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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

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Who can apply for a Professional Loan?

Salaried Professionals

•    Photo identity proof, Address proof: As per RBI defined KYC guidelines.

•    Education Proof- Degree certificate, Degree registration

•    3 Months Bank Statement

•    Employee ID Card

•     Residence Ownership proof

 

Self Employed professionals and Entities such as Hospitals, Diagnostic centers

•    Photo identity and Address proof: As per RBI defined KYC guidelines

•    Education Proof- Degree certificate, Degree registration

•    Ownership proof of residence or office as applicable

•    Business Proof: Shop Act License/MOA & AOA/GST registration/ITR, Partnership Deed.

Additional documents as per program

Basis Banking

I.   1 year ITR & Computation

II.  12 months banking

Or

Basis Degree

I.   3 months banking

Or

Basis Income

I.    2 years ITR & financials

II.   12 months banking

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