Lifetime FREE Credit Card with 10X rewards
Most Searched
Top Products
Popular Searches
Bank Accounts
Populer FAQs
Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
That's easy! Follow these steps to track your service requests:
1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
Enjoy Zero Charges on All Commonly Used Savings Account Services
Open Account NowEnjoy Zero Mark-up on Forex Transactions on your FIRST WOW! Credit Card
Apply NowGet the assured, FD-backed FIRST Ea₹n Credit Card
Apply NowIDFC FIRST Bank offers competitive interest rates on personal loans for home renovation, providing a range that caters to different financial situations. These loans come with nominal charges, ensuring transparency with no hidden costs. Key charges may include processing fees, EMI repayment flexibility, and the option to prepay or part-pay without significant penalties. Understanding the charges associated with your loan will help you manage expenses efficiently throughout your renovation journey.
To qualify for a personal loan for home renovation from IDFC FIRST Bank, you need to meet basic eligibility requirements, such as being a salaried individual between the ages of 21 and 60 with a steady income. This straightforward eligibility criterion ensures access to funds without unnecessary hurdles. Additional documents like proof of income, bank statements, and identity verification will be required to complete the loan application process.
* CIBIL Score is a 3-digit numeric summary of your credit history, derived by using details found in the ‘Accounts’ and ‘Enquiries’ sections on your CIBIL Report and ranges from 300 to 900. The closer your score is to 900, the higher are the chances of your loan application getting approved.
To apply for a home renovation loan, you’ll need the following documents:
These documents are necessary to ensure eligibility and help in the swift disbursal of funds.
A home remodel loan offers various advantages, including:
Easy Eligibility
IDFC FIRST Bank’s simple eligibility criteria make it accessible for most homeowners. Salaried individuals with a stable income can easily qualify, making the process of securing funds for home improvements convenient.
Loans for All Homeowners
Whether you own a flat, a bungalow, or a semi-detached house, IDFC FIRST Bank provides financing solutions to a diverse range of homeowners, enabling you to meet your specific renovation needs.
Flexible Repayment Options
IDFC FIRST Bank offers flexibility in repayment plans, including options like step-up payments, flexi payments, and bullet payments. This flexibility allows you to manage your loan according to your cash flow without added stress.
Quick Disbursal
Once your loan is approved, funds are disbursed quickly, allowing you to begin your project without delay. This efficiency is ideal for time-sensitive renovation projects.
Tax Benefits
Depending on the nature of your renovation, you may be eligible for tax benefits on the interest paid for your loan. A tax professional can help you determine potential savings on your home renovation loan.
FIRSTmoney is available for borrowers with a credit score of 730+. So, check your credit score and ensure your eligibility
All you need is your physical PAN card for VKYC verification. Keep it handy for completing the application quickly and get your personal loan in no time.
Apply for FIRSTmoney online by following a few simple steps –
You can obtain more loans, on-demand up to ₹10 lakh based on your eligibility to meet future requirements, in just a few clicks.
Embark on your dream adventures with an online personal loan designed exclusively for elite travellers like you. Whether you're planning a luxurious getaway, an exotic expedition, or a cultural exploration, a FIRSTmoney loan offers the financial freedom to turn your travel aspirations into reality.
With competitive rates and flexible terms, a FIRSTmoney smart personal loan empowers you to book premium accommodations, indulge in once-in-a-lifetime experiences, and create unforgettable memories without compromise. Apply for a travel personal loan seamlessly on an end-to-end digital journey and make Instant bookings without dipping into your savings.
Advantages of a FIRSTmoney smart personal loan for travel expenses:
In times of financial emergencies, FIRSTmoney smart personal loan stands as a beacon of stability and support. Instead of depleting your savings or tapping into your investment accounts, this smart personal loan enables you to preserve your financial reserves for long-term goals. Here's how our emergency loan can be a lifeline during uncertain exigencies:
Make your wedding dreams a reality with our smart personal loan for weddings designed exclusively for those who deserve it the most. Rather than depleting your savings or resorting to high-interest credit cards, a FIRSTmoney smart personal loan allows you to maintain financial stability as you start a new chapter of your life. Here's how our loan can add value to your special day:
Medical emergencies often come with unexpected expenses and a personal loan can offer access to quick funds. With a FIRSTmoney smart personal loan, you have the financial flexibility to explore various treatment options, including specialists, alternative therapies, or out-of-network providers, ensuring that you can pursue the best possible care for yourself or your loved ones. FIRSTmoney – our smart personal loan for medical expense, offers invaluable support and peace of mind during medical emergencies. Here's how:
Renovating your home or any structural upgrades can put a significant financial strain on your savings and personal loan proves to be a reliable solution. Manage and plan your home improvement expenses depending on your needs with FIRSTmoney, our smart, instant personal loan. Apply for a personal loan online and get approved seamlessly.
Embark on your dream adventures with an online personal loan designed exclusively for elite travellers like you. Whether you're planning a luxurious getaway, an exotic expedition, or a cultural exploration, a FIRSTmoney loan offers the financial freedom to turn your travel aspirations into reality.
With competitive rates and flexible terms, a FIRSTmoney smart personal loan empowers you to book premium accommodations, indulge in once-in-a-lifetime experiences, and create unforgettable memories without compromise. Apply for a travel personal loan seamlessly on an end-to-end digital journey and make Instant bookings without dipping into your savings.
Advantages of a FIRSTmoney smart personal loan for travel expenses:
In times of financial emergencies, FIRSTmoney smart personal loan stands as a beacon of stability and support. Instead of depleting your savings or tapping into your investment accounts, this smart personal loan enables you to preserve your financial reserves for long-term goals. Here's how our emergency loan can be a lifeline during uncertain exigencies:
Make your wedding dreams a reality with our smart personal loan for weddings designed exclusively for those who deserve it the most. Rather than depleting your savings or resorting to high-interest credit cards, a FIRSTmoney smart personal loan allows you to maintain financial stability as you start a new chapter of your life. Here's how our loan can add value to your special day:
Medical emergencies often come with unexpected expenses and a personal loan can offer access to quick funds. With a FIRSTmoney smart personal loan, you have the financial flexibility to explore various treatment options, including specialists, alternative therapies, or out-of-network providers, ensuring that you can pursue the best possible care for yourself or your loved ones. FIRSTmoney – our smart personal loan for medical expense, offers invaluable support and peace of mind during medical emergencies. Here's how:
Renovating your home or any structural upgrades can put a significant financial strain on your savings and personal loan proves to be a reliable solution. Manage and plan your home improvement expenses depending on your needs with FIRSTmoney, our smart, instant personal loan. Apply for a personal loan online and get approved seamlessly.
Get FIRSTmoney Smart Personal Loan of Different Amounts
A home renovation loan specifically funds home improvement projects, while a home loan is typically used to purchase a property.
Yes, interest paid on a home renovation loan may be eligible for tax benefits, depending on the scope of renovations.
Eligible projects include kitchen remodels, bathroom upgrades, and aesthetic improvements to your living space.
IDFC FIRST Bank offers quick disbursal once your loan application is approved, ensuring funds are available without delay.
Yes, self-employed individuals may also be eligible, subject to specific documentation and income verification requirements.