Upgrade your travel experience with complimentary access to Airport Lounges in India with your IDFC FIRST Bank Visa Signature Business Debit Card.

Privileges of lounge access debit card –

Upon presentation of the Visa Signature Business Debit Card and boarding pass, cardholders can enjoy the following privileges:

1. 2 complimentary access for IDFC FIRST Bank Visa Signature cardholders every calendar quarter*
2. Paid access: In addition to the complimentary access -cardholders are also entitled to unrestricted (chargeable) access for himself/herself and for his/her accompanying guests

You can unwind at the airport lounge and indulge in F&B privileges –

I. Choice of hot and cold snacks from buffet

II. Tea / coffee

III. Unlimited non-alcoholic drinks

Please note that additional charge may occur for meal/food/drink items not mentioned in the F&B privileges above as well as for services like Nap, Massage Services, and Spa.

There’s always more! Take a moment to relax in luxury and enjoy more privileges that includes-

1. Luxurious seating area
2. Washrooms
3. LCD TV
4. Newspaper / magazines
5. Free Wi-Fi available at select locations. (Cardholder needs to check at the reception desk)
6. Fax, Shower, Internet, and Wi-Fi charges (where applicable) are at the discretion of each lounge operator and the cardholder is responsible for paying these direct to the lounge staff. 

Participating Airport Lounges may reserve the right to enforce a maximum stay policy (usually 2 or 3 hours) to prevent overcrowding. This is at the discretion of the individual lounge operator who may impose a charge for extended hours.

Click here to find the list of domestic airports that we are affiliated with.

Please refer to complete terms and conditions here 

Every IDFC FIRST Bank Visa Signature Business Debit Card holder gets –

• Lost Card Liability

• Personal Accident Insurance

• Air Accident Insurance

• Purchase Protection

Here are the limits applicable

With IDFC FIRST Bank Signature Business Debit Card you have no liability for unauthorized transactions on Debit Cards on receipt of notification from the card holder. 

Eligibility Criteria :

Minimum 1 POS* transaction in each month, for previous 3 calendar months, immediately preceding the month of incident & value of each such transaction to be >= Rs. 500 in each of the 3 months.

Example: If the actual loss (Death / Permanent Total Disability of cardholder) is in the month of April, then there should be at least 1 POS transaction in each of the previous months of Jan, Feb & Mar and the value of each POS transaction in each of the 3 months has to be >/= Rs. 500.

Additional to this, for Air Insurance the Flight ticket booked should be purchased by debiting Card holders IDFC FIRST Bank account.

Insurer details are given below:

Get free Air Accident Insurance cover with the IDFC FIRST Bank Visa Signature Business Debit Card. To redeem the Air Accident Insurance cover on debit card, customers need to meet the above mentioned eligibility, effective 1st May'19. Following terms & conditions will be applicable:

•  In case customer holds multiple debit cards, claim will be extended on the highest eligible debit card (claim on any one debit card held by customer, subject to criteria being met)

•  In case customer has multiple accounts with the bank linked to single debit card, the eligibility criteria need to be met on any 1 of the accounts held by the customer and not for a group/set of accounts

In case of fire/theft/burglary, the IDFC FIRST Bank Visa Signature Business Debit Card offers purchase protection for up to 90 days from the date of purchase for transactions carried out at merchant outlets/online using the card.

• •  Gross negligence is not covered
• •  Breach of law is not covered
• •  Claim should be reported by cardholder / Bank to IL within 30 days from the date of receipt of statement where in the disputed transaction is reflected
• •  Claim documents to be sent within 30 days from the date of blocking
• •  Reporting Period - 7 days pre-reporting to the Bank and 7 days post-reporting Cover
• •  IDFC FIRST Bank only handholds the customer through the insurance claim process. The decision to approve/reject a claim lies completely with the insurer. The terms and conditions of insurance policies attached to your IDFC FIRST Bank debit card are subject to change without prior notice.
• Do go through Terms, Conditions & Exclusions mentioned here