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Apply NowMedical emergencies often come with unexpected expenses. With a medical emergency loan like FIRSTmoney, you can explore different treatment options, including specialists or out-of-network providers, ensuring the best possible care. Key benefits include:
• Supplementing your insurance for extensive medical expenses
• Covering unexpected costs such as ambulance fees, hospital stays, and specialized treatments
• Instant access to funds for medical treatments, medications, and emergencies, wherever and whenever needed
• No collateral requirements, with attractive medical loan interest rates on a monthly reducing basis
• Flexible repayment options suited to your financial situation
* CIBIL Score is a 3-digit numeric summary of your credit history, derived by using details found in the ‘Accounts’ and ‘Enquiries’ sections on your CIBIL Report and ranges from 300 to 900. The closer your score is to 900, the higher are the chances of your loan application getting approved.
Required Documentation for Salaried Medical Loan
Display your physical PAN card for Video KYC (VKYC) during the online smart personal loan application.
Display your physical PAN card for Video KYC (VKYC) during the online smart personal loan application.
When considering a medical loan, keep in mind:
• Interest rate: Compare rates from various lenders.
• Loan amount: Ensure it adequately covers your medical expenses.
• Repayment tenure: Select a term that aligns with your financial capacity.
• Processing fees: Be mindful of any extra charges.
• Eligibility criteria: Confirm that you meet the lender’s requirements.
With a comprehensive medical loan from IDFC FIRST Bank, you can address your healthcare needs with financial peace of mind, enabling you to focus solely on recovery.
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Advantages of a FIRSTmoney smart personal loan for travel expenses:
In times of financial emergencies, FIRSTmoney smart personal loan stands as a beacon of stability and support. Instead of depleting your savings or tapping into your investment accounts, this smart personal loan allows you to preserve your financial reserves for long-term goals. Here's how our emergency loan can be a lifeline during uncertain exigencies:
Make your wedding dreams a reality with our smart personal loan for weddings designed exclusively for discerning borrowers. Rather than depleting your savings or resorting to high-interest credit cards, a FIRSTmoney smart personal loan allows you to maintain financial stability as you start a new chapter of your life. Here's how our loan can add value to your special day:
Medical emergencies often come with unexpected expenses and a personal loan can offer access to quick funds. With a FIRSTmoney smart personal loan, you have the financial flexibility to explore various treatment options, including specialists, alternative therapies, or out-of-network providers, ensuring that you can pursue the best possible care for yourself or your loved ones. FIRSTmoney – our smart personal loan for medical expense, offers invaluable support and peace of mind during medical emergencies. Here's how:
Renovating your home or any structural upgrades can put a significant financial strain on your savings and a personal loan can be a reliable solution. Manage and plan your home improvement expenses depending on your needs with FIRSTmoney, our smart, instant personal loan. Apply for a personal loan online and get approved instantly on meeting the eligibility criteria.
Embark on your dream adventures with an online personal loan designed exclusively for elite travellers like you. Whether you're planning a luxurious getaway, an exotic expedition, or a cultural exploration, a FIRSTmoney loan offers the financial freedom to turn your travel aspirations into reality.
With competitive rates and flexible terms, a FIRSTmoney smart personal loan empowers you to book premium accommodations, indulge in once-in-a-lifetime experiences, and create unforgettable memories without compromise. Apply for a travel personal loan seamlessly on an end-to-end digital journey and make Instant bookings without dipping into your savings.
Advantages of a FIRSTmoney smart personal loan for travel expenses:
In times of financial emergencies, FIRSTmoney smart personal loan stands as a beacon of stability and support. Instead of depleting your savings or tapping into your investment accounts, this smart personal loan allows you to preserve your financial reserves for long-term goals. Here's how our emergency loan can be a lifeline during uncertain exigencies:
Make your wedding dreams a reality with our smart personal loan for weddings designed exclusively for discerning borrowers. Rather than depleting your savings or resorting to high-interest credit cards, a FIRSTmoney smart personal loan allows you to maintain financial stability as you start a new chapter of your life. Here's how our loan can add value to your special day:
Medical emergencies often come with unexpected expenses and a personal loan can offer access to quick funds. With a FIRSTmoney smart personal loan, you have the financial flexibility to explore various treatment options, including specialists, alternative therapies, or out-of-network providers, ensuring that you can pursue the best possible care for yourself or your loved ones. FIRSTmoney – our smart personal loan for medical expense, offers invaluable support and peace of mind during medical emergencies. Here's how:
Renovating your home or any structural upgrades can put a significant financial strain on your savings and a personal loan can be a reliable solution. Manage and plan your home improvement expenses depending on your needs with FIRSTmoney, our smart, instant personal loan. Apply for a personal loan online and get approved instantly on meeting the eligibility criteria.
Get FIRSTmoney Smart Personal Loan of Different Amounts
A medical loan is a type of personal loan tailored for medical emergencies. It covers hospitalizations, urgent treatments, surgeries, and other healthcare needs. FIRSTmoney health loan offers quick financial assistance, enabling you to handle unexpected medical expenses without compromising your savings.
Medical loan eligibility typically includes:
Interest rates for an IDFC FIRST Bank medical loan vary based on the applicant’s credit profile, loan amount, and tenure, generally starting from 10.99% per annum. It’s recommended to check directly with the bank for precise rates.
A medical loan from FIRSTmoney can be used for a range of healthcare needs, such as:
IDFC FIRST Bank’s medical loan offers a fast, fully digital application process, with instant approvals based on applicant verification. Once your details are confirmed, the loan approval is immediate.
The loan amount for a medical emergency loan depends on your credit score, income, and repayment capacity. IDFC FIRST Bank offers medical loans of amount up to ₹10 lakhs to meet your urgent medical expenses.
Generally, there is no significant difference between a medical loan and a health loan. Both terms are used interchangeably to cover medical expenses such as surgeries, treatments, and emergency healthcare needs.
To apply for a medical loan via FIRSTmoney: