mob-head
Get App
close img

Find all the help you need

Download our app and find help on your fingertips

apple-logo playstore-logo
Download our app
Help Center

Support topics, Contact us, FAQs and more

Explore Personal Banking
Accounts
Deposits
Loans
Wealth & Insure
Payments
Cards
Blogs
What's special about us
Customer Support
Explore all Credit Cards
Premium Metal
0% Forex & Travel
Lifetime Free
10X Rewards
UPI Cards
Fuel & Utility
Showstopper
Credit Builder
More
Customer Support
Explore NRI Banking
NRI Savings Account
NRI Fixed Deposit
GIFT City
FOREX Solutions
Transfer to NRE
Markets & Beyond
Customer Support
Explore Startup Solutions
Explore Corporate Banking
Corporate Account
Cash Management Services
Supply Chain Finance
Corporate Lending
Treasury
NBFC Financing
Customer Support
BRAVO (Auto Sweep)
Explore Business Banking
MSME Accounts
Trade Services
MSME Loan
MSME Solutions
Debit Card
Offers
Customer Support
Explore GIFT City
About Us
Investors
Careers
IDFC FIRST Academy
ESG

FOLLOW US ON :

Download Now

  • App Store
  • Google Play

Notifications

  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

  • Activate your Credit Card within minutes and enjoy unlimited benefits

    Know More

  • One FASTag, three payments:Toll, fuel and parking

    The only FASTag with triple benefits

    Apply Now
Apply Now

Apply for Quick Loan Online

Quick loans are instant financial solutions designed to meet urgent monetary needs with minimal documentation and speedy approval. Whether it’s managing medical emergencies, wedding expenses, or travel plans, quick loans provide immediate access to funds.



IDFC FIRST Bank’s FIRSTmoney smart personal loan is an ideal choice, offering competitive interest rates, flexible tenures, and zero foreclosure charges to meet your quick loan requirements. Apply online effortlessly and experience a seamless process tailored to your convenience and financial requirements.

Apply now

EMI Calculator for Quick Personal Loans

The personal loan calculator offers borrowers a quick way to estimate their monthly payments, helping them plan their finances accordingly.


For example, let’s calculate for a loan amount of Rs. 1,00,000 at an interest rate of 9.99% p.a. for 24 months:


Principal Loan Amount (P): Rs. 1,00,000
Rate of Interest (R): 9.99% annually = 0.0091 monthly
Tenure (N): 24 months
EMI = Rs. 4,675/ month


This calculator helps in planning your finances before applying.

Key Benefits and Features of Quick Loans

Fast Processing

Fast Processing

Experience a completely digital and quick application process with instant approvals, ensuring you receive funds when you need them the most.

Flexible Loan Amounts

Flexible Loan Amounts

Choose any loan amount of up to ₹10 lakhs that suits your financial requirements.

Competitive interest rates

Competitive interest rates

Benefit from attractive interest rates starting at just 9.99% per annum, making repayment affordable and helping you manage your financial commitments without strain.

No Collateral Required

No Collateral Required

Enjoy unsecured loans without pledging any collateral, ensuring a hassle-free borrowing experience.

Zero Foreclosure Benefit

Zero Foreclosure Benefit

Take advantage of the foreclosure benefit, allowing you to repay the loan anytime with zero foreclosure charges, saving on interest and enhancing financial freedom

Get Digital Personal Loan

Need up to ₹1 crore? Apply for our Personal Loans with minimal documentation

Know more

Apply Now

Quick Loan Eligibility and Documentation

Eligibility Criteria for Quick Loan

To be eligible for an quick loan, you should be:

  • eligibility Age: 21-60 years
  • eligibility Employment: Salaried or self-employed with consistent income
  • eligibility CIBIL Score: Minimum score of 730 for approval

  • * CIBIL Score is a 3-digit numeric summary of your credit history, derived by using details found in the ‘Accounts’ and ‘Enquiries’ sections on your CIBIL Report and ranges from 300 to 900. The closer your score is to 900, the higher are the chances of your personal loan application getting approved.

Required Documentation for Quick Loan

Streamline your experience with the fully digital application process for a FIRSTmoney smart personal loan.

  • documentation To apply for a FIRSTmoney smart personal loan, simply present your physical PAN card during the video KYC process.
  • This eliminates the need to upload any documents, allowing you to conveniently apply for a quick loan online.
Eligibility

How to Apply for a Small Personal Loan Online?

The process of applying for small loans with IDFC FIRST Bank is completely online. Begin by checking the eligibility criteria and see if you fit the bill. If you do, you can apply for a small loan online by following these steps -

Step 1

Start by scanning the QR code

Step 2

Register using your mobile number

Step 3

Confirm basic/personal details to check your eligibility

Step 4

Choose your loan preferences, including the tenure and repayment terms

Step 5

Link your bank account where you wish the funds to be disbursed

Step 6

Complete the video KYC verification process

Quick Loan Interest Rates and Charges
 

Particulars Details
Interest Rate Starting at 9.99% p.a.
Processing Fee 2 % of the loan amount including GST
Foreclosure Charges None

 

View personal loan interest rates

 

Steps to Apply for Quick Personal Loan
 

Online Application

  1. Scan the QR code available above to apply for a quick loan online
  2. Register with your mobile number and confirm basic details to check your loan eligibility
  3. Choose your loan preferences, including the tenure and repayment terms
  4. Link your bank account for the disbursement of funds
  5. Complete the video KYC process by displaying your PAN card 

