Get collateral-free funding
up to ₹1 crore
Avail easy balance transfer
with IDFC FIRST Bank Professional Loans
Get collateral-free funding
up to ₹1 crore
Avail easy balance transfer with IDFC FIRST Bank Professional Loans
-
Quick loan eligibility
up to ₹30 lakhs -
Easy balance transfer where loan closure charges are borne by IDFC FIRST Bank
-
Tenure up to 84 months
-
Quick loan eligibility
up to ₹30 lakhs -
Easy balance transfer where loan closure charges are borne by IDFC FIRST Bank
-
Tenure up to 84 months
Professional Loans
Build, grow, and expand your practice without any worry with IDFC FIRST Bank professional loans. To fulfil your ambitions, we provide access to much-needed, collateral-free funds. Along with our industry-best interest rates, we offer many features such as funding up to ₹1 Cr, loan tenure up to 84 months, quick eligibility up to ₹30 lakhs, and many more.Read More
We also provide loans to salaried and non-individuals such as diagnostic centres and hospitals. Take the next big step for your practice with IDFC FIRST Bank professional loans.Read Less
Fastrack balance transfer
Easy balance transfer where loan closure charges are borne by IDFC FIRST Bank
Key Features
Unique loan transfer
and top-up facility where loan closure charges will be borne by us
Collateral-free loan
up to ₹1 Cr
Instant loan up to ₹30 Lakhs
based on professional qualification
Extended loan tenor
up to 84 months
CALCULATOR
Professional Loan EMI Calculator
ELIGIBILITY
We have detailed our professional loan eligibility as below
Loan to doctors:
- Can be availed by doctors (MD, MBBS, BAMS, BHMS, MDS, BDS and Veterinary, Physiotherapist)
Loan to other professionals:
- Can be availed by engineers, chartered accountants, company secretaries and architects
Loan to non-individuals:
- Can be availed by diagnostic centres, clinics, hospitals, proprietorship and partnership firms, private limited company and closely held limited companies
Salaried Professionals
- Photo identity proof, address proof: As per RBI defined KYC guidelines.
- Education Proof- Degree certificate, Degree registration
- 3 Months Bank Statement
- Employee ID Card
- Residence Ownership proof
Self Employed professionals and Entities such as Hospitals, Diagnostic centers
- Photo identity and Address proof: As per RBI defined KYC guidelines
- Education Proof- Degree certificate, Degree registration
- Ownership proof of residence or office as applicable
- Business Proof: Shop Act License/MOA & AOA/GST registration/ITR, Partnership Deed.
Any one of the additional documents as per program
- Basis Banking - 1 year ITR & Computation, 12 months banking
- Or Basis Degree - 3 months banking
- Or Basis Income - 2 years ITR & financials, 12 months banking
FEES & CHARGES
Find out about our minimal and transparent fees & charges
FREQUENTLY ASKED QUESTIONS
Who can apply for a Professional Loan?
We offer our loans for professionals, including loans for doctors, to many individuals and entities. Here’s a detailed list of who can apply:
· Graduate Allopathic Doctors
· Post Graduate Allopathic Doctors
· BDS/ MDS
· Veterinary Doctor
· Physiotherapists
· BAMS, BHMS
· Diagnostic Centres & Hospitals
· CA, CS, Architects
· Consulting Engineers
Is this Professional Loan an unsecured loan?
Yes, it is an unsecured loan
What is the minimum work experience required to apply for a Professional Loan?
You will need to have a minimum of 5 years of work experience to apply for a Professional Loan.
