: Repay your loan early without any additional fees.
• Flexible Tenure: Choose a repayment tenure based on your financial comfort.
• On-Demand Loans: Apply for additional loans as per your future financial needs.
Loan Component |
Charges/Details |
Interest Rate |
Starting from 10.70% p.a. (based on credit profile) |
Processing Fee |
2% of the loan amount + applicable taxes |
Prepayment Charges |
Zero foreclosure charges |
Late Payment Fee |
2% per month on the overdue amount |
Stamp Duty |
As per the actuals |
Explore personal loan interest rates.
Note: Final loan approval and interest rate are subject to IDFC FIRST Bank’s discretion.
To qualify for a FIRSTmoney personal loan for self-employed individuals, applicants must meet the following criteria:
FIRSTmoney personal loans simplify the borrowing process with a completely digital loan application process.
To apply for a personal loan, all you need is to present your physical PAN card during the video KYC process.
You don’t need to upload any documents to apply for the instant personal loan online.
You don’t need to upload any documents to apply for the instant personal loan online.
You don’t need to upload any documents to apply for the instant personal loan online.
Get FIRSTmoney Smart Personal Loan of Different Amounts
Make your wedding dreams a reality with our smart personal loan for weddings designed exclusively for those who deserve it the most. Rather than depleting your savings or resorting to high-interest credit cards, a FIRSTmoney smart personal loan allows you to maintain financial stability as you start a new chapter of your life. Here's how our loan can add value to your special day:
Embark on your dream adventures with an online personal loan designed exclusively for elite travellers like you. Whether you're planning a luxurious getaway, an exotic expedition, or a cultural exploration, a FIRSTmoney loan offers the financial freedom to turn your travel aspirations into reality.
With competitive rates and flexible terms, a FIRSTmoney smart personal loan empowers you to book premium accommodations, indulge in once-in-a-lifetime experiences, and create unforgettable memories without compromise. Apply for a travel personal loan seamlessly on an end-to-end digital journey and make Instant bookings without dipping into your savings.
Advantages of a FIRSTmoney smart personal loan for travel expenses:
In times of financial emergencies, FIRSTmoney smart personal loan stands as a beacon of stability and support. Instead of depleting your savings or tapping into your investment accounts, this smart personal loan enables you to preserve your financial reserves for long-term goals. Here's how our emergency loan can be a lifeline during uncertain exigencies:
Renovating your home or any structural upgrades can put a significant financial strain on your savings and personal loan proves to be a reliable solution. Manage and plan your home improvement expenses depending on your needs with FIRSTmoney, our smart, instant personal loan. Apply for a personal loan online and get approved seamlessly.
A personal loan for self-employed individuals provides financial flexibility without requiring collateral. It can be used for various needs, such as business expansion, purchasing equipment, covering operational costs, or handling personal expenses. With quick approval, flexible repayment options, and competitive interest rates, it is a reliable financing solution.
Simply scan the QR code, provide basic details like mobile number, choose the loan amount and tenure, link your bank account, and complete video KYC. Once verified, the loan amount is credited directly to your account. Get 2 lakh personal Loan, 3 lakh personal Loan, 4 Lakh personal loan & 5 lakh personal instantly disbursed within 30 minutes.
To qualify for a personal loan for self-employed individuals, you must be between 21 to 60 years old and have a minimum credit score of 730. Your income, business stability, and financial history will also be considered for loan approval.
With FIRSTmoney personal loans, funds are disbursed within a few hours after approval. The process is fully digital, ensuring quick access to financing.
No, the FIRSTmoney personal loan is an unsecured loan, meaning you do not need to pledge any assets or provide a guarantor to avail of the loan.
The loan can be used for business expansion, working capital, inventory purchase, medical expenses, education, home renovation, or personal financial needs.
Yes, you can apply for a loan for doctors even with an existing loan, provided you meet the personal loan eligibility criteria and have the repayment capacity to manage multiple loans.