What's special about us
Enjoy Zero Charges on All Commonly Used Savings Account Services
- About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
- News Room
- Investors
- Careers
- ESG
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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Professional Loan Interest Rates
Are you a doctor, chartered accountant, architect, or someone from a similar field looking for a loan to scale your profession? You can opt for IDFC FIRST Bank professional loans and quickly meet your financial requirements. We offer affordable professional loan interest rates and a convenient application process to streamline your professional journey.Read More
Using IDFC FIRST Bank loans for professionals, you can expand your business premises, purchase equipment, and fund your expenses. Make the most of our flexible eligibility criteria, quick application process, and attractive professional loan interest rates.Read Less
Features and Benefits
Get high loan amounts of up to ₹1 crore without collateral
Enjoy attractive professional loan interest rates
Quick funding of up to ₹30 lacs basis your professional degree
Flexible repayment loan tenure of up to 84 months
Quick funding of up to ₹30 lakhs for doctors and CAs with minimal documents
Funding options are also available for hospitals and diagnostic centres
Attractive financing options for salaried doctors and CAs
Professional Loan Interest Rates Table
| Professional Loan Interest Rates (Salaried/Self-employed) |
10.50% P.A onwards |
|---|---|
| Loan Amount |
₹5 Lakh to ₹100 lakhs |
| Lowest EMI per month | Starting from ₹1544* per lakh for 84* months |
| Loan Tenure | 12 Months – 84* Months |
Note: The actual interest rates at IDFC FIRST Bank are subject to the customer's risk profile. Refer to the table above to know the current starting rates.
Read more about Products and
Services
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Factors that Affect Professional Loan Interest Rates
FREQUENTLY ASKED QUESTIONS
How to apply for a professional loan?
There are various sources from which customers can apply for a professional loan. The major ones are:
- Visit a nearest branch to apply
- Apply on our website
- Reach us using the toll-free number displayed on our website
- Speak to our call centre executive and schedule an appointment with a relationship manager
What are the different types of professional loans?
Professional loans are available for both salaried as well as self-employed professionals. If you are a professional, such as a doctor, consultant, engineer, architect, or a Chartered Accountant, you can apply for a professional loan.
What is the maximum loan amount for a professional loan?
You can obtain a collateral-free loan of up to ₹1 crore. However, the final approved amount will depend on multiple factors, including your CIBIL score and repayment capabilities.
Is it an unsecured loan?
Yes, it is an unsecured loan. This means that no collateral is required from the customer to secure the loans.
