CKYC Registry
Find all the help you need
Scan the QR, get our app, and find help on your fingertips
Support topics, Contact us, FAQs and more
Are you ready for an upgrade?
Login to the new experience with best features and services
Are you ready for an upgrade?
Login to the new experience with best features and services
IDFC FIRST Bank Deposits
View all DepositsIDFC FIRST Bank Loans
View all LoansIDFC FIRST Bank Payments
View all PaymentsIDFC FIRST Bank Cards
View all CardsIDFC FIRST Bank Cash Management Services
View all Cash Management ServicesIDFC FIRST Bank Lending
View allIDFC FIRST Bank Treasury
See more detailsSupport topics, Contact us, FAQs and more
As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
Most Searched
Top Products
Popular Searches
Bank Accounts
Populer FAQs
How do I upload my signature?
Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
How do I track service requests which I have already raised?
That's easy! Follow these steps to track your service requests:
1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
Sorry!
We couldn’t find ‘’ in our website
Here is what you can do :
Suggested
Get a Credit Card
Enjoy Zero Charges on All Commonly Used Savings Account Services
Open Account NowEnjoy Zero Mark-up on Forex