CKYC Registry
Find all the help you need
Scan the QR, get our app, and find help on your fingertips
Support topics, Contact us, FAQs and more
Are you ready for an upgrade?
Login to the new experience with best features and services
Are you ready for an upgrade?
Login to the new experience with best features and services
IDFC FIRST Bank Deposits
View all DepositsIDFC FIRST Bank Loans
View all LoansIDFC FIRST Bank Payments
View all PaymentsIDFC FIRST Bank Cards
View all CardsIDFC FIRST Bank Cash Management Services
View all Cash Management ServicesIDFC FIRST Bank Lending
View allIDFC FIRST Bank Treasury
See more detailsSupport topics, Contact us, FAQs and more
As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
Most Searched
Sorry!
We couldn’t find ‘’ in our website
Here is what you can do :
Suggested
Get a Credit Card
Enjoy Zero Charges on All Commonly Used Savings Account Services
Open Account NowGet a personal loan for travel starting at 9.99% p.a.
Loan amount
Loan term in months
Choose the Interest Rate
Your EMI will be
*Personal loan calculator is only for illustration purposes. For actual calculations refer to your Repayment Schedule & Loan Agreement.*T&C Apply
Traveling is a dream for many, but sometimes financial constraints can hold us back from exploring the world. That's where a FIRSTmoney travel loan can come in handy. A travel loan—sometimes called a holiday loan, tour loan, or tourist loan—is a type of personal loan specifically designed to help you finance your travel plans. It’s a great option for those who want to see the world without dipping into savings.
What is a personal loan for travel?
A personal travel loan, such as FIRSTmoney, is an unsecured loan specifically designed to help individuals finance their trips without exhausting their savings. Whether you're planning a domestic getaway or an international vacation, FIRSTmoney offers several benefits to finance your trip. It offers flexible repayment options, zero foreclosure charges, competitive interest rates, and the ability to access multiple loans instantly, anytime and anywhere. Since it's a personal loan, there’s no need for collateral, and the funds can be used for various travel-related expenses, including flights, accommodation, sightseeing, and more. The application process is fully digital, ensuring quick approval and instant disbursal within 30 minutes, so you can plan your trip without financial worries. Check personal loan eligibility now!
IDFC FIRST Bank is among the leading banks offering affordable personal loans for travel. Here are some of the key features of FIRSTmoney smart personal loans:
With a FIRSTmoney smart personal loan, you can borrow up to ₹ 10 lakhs to meet your travel expenses. For example, if you need funds of up to ₹4 lakhs for your upcoming trip, you can apply online just by scanning the QR code and using your PAN card during the Video KYC process. The loan application is completely online and gets approved with minutes. Moreover, you can conveniently obtain more loans, on-the-go in just a few clicks, in case you require additional funds during your journey.
Travel loan interest rates can vary from one lender to another. FIRSTmoney by IDFC FIRST Bank offers affordable rates starting at just 9.99% per annum.
With FIRSTmoney, you can foreclose your loan anytime without any excess charges to stay within your travel budget.
The process of getting a travel loan from FIRSTmoney is completely online and takes only a few minutes. Apply for FIRSTmoney from the comfort of your home and once approved, have the loan amount transferred to your account instantly!
Need extra funds to meet your travel expenses? With FIRSTmoney, you can opt for an additional loan amount without going through the hassles of submitting a new loan application from scratch.
With tenures ranging from 9 months to 60 months, you get complete freedom to choose your loan tenures based on your financial planning.
There are many benefits of taking a tour loan. A few of them are:
Taking a holiday loan online allows you to enjoy your dream holiday with a larger budget for once-in-a-lifetime experiences.
An instant travel loan provides you and your family with a much-needed break without worrying about large upfront payments.
A tourist loan allows you to make the most of time-sensitive moments, such as attending a concert or a sporting event.
To be eligible for an Travel Loan, you should be:
Here are the documents required for VKYC -
FIRSTmoney smart personal loan Digital Journey
Register with your mobile number.
Confirm basic details to check your personal loan eligibility.
Choose your loan preferences and link your bank account.
Once verified, receive the loan amount in your account within 30 minutes.
Check out the table below to understand travel loan interest rates and fees and charges.
