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Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
That's easy! Follow these steps to track your service requests:
1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
Enjoy Zero Charges on All Commonly Used Savings Account Services
Open Account NowEnjoy Zero Mark-up on Forex Transactions on your FIRST WOW! Credit Card
Apply NowGet the assured, FD-backed FIRST Ea₹n Credit Card
Apply NowExpand overseas business with our World Business Account designed for Importer Exporter
Expand overseas business with our World Business Account designed for Importer Exporter
Best-in-class Netbanking and Mobile Banking Platform
Single platform for all your accounts, trade transactions and FX rate booking
Access to a digital platform for online regulatory closures
Dedicated FEMA desk for MSME & Startups for your capital account transactions and reporting
Best-in-class Netbanking and Mobile Banking Platform
Single platform for all your accounts, trade transactions and FX rate booking
Access to a digital platform for online regulatory closures
Dedicated FEMA desk for MSME & Startups for your capital account transactions and reporting
ZERO Charges: Enjoy commonly used current account and trade & forex services without fees.
Online Trade Platform: Single platform for all your accounts, trade transactions and FX rate booking
Customizable reports:To track, manage and prioritize your trade business transactions at your ease
All-in-one app: A single app with 100+ features that meet both personal and business financial needs
WhatsApp Banking: Access your accounts anywhere, anytime. Just send a 'hi' to 95555 55555 to get started
Beyond Banking Services: We offer 100+ Beyond Banking offerings to suit your enterprise's needs, including ERP, HRMS, Payroll, Taxation, Legal, Cloud Services, CoWorking Spaces, etc.
Make the most of your international trade with no transaction processing charges.
Exclusively designed benefits for your robust business growth like:
Sole proprietorship
Partnership
A Current Account is an account that is used by business enterprises or self-employed professionals to carry out business-related transactions. It allows businesses to carry out a higher number of transactions daily.
World Business Account is a type of a Current Account specially designed for Exporters, Importers, and International Service providers.
After opening a World Business Account with IDFC FIRST Bank, you can avail of below benefits:
- Advice from a dedicated trade specialist
- Completely digital, paperless banking experience
- Bundled offering for Import/Forex rate & Bill Of Entry submission
- Online / Export Data Processing and Monitoring System (EDPMS) submission
- State-of-the-art Mobile Banking App & Net Banking platform- Anywhere banking without restrictions
After opening a World Business Account with IDFC FIRST Bank you will receive a Welcome Kit which includes- Welcome Letter, Code of Conduct, Cheque-book and Debit Card.
Anyone who meets any of the following requirements can apply:
- Self-employed professionals
- Hindu Undivided Family (H.U.F.)
- Sole proprietorship
- Partnership
- OPC / Private Limited Company
- Limited Liability Partnership
You can open an IDFC FIRST Bank World Business Account by visiting your nearest bank branch or click here to apply online.
Click here to view the complete list of documents required to open a World Business Account
IDFC FIRST Bank has minimal and transparent fees & charges. Click here to view.
All current account services (except cash deposit) are offered free of charge to the customer provided they maintain the required balance or trade throughput.
Name of the Product |
Criteria |
WBA Platinum |
AMB: >=2,00,000 or trade throughput > USD 50K - CA services are FREE, AMB: 50K- 2 Lakh - Rs. 1000; AMB: < 50K - Rs. 1000 + Standard charges applicable |
WBA Gold |
AMB: >=50,000 or trade throughput > USD 25K - CA services are free, |
Yes. With BRAVO feature, you can enjoy interest on Platinum World Business Current Account. BRAVO feature allows you to set up an Auto Sweep into FD limit, with no penalty on premature FD breakage. Click here to know more about the ‘BRAVO’ feature for Current Account
You can either maintain minimum Average Monthly Balance or can route trade transaction as per below table:
Name of Product | Minimum Monthly Balance Requirement | Trade Throughput |
WBA Platinum | ₹ 2,00,000 | USD 50,000 |
WBA Gold | ₹ 50,000 | USD 25,000 |
Free Cash deposit limit is as per the Account variant you choose. Refer the table below:
Name of the Product |
Free Cash Deposit Limit |
WBA Platinum |
15 times of current month AMB |
WBA Gold |
12 times of current month AMB |
Yes, every Branch is a Home Branch with IDFC FIRST Bank which means you can get banking service like cash deposits or withdrawals at any IDFC FIRST Bank branch in the country. These services are provided without any additional charges.
Current Account can be accessed through the following digital modes:
- Internet Banking & Mobile Banking
- 24x7 Banker on Call 1800-10-888
- Alerts through Email and SMS
- WhatsApp Banking & Bitly Banking
IDFC FIRST Bank Beyond Banking offers premium banking services with 100+ partners. You can benefit from 100+ partner offers across ERP & Accounting, HRMS Payroll, Legal & Taxation, E-commerce, Logistics and Travel, and more.
Click here to view the Beyond Banking offers.
Below are some of the digital payment and collection solutions available with IDFC FIRST Bank World Business Account:
Payment Solutions | Collection Solutions |
NEFT/RTGS/IMPS | UPI-QR |
Debit Cards | POS Machine |
E-commerce payments using Net Banking | Doorstep Banking services with live tracking facilities |
Bill Payments | Payment Gateway |
Bulk transaction facility on Net Banking | Virtual Accounts |
GST/Direct Tax Payment | Collection API |
Payment API | NACH/e-NACH |
Below are the Trade & Forex solutions available to facilitate your international business requirements:
- Letter of Credit
- Bank Guarantee
- Document Collection
- Inward & Outward Remittance
- Hedging and Currency Protection
- FDI/ ODI/ ECB
- Escrow Services
Disclaimer
The applicable Fixed Deposit (FD) rates are notified on the Bank's official website and are subject to change from time to time. The interest rate mentioned herein is applicable as on date for the deposits having 370 days tenure. The depositors shall ascertain the FD rates on the value date of FD. In case of pre-closure of FD, applicable bucket rate as per tenure will apply. The services are being offered free in good faith. In case of abuse of services, the Bank reserve all the rights to charge fees, as applicable. T&C’s apply. All rights reserved.