Offline Application

  1. Go to the nearest IDFC FIRST Bank branch
  2. Submit required documents like identity proof, address proof, and income proof
  3. Complete the application form and await processing

 

Things to Consider Before Applying for Quick Loans
 

  1. Interest Rate: Review and compare to ensure affordability
  2. Loan Amount: Borrow based on your exact needs to avoid over-borrowing
  3. Loan Tenure: Choose terms suitable for your repayment capacity

     

Our App Ratings

1.74 million+

Happy users

4.9

Play Store

4.8

App Store

Quick Digital Personal loans

Quick Digital Personal loans - Fees and Charges

Enjoy competitive interest rates and minimal charges

Know More

Frequently Asked Questions

What are quick loans?

Quick loans are unsecured personal loans designed to cater to urgent financial needs, offering fast approval and minimal documentation. These loans ensure timely access to funds without the need for collateral.

How long does it take to receive the loan amount?

Once your application is approved, the loan amount is disbursed within 24 hours, providing you with prompt financial assistance.

What is the maximum loan amount I can avail?

Eligible applicants can borrow up to ₹10 lakhs, making it suitable for managing various expenses like medical emergencies, travel, or home renovations.

Are there any hidden fees in quick loans?

No, IDFC FIRST Bank maintains transparency by disclosing all charges upfront during the application process, ensuring a hassle-free experience.

Is there any collateral necessary to get a quick loan?

No, these loans are unsecured, meaning you don’t need to provide any collateral or security, making them convenient and accessible for all.

More FAQs

Get FIRSTmoney Smart Personal Loan of Different Amounts

₹10 lakh Personal Loan
₹10 lakh Personal Loan ₹10 lakh Personal Loan
₹9 lakh Personal Loan
₹9 lakh Personal Loan ₹9 lakh Personal Loan
₹8 lakh Personal Loan
₹8 lakh Personal Loan ₹8 lakh Personal Loan
₹7 lakh Personal Loan
₹7 lakh Personal Loan ₹7 lakh Personal Loan
₹6 lakh Personal Loan
₹6 lakh Personal Loan ₹6 lakh Personal Loan
₹5 lakh Personal Loan
₹5 lakh Personal Loan ₹5 lakh Personal Loan
₹4 lakh Personal Loan
₹4 lakh Personal Loan ₹4 lakh Personal Loan
₹3 lakh Personal Loan
₹3 lakh Personal Loan ₹3 lakh Personal Loan
₹2 lakh Personal Loan
₹2 lakh Personal Loan ₹2 lakh Personal Loan

How FIRSTmoney Personal Loans support every need

Travel loan

Travel loan

Turn your dream trip into a reality with a FIRSTmoney travel personal loan. Whether you're heading abroad or exploring India, get the travel funds you need for flights, hotels, and experiences, all without exhausting your savings. Fast approvals, flexible repayment, and zero collateral make it a stress-free way to travel smarter.

Know More
Emergency loan

Emergency loan

Life is unpredictable, but your finances don’t have to be. A FIRSTmoney emergency personal loan gives you instant access to emergency funds. From urgent repairs to unexpected bills, our fast, digital process ensures financial help is always within reach.

Know More
Wedding loan

Wedding loan

Make your big day as grand as your dreams with a FIRSTmoney wedding personal loan. Whether it’s booking a venue, hiring a photographer, or managing guest expenses, we’ve got your wedding financial needs covered. Celebrate without cutting corners.

Know More
Medical loan

Medical loan

When health emergencies arise, quick financial support can make all the difference. A FIRSTmoney medical personal loan provides immediate funding for surgeries, treatments, or post-care expenses. No long waits, no paperwork headaches, just timely help when it truly matters.

Know More
Home improvement loan

Home improvement loan

Give your home the makeover it deserves with a FIRSTmoney home improvement personal loan. From kitchen upgrades to room renovations, fund every idea with easy EMIs and instant disbursals. It’s your space so make it reflect your style without financial delays.

Know More

Personal Loan Tips & Insights: Your Guide to Smarter Borrowing

Want a stress-free festive season

Want a stress-free festive season? Try a personal loan for debt consolidation

03 Sep 2025 | 5 mins read
Travel plans on hold? A personal loan for travel can unlock them

Travel plans on hold? A personal loan for travel can unlock them

03 Sep 2025 | 5 mins read
Make festive home upgrades stress-free with a personal loan for home renovation

Make festive home upgrades stress-free with a personal loan for home renovation

03 Sep 2025 | 5 mins read
Personal loan maximum tenure: How to choose one that suits your budget

Personal loan maximum tenure: How to choose one that suits your budget

03 Sep 2025 | 5 mins read
End the year abroad! Fund it smartly with a loan for a foreign trip

End the year abroad! Fund it smartly with a loan for a foreign trip

03 Sep 2025 | 5 mins read
Make your festival celebrations bigger and better with a personal loan for shopping

Make your festival celebrations bigger and better with a personal loan for shopping

03 Sep 2025 | 5 mins read
Enjoy financial flexibility with FIRSTmoney

Enjoy financial flexibility with FIRSTmoney

03 Sep 2025 | 5 mins read
Know more knowMoreImg
Saving Account Content
Personal Loan Content
Home Loan Content
Credit Card Content
Mutual Fund Content
Fixed Deposit Content