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Secure Your Cheque From Any Potential Fraud

Introducing Positive Pay

Secure Your Cheque From Any Potential Fraud

Safe Guard all your Cheque Payments
Prevent fraud
Authorise clearing without a verification call

Safe Guard all your Cheque Payments
Prevent fraud
Authorise clearing without a verification call

Overview
How to use
FAQs

Positive Pay System (PPS)

At IDFC FIRST Bank, we always keep your safety, ease and best in class services first. Introducing positive pay feature that safeguards all your cheque payments. It protects your cheque from tampering and keeps you away from any possible payment fraud. Read More

This service introduced by Bank to safeguard the cheques issued by customers holding savings, current and CC/OD accounts and presented through Cheque Truncation System (CTS) clearing. Read Less

How to use Positive Pay

Start Now

Log in to App/Netbanking --> Go to cheque book management section --> Click on new cheque details and fill in below details

Cheque Serial Number

Enter Payee Details

Enable Positive Pay Sign

Enter Cheque Date

Enter Amount

Click on Add cheque

Enabling Positive pay authorises the cheque to be cleared without a verification call from IDFC FIRST Bank. We highly encourage you to use the feature to safeguard your cheques.

FREQUENTLY ASKED QUESTIONS

How is it securing your payment?

Once you provide the cheque details through mobile app or net-banking portal under cheque book management, the details will be verified against the presented cheque by the Bank.

• If the information matches the same will be cleared

• If there is a mismatch, the bank will contact the customer, if the customer is not reachable then the same will be returned un-cleared

Is it mandatory to use positive pay?

We highly encourage you to use the feature to safe guard your cheques. In case the details of issued cheques are not provided, existing clearing process will continue without Positive Pay check.