FIRST Millennia
FIRST Classic
FIRST Select
FIRST Wealth


  • Happy Teachers' Day! Thank you for teaching us the value of Savings

  • Home Loans, now at 6.90% p.a.

    Unlimited benefits with a start-to-finish digital process with IDFC First Bank Home Loans

    Home Loan
  • Activate your Credit Card within minutes and enjoy unlimited benefits

  • One FASTag, three payments:Toll, fuel and parking

    The only FASTag with triple benefits

Virtual Accounts

Oversee your transactions freely

Our user-friendly Virtual Accounts’ Solution helps you in differentiating between payments, their types, and their sources in a simple manner. It helps identifying remitter, purpose of payment with source information that eases collection reconciliation.

The Virtual Account is an automated payer identification solution which streamlines your electronic receipts. It’s a flexible and end-to-end reconciliation tool that automatically transfers payments to your master account. It can even be integrated into your company’s Enterprise Resource Planning System for seamless reconciliation of accounts. It simplifies your electronic collections by offering:

• Enhanced reconciliation rates

• Embedded payer information in each account number

• Customized analytics to help you make strategic decisions

• Real-time email alerts for incoming fund transfers and exceptions

National Automated Clearing House (NACH) Debit

Manage your scheduled collections across banks at ease with NACH Debit / electronic NACH Solutions

Gain control of your electronic collections through our National Automated Clearing House (NACH) Debit. It’s a collection solution that supports auto recovery from various banks at specific periodicity, varied amounts etc. as mandated by payer. This service helps you in monitoring your receivables through:

• Easy and convenient ways of mandate processing

• Simplified transaction file structures

• Event-based MIS and reports

• Online mandate and transaction file upload facility

UPI Collections

Instant credit to your Bank account for your collections

Convert your cash collections to digital credits with simple UPI QR code --> Scan & collect your receivables

Privacy: No need of sharing Bank account number with anyone. Request funds using your UPI Id or QR code

Available 24*7*365 And guess what, all these transactions are instant credit for use!

• Day end MIS that helps reconciliation

• INSTA Email alert for all credits --> No need to leave mobile phones at counters for credit SMS alerts

Payment Gateway and POS Solutions

Secure collections for online sales by integrating your website with Payment Gateway  Solutions.

Benefit from our partnership with renowned Payment Gateway aggregators with most competitive Payment Gateway commercials. 

No Set-up Fee or Annual Fee required.

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