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Apply NowAccess multiple on-demand loans within 30 minutes
Pay EMIs only on what you use & close your loan anytime with no foreclosure charges.
Choose a flexible repayment tenure from 9 to 60 months.
Amounts
₹5000 ₹1cr
Interest Rates
10.99% 38%
Period
9 months 84 months
You will pay EMI of only,
₹2,174/ Lakh
Access multiple on-demand loans within 30 minutes
Pay EMIs only on what you use & close your loan anytime with no foreclosure charges.
Choose a flexible repayment tenure from 9 to 60 months.
Access funds as and when you need them within a pre-qualified loan offer
Looking for a financing solution that adapts to your needs? A flexi loan could be the perfect answer. Unlike traditional personal loans, a flexi loan offers unmatched flexibility, allowing you to access funds as and when you need them, all within a pre-qualified loan offer. And with FIRSTmoney Smart Personal Loans from IDFC FIRST Bank, you get a revolutionary flexi loan experience designed for convenience, speed, and cost-effectiveness. Read on to discover why FIRSTmoney is the ultimate choice for your financial freedom.
A flexi loan is a dynamic financing option that combines the benefits of a personal loan and the flexibility of obtaining credit on-the-go. Once approved, you’re granted a loan offer from which you can access funds multiple times, anytime, anywhere—without the hassle of reapplying. Unlike standard loans that disburse a lump sum upfront, a flexi loan lets you use only what you need, when you need it, and pay interest solely on the amount you take.
With FIRSTmoney Smart Personal Loans, this flexibility reaches new heights. Whether it’s an unexpected expense or a planned purchase, FIRSTmoney empowers you to access multiple loans from your approved loan offer, instantly and seamlessly.
One of the biggest advantages of a FIRSTmoney smart personal loan is that it requires minimal documentation. You only need your PAN card during the video KYC process.
One of the biggest advantages of a FIRSTmoney smart personal loan is that it requires minimal documentation. You only need your PAN card during the video KYC process.
Use an EMI calculator to plan repayments
Before one applies for a flexi personal loan, one must calculate repayment liabilities. FIRSTmoney offers an easy-to-use Personal Loan EMI calculator that assists one in calculating monthly EMIs from the loan amount, tenure, and rate of interest.
Why FIRSTmoney Beats Traditional Flexi Loans
While many lenders offer flexi loans, FIRSTmoney takes it a step further with its customer-centric design. Traditional flexi loans may come with hidden fees or rigid terms, but FIRSTmoney ensures transparency, zero foreclosure charges, and a fully digital experience. Plus, the ability to access multiple loans from a single loan offer sets it apart, saving you time and effort.
Make your wedding dreams a reality with our smart personal loan for weddings designed exclusively for those who deserve it the most. Apply for a personal loan to cover venue rentals, catering costs, and everything in between. A FIRSTmoney loan offers up to ₹10 lakh with a completely paperless, quick, and digital application process. Here's how our loan can add value to your special day:
Embark on your dream adventures with an online personal loan designed exclusively for elite travelers. Whether you're planning a luxurious getaway or a cultural exploration, a FIRSTmoney loan offers the financial freedom to turn your travel aspirations into reality. Apply for an instant personal loan seamlessly on an end-to-end digital journey and make instant bookings without dipping into your savings.
With competitive rates and flexible terms, a FIRSTmoney smart personal loan empowers you to book premium accommodations, indulge in once-in-a-lifetime experiences, and create unforgettable memories without compromise. Apply for a travel personal loan seamlessly on an end-to-end digital journey and make Instant bookings without dipping into your savings.
Advantages of a FIRSTmoney smart personal loan for travel expenses:
► Get instant access to funds, anytime, anywhere, in your bank account; 24x7, in just a single step.
► Attractive fixed interest rate (on a monthly reducing basis), starting at 10.99 % p.a.
► No need for collateral or security deposit to set up a loan.
► By responsibly managing your personal loan, you can enhance your credit profile, opening doors to even greater opportunities for future travel endeavours.
In times of financial emergencies, FIRSTmoney smart personal loans stand as a beacon of support. Instead of depleting your savings or tapping into your investment accounts, this personal loan enables you to preserve your financial reserves for long-term goals. Here's how our emergency loan can be a lifeline during uncertain exigencies:
Renovating your home or any structural upgrades can put a significant financial strain on your savings and personal loan proves to be a reliable solution. Manage and plan your home improvement expenses depending on your needs with FIRSTmoney, our smart, instant personal loan. Apply for a personal loan online and get approved seamlessly.
Make your wedding dreams a reality with our smart personal loan for weddings designed exclusively for those who deserve it the most. Rather than depleting your savings or resorting to high-interest credit cards, a FIRSTmoney smart personal loan allows you to maintain financial stability as you start a new chapter of your life. Here's how our loan can add value to your special day:
Embark on your dream adventures with an online personal loan designed exclusively for elite travellers like you. Whether you're planning a luxurious getaway, an exotic expedition, or a cultural exploration, a FIRSTmoney loan offers the financial freedom to turn your travel aspirations into reality.
With competitive rates and flexible terms, a FIRSTmoney smart personal loan empowers you to book premium accommodations, indulge in once-in-a-lifetime experiences, and create unforgettable memories without compromise. Apply for a travel personal loan seamlessly on an end-to-end digital journey and make Instant bookings without dipping into your savings.
Advantages of a FIRSTmoney smart personal loan for travel expenses:
In times of financial emergencies, FIRSTmoney smart personal loan stands as a beacon of stability and support. Instead of depleting your savings or tapping into your investment accounts, this smart personal loan enables you to preserve your financial reserves for long-term goals. Here's how our emergency loan can be a lifeline during uncertain exigencies:
Renovating your home or any structural upgrades can put a significant financial strain on your savings and personal loan proves to be a reliable solution. Manage and plan your home improvement expenses depending on your needs with FIRSTmoney, our smart, instant personal loan. Apply for a personal loan online and get approved seamlessly.
Get FIRSTmoney Smart Personal Loan of Different Amounts
Flexi personal loan refers to a lending plan whereby borrowers are allowed to opt for an amount from the approved loan and pay interest on the consumed amount only.
While a traditional loan gives the entire amount of the loan upfront and collects interest on the total amount, a flexi loan allows customers to get additional loans when required and collects interest on the amount availed.
With FIRSTmoney, borrowers can prepay their consumed amounts in full with zero foreclosure benefits, reducing the total interest cost. However, partial payment is not allowed with FIRSTmoney.
Flexi loan often provide lower personal loan interest rates compared to conventional personal loan. FIRSTmoney offers competitive interest rates starting from 10.99% p.a. to eligible applicants with flexible repayment schedules ranging from 9 to 60 months.
No, FIRSTmoney believes in transparent communication, offers zero foreclosure charges and has no hidden personal loan fees and charges.