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Apply NowA FIRSTmoney wedding loan is a personal loan that can be used to cover expenses like venue bookings, catering, jewellery, flowers, and more. Unlike a traditional loan, FIRSTmoney is fully digital, offers quick approval, and instant access to cash without documentation. You can also avail more funds easily, to meet additional cash requirements without starting over the application process from scratch. This flexible option ensures that you cover unexpected and immediate wedding costs.
For example, you are planning a wedding with expected cost of ₹8 lakhs. Initially, you may only need ₹50,000 for the venue deposit, but as your wedding planning progresses, you can easily opt for extra loan in just a few click to meet additional cash requirements
To be eligible for a marriage loan, applicants must meet the following conditions:
* CIBIL Score is a 3-digit numeric summary of your credit history, derived by using details found in the ‘Accounts’ and ‘Enquiries’ sections on your CIBIL Report and ranges from 300 to 900. The closer your score is to 900, the higher are the chances of your loan application getting approved.
Display your physical PAN card for Video KYC (VKYC) during the online smart personal loan application.
Display your physical PAN card for Video KYC (VKYC) during the online smart personal loan application.
Once verified, the loan for marriage amount will be credited to your account within 24 hours.
Embark on your dream adventures with an online personal loan designed exclusively for elite travellers like you. Whether you're planning a luxurious getaway, an exotic expedition, or a cultural exploration, a FIRSTmoney loan offers the financial freedom to turn your travel aspirations into reality.
With competitive rates and flexible terms, a FIRSTmoney smart personal loan empowers you to book premium accommodations, indulge in once-in-a-lifetime experiences, and create unforgettable memories without compromise. Apply for a travel personal loan seamlessly on an end-to-end digital journey and make Instant bookings without dipping into your savings.
Advantages of a FIRSTmoney smart personal loan for travel expenses:
In times of financial emergencies, FIRSTmoney smart personal loan stands as a beacon of stability and support. Instead of depleting your savings or tapping into your investment accounts, this smart personal loan allows you to preserve your financial reserves for long-term goals. Here's how our emergency loan can be a lifeline during uncertain exigencies:
Make your wedding dreams a reality with our smart personal loan for weddings designed exclusively for those who deserve it the most. Rather than depleting your savings or resorting to high-interest credit cards, a FIRSTmoney smart personal loan allows you to maintain financial stability as you start a new chapter of your life. Here's how our loan can add value to your special day:
Medical emergencies often come with unexpected expenses and a personal loan can offer access to quick funds. With a FIRSTmoney smart personal loan, you have the financial flexibility to explore various treatment options, including specialists, alternative therapies, or out-of-network providers, ensuring that you can pursue the best possible care for yourself or your loved ones. FIRSTmoney – our smart personal loan for medical expense, offers invaluable support and peace of mind during medical emergencies. Here's how:
Renovating your home or any structural upgrades can put a significant financial strain on your savings and a personal loan can be a reliable solution. Manage and plan your home improvement expenses depending on your needs with FIRSTmoney, our smart, instant personal loan. Apply for a personal loan online and get approved instantly on meeting the eligibility criteria.
Embark on your dream adventures with an online personal loan designed exclusively for elite travellers like you. Whether you're planning a luxurious getaway, an exotic expedition, or a cultural exploration, a FIRSTmoney loan offers the financial freedom to turn your travel aspirations into reality.
With competitive rates and flexible terms, a FIRSTmoney smart personal loan empowers you to book premium accommodations, indulge in once-in-a-lifetime experiences, and create unforgettable memories without compromise. Apply for a travel personal loan seamlessly on an end-to-end digital journey and make Instant bookings without dipping into your savings.
Advantages of a FIRSTmoney smart personal loan for travel expenses:
In times of financial emergencies, FIRSTmoney smart personal loan stands as a beacon of stability and support. Instead of depleting your savings or tapping into your investment accounts, this smart personal loan allows you to preserve your financial reserves for long-term goals. Here's how our emergency loan can be a lifeline during uncertain exigencies:
Make your wedding dreams a reality with our smart personal loan for weddings designed exclusively for those who deserve it the most. Rather than depleting your savings or resorting to high-interest credit cards, a FIRSTmoney smart personal loan allows you to maintain financial stability as you start a new chapter of your life. Here's how our loan can add value to your special day:
Medical emergencies often come with unexpected expenses and a personal loan can offer access to quick funds. With a FIRSTmoney smart personal loan, you have the financial flexibility to explore various treatment options, including specialists, alternative therapies, or out-of-network providers, ensuring that you can pursue the best possible care for yourself or your loved ones. FIRSTmoney – our smart personal loan for medical expense, offers invaluable support and peace of mind during medical emergencies. Here's how:
Renovating your home or any structural upgrades can put a significant financial strain on your savings and a personal loan can be a reliable solution. Manage and plan your home improvement expenses depending on your needs with FIRSTmoney, our smart, instant personal loan. Apply for a personal loan online and get approved instantly on meeting the eligibility criteria.
Get FIRSTmoney Smart Personal Loan of Different Amounts
A marriage loan is a type of personal loan specifically designed to cover wedding-related expenses like venue booking, catering, jewellery, clothing, and more. With FIRSTmoney, you can access loans up to ₹10 lakhs with the ability to avail more funds easily with just a few clicks, to meet additional cash requirements.
The amount of a marriage loan depends on factors such as your income, credit score, and repayment capacity. FIRSTmoney offers loans of up to ₹10 lakhs for meeting marriage expenses.
You can calculate your marriage loan EMI using an online EMI calculator. Input the loan amount, marriage loan interest rate, and tenure to get an accurate EMI figure.
You will need your PAN card to complete the video KYC process during your marriage loan application. The process is entirely digital and paperless.
The marriage loan interest rate with IDFC FIRST Bank starts at 10.99% per annum, depending on the loan amount, tenure, and your credit profile.
The personal loan interest rate for a marriage loan from IDFC FIRST Bank start at 10.99% per annum. However, the exact rate may vary depending on factors like your credit history, income, and chosen loan tenure.
To be eligible for a marriage loan, applicants must be aged between 21 to 60 years. A minimum credit score of 730 is required to qualify for the loan. Additionally, applicants should have a stable income source, either as a salaried employee or self-employed, and must provide proof of income and employment.
The minimum salary requirement typically starts at around ₹15,000 per month. This requirement may vary based on the applicant's profile, credit history, and overall financial stability. Higher income levels may also qualify you for larger loan amounts.
The processing fee for a marriage loan at IDFC FIRST Bank is up to 2.0% of the loan amount. This fee is non-refundable and is charged at the time of loan disbursement. It's advisable to check with the bank for any promotional offers that might reduce this fee.
The repayment tenure for a marriage loan can range from 9 to 60 months, allowing borrowers to choose a tenure that best fits their financial situation. Flexible repayment options can help manage monthly budgets effectively, and early repayment options may also be available without penalties.