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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

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Professional Loan Interest Rates

Are you a doctor, chartered accountant, architect, or someone from a similar field looking for a loan to scale your profession? You can opt for IDFC FIRST Bank professional loans and quickly meet your financial requirements. We offer affordable professional loan interest rates and a convenient application process to streamline your professional journey.

Using IDFC FIRST Bank loans for professionals, you can expand your business premises, purchase equipment, and fund your expenses. Make the most of our flexible eligibility criteria, quick application process, and attractive professional loan interest rates.Read More

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Factors that Affect Professional Loan Interest Rates

Credit Score

  • A high credit score indicates a strong credit history and makes you a more reliable borrower to lenders.
  • Factors that determine your credit score include your payment history, credit utilization, length of credit history, and types of credit.

Income

  • A higher income generally translates to a lower risk to the lender, which can lead to more favourable loan terms.
  • A stable income source demonstrates your ability to repay the loan.

Relationship with the Bank

  • Having a long-standing relationship with the bank can demonstrate your commitment and trustworthiness.
  • Holding multiple accounts with the bank (e.g., Checking, Savings, Investment) can strengthen your chances of securing favourable loan terms

Repayment History

  • A clean repayment history on previous loans shows lenders that you are a reliable borrower.
  • Consistent and timely payments can improve your credit score and make you more attractive to lenders.

Features and Benefits

Get high loan amounts of up to ₹1 crore without collateral

Get high loan amounts of up to ₹1 crore without collateral

Enjoy attractive professional loan interest rates

Enjoy attractive professional loan interest rates

Funding options are also available for hospitals and diagnostic centres

Funding options are also available for hospitals and diagnostic centres

Quick funding of up to ₹30 lacs basis your professional degree

Quick funding of up to ₹30 lacs basis your professional degree

Flexible repayment loan tenure of up to 84 months

Flexible repayment loan tenure of up to 84 months

Quick funding of up to ₹30 lakhs for doctors and CAs with minimal documents

Quick funding of up to ₹30 lakhs for doctors and CAs with minimal documents

Attractive financing options for salaried doctors and CAs

Attractive financing options for salaried doctors and CAs

Discover Our Products

Car Loan

Get up to 90% funding on purchase of new car

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Home Loan

Get Home loans of up to ₹5 crores

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Loan Against Property

Get loans up to ₹15 crores against your property

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