Types of Fees | Applicable Charges |
Travel loan interest rate | Starting 9.99% |
Processing fees | Processing fees of up to 2% will be deducted from the loan amount at the time of disbursal |
Late payment fees | 2% of the unpaid EMI or Rs 300 whichever is higher. The late payment fees might be applicable from the date of default to the date of payment. |
Stamping Charges | As per actuals |
Foreclosure charges | No foreclosure charges apply for early repayment |
Where Can You Use Your Travel Loan?
An IDFC FIRST Bank personal travel loan provides financial flexibility to cover various travel-related expenses, such as:
• Flight & transport costs: Book flights, train tickets, or rental vehicles.
• Accommodation expenses: Pay for hotels, resorts, or vacation rentals.
• Visa & travel insurance fees: Cover visa applications and travel insurance costs.
• Tour packages & activities: Fund guided tours, adventure sports, and sightseeing.
• Emergency expenses: Use the loan for unexpected travel-related costs.
With quick approvals, minimal documentation, and flexible repayment tenures, IDFC FIRST Bank’s personal travel loan ensures a stress-free travel experience.
Happy users
Play Store
App Store
Enjoy competitive interest rates and minimal charges
A travel loan is a personal loan specifically designed to cover expenses related to travel, such as airfare, accommodation, sightseeing, and other costs. With a personal loan for travel via FIRSTmoney, you can secure funding of up to ₹10 lakhs and repay it in easy EMIs over tenures of up to 60 months.
Eligibility typically includes:
The interest rate on an IDFC FIRST Bank travel loan varies based on the applicant’s credit profile, loan amount, and tenure. FIRSTmoney loans start from 9.99% per annum.
The tenure for a travel loan usually ranges from 9 months to 60 months. You can choose a repayment period that best suits your financial situation.
Yes, you can take out a loan specifically for travel. Travel loans are designed to finance your travel expenses, allowing you to plan and enjoy your trips without financial strain.
IDFC FIRST Bank’s FIRSTmoney travel loan offers several advantages:
Instant approval: Quick processing ensures timely access to funds.
Flexible tenure: Choose repayment periods ranging from 9 to 60 months, aligning with your financial plans.
Zero foreclosure charges: Repay the entire loan early without incurring additional fees.
Obtain multiple loans: Access multiple loans anytime anywhere without starting the loan application from scratch
IDFC FIRST Bank offers personal loans to individuals with a minimum Cibil score of 730, salary is not a benchmark for the eligibility.
The approval process for a travel loan is swift as instant approvals are given to eligible applicants.
Eligible applicants can avail travel loans up to Rs. 10 lakh, depending on their creditworthiness and other eligibility criteria.
Yes, IDFC FIRST Bank’s FIRSTmoney travel loan can be used to finance international trips, covering expenses such as airfare, accommodation, and other travel-related expenses.
Upon approval, the loan amount is disbursed promptly within 30 minutes, ensuring timely access to funds for your travel plans.
IDFC FIRST Bank requires applicants to have a minimum CIBIL score of 730 to be eligible for a FIRSTmoney travel loan.
You can check your personal loan eligibility using personal loan eligibility calculator and calculate your monthly EMI as well using the calculators offered by IDFC FIRST Bank
Chase new horizons with the freedom of a FIRSTmoney travel personal loan. Whether it's a long-awaited international trip or a peaceful staycation, this travel loan helps you plan your journey without financial hiccups. Enjoy quick disbursal, easy EMIs, and zero compromise on comfort. Travel when you want and how you want with complete financial confidence.
Financial emergencies don’t wait. A FIRSTmoney emergency personal loan ensures you’re prepared to face life’s surprises, from medical crises to urgent repairs, with ease. Skip the hassle of tedious paperwork and access emergency funds instantly within 30 minutes.
Make your wedding unforgettable with the right financial support. A FIRSTmoney wedding personal loan helps cover every cherished element: decor, venues, entertainment, and more. No compromises, no delays! Just fast disbursal and repayment options that work around your plans. Celebrate love, we’ll handle the rest.
Tackle healthcare expenses head-on with a FIRSTmoney medical personal loan. From planned surgeries to unplanned emergencies, this personal loan offers a financial safety net when you need it most. With quick approvals, a simple application process, and zero collateral requirements, get peace of mind without worry.
Upgrade your home without the budget roadblocks. A FIRSTmoney home improvement personal loan lets you redesign, repair, or revamp your space effortlessly. From paint to plumbing or furnishing to flooring, we support your ideas with quick funding and smooth repayment plans.