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Get FIRSTmoney Smart Personal Emergency Loan Online

In times of financial crisis, many people turn to emergency loans to quickly access funds. However, traditional personal loans can often take days or even weeks to process, leaving individuals in urgent need of cash stranded. This is where a smart personal loan like FIRSTmoney can be a lifesaver. Read on for more

Features of FIRSTmoney Emergency Loan

ZERO foreclosure charges ZERO foreclosure charges

ZERO foreclosure charges

goodbye to foreclosure charges and repay your outstanding amount whenever you want without worrying about additional fees.

Multiple withdrawals Multiple withdrawals

Multiple withdrawals

Borrow any amount over ₹5,000 up to the available credit limit. Once you repay the borrowed amount, you can withdraw more funds again.

Flexible loan repayment options Flexible loan repayment options

Flexible loan repayment options

Enjoy customisable loan EMI repayment options. Choose from flexible tenure options to suit your financial situation.

Swift disbursal Swift disbursal

Swift disbursal

Our advanced technology allows for a quick and paperless application process, ensuring swift disbursal of funds directly to your bank account.

Personal loan amount flexibility Personal loan amount flexibility

Personal loan amount flexibility

Either withdraw in full over or in parts ₹5,000 up to your credit limit. Pay interest only on the utilised amount.

Benefits of FIRSTmoney Emergency Loan

Protect your savings Protect your savings

Protect your savings

Instead of depleting your savings and retirement fund, a FIRSTmoney emergency loan allows you to keep your savings intact while addressing the financial emergency.

Financial safety net Financial safety net

Financial safety net

Once you pay what you have borrowed, the funds from your credit line become available again. This provides ongoing access to a financial safety net.

Up to ₹10 lakh credit limit Up to ₹10 lakh credit limit

Up to ₹10 lakh credit limit

Generous maximum credit limit of up to ₹10 lakh, allowing you to finance unexpected expenses, such as medical bills, relocation, and car repairs.

Eligibility

Salaried individuals Salaried individuals

Salaried individuals

Age - 21-60 years Age - 21-60 years

Age: 21-60 years

CIBIL Score*: 750+ CIBIL Score*: 750+

CIBIL Score*: 750+

* CIBIL Score is a 3-digit numeric summary of your credit history, derived by using details found in the ‘Accounts’ and ‘Enquiries’ sections on your CIBIL Report and ranges from 300 to 900. The closer your score is to 900, the higher are the chances of your loan application getting approved.

Documentation

Video KYC Video KYC

Display your physical PAN card for Video KYC (VKYC) during the online smart personal loan application.

Display your physical PAN card for Video KYC (VKYC) during the online smart personal loan application.

Applying for FIRSTmoney

Scan the QR code to apply for a emergency loan

Step 1

Scan the QR code to apply for a emergency loan

Register with your mobile number

Step 2

Register with your mobile number

Confirm basic details to check your eligibility

Step 3

Confirm basic details to check your eligibility

Choose your loan preferences and link your bank account

Step 4

Choose your loan preferences and link your bank account

Once verified, receive the loan amount in your account within 24 hours

Step 5

Once verified, receive the loan amount in your account within 24 hours

How FIRSTmoney can empower you

Travel

Embark on your dream adventures with an online personal loan designed exclusively for elite travellers like you. Whether you're planning a luxurious getaway, an exotic expedition, or a cultural exploration, FIRSTmoney offers the financial freedom to turn your travel aspirations into reality.

With competitive rates and flexible terms, FIRSTmoney empowers you to book premium accommodations, indulge in once-in-a-lifetime experiences, and create unforgettable memories without compromise. Apply seamlessly on an end-to-end digital journey and make your bookings the same day without dipping into your savings.

Advantages of FIRSTmoney for travel expenses:

  • • Set up a credit limit with FIRSTmoney once and enjoy your travel the way you want with the multiple withdrawal facility.
  • • Get instant access to funds, anytime, anywhere, in your bank account; 24x7, in just a single step.
  • • Attractive fixed interest rate (on a monthly reducing basis), starting at 10.99 % p.a. 
  • • No need for collateral or security deposit to set up a loan.
  • • By responsibly managing your loan, you can enhance your credit profile, opening doors to even greater opportunities for future travel endeavors.

Emergency Loan

In times of financial emergencies, FIRSTmoney stands as a beacon of stability and support. Instead of depleting your savings or tapping into your investment accounts, this smart personal loan enables you to preserve your financial reserves for long-term goals. Here's how our loan can be a lifeline during emergencies:

  • • Effortless online application process with complete digital verification - apply in 2 easy steps for an emergency personal loan online
  • • Get the amount credited promptly to your bank account on the same day
  • • No collateral requirement for emergency personal loans
  • • Flexible loan repayment tenure of up to 60 months
  • • Attractive fixed interest rate (on a monthly reducing basis) starting from 10.99% p.a. only.
  • • Safeguard your financial stability in the face of emergencies

Wedding Loan

Make your wedding dreams a reality with our smart personal loan for weddings designed exclusively for those who deserve it the most. Rather than depleting your savings or resorting to high-interest credit cards, FIRSTmoney allows you to maintain financial stability as you start a new chapter of your life. Here's how our loan can add value to your special day:

  • • From venue rentals to catering costs and everything in between, FIRSTmoney offers up to ₹10 lakh, allowing you to cover all aspects of your wedding expenses with ease.
  • • Completely paperless, quick and digital application process
  • • One-time sanction with the facility to withdraw multiple times
  • • Attractive fixed interest rate (on a monthly reducing basis) commencing at 10.99% p.a. only
  • • No need for collateral or security
  • • Enjoy flexible repayment terms extending up to 60 months

Medical Loan

Medical emergencies often come with unexpected expenses. With FIRSTmoney, you have the financial flexibility to explore various treatment options, including specialists, alternative therapies, or out-of-network providers, ensuring that you can pursue the best possible care for yourself or your loved ones. FIRSTmoney – our smart instant personal loan, offers invaluable support and peace of mind during medical emergencies. Here's how:

  • • Can act as a top-up to your insurance for medical expenses
  • • Cover unforeseen costs, such as ambulance fees, hospital stays, surgeries, and specialized treatments
  • • Access funds anytime, anywhere to address medical bills, treatments, and medications without delay
  • • No need for collateral or security
  • • Attractive fixed interest rate (on a monthly reducing basis) starting at just 10.99% p.a.
  • • Tailor your payments to fit your budget and financial capabilities, providing additional peace of mind during a challenging time

Home Improvement Loan

Renovating your home or any structural upgrades can put a significant financial strain on your savings. Manage and plan your home improvement expenses depending on your needs with FIRSTmoney, our smart, instant personal loan. Apply for a personal loan online and get approved seamlessly. Use your credit limit as an when you need. 

  • • Can act as a top-up to your home loan
  • • Can serve to pay for renovation and expenses in parts
  • • Access funds anytime anywhere
  • • No need for collateral or security
  • • Attractive fixed interest rate (on a monthly reducing basis) starting at just 10.99% p.a.

  

Instant Personal Loan Fees and Charges Instant Personal Loan Fees and Charges

Personal Loan for Emergency - Fees and Charges

Enjoy competitive interest rates and minimal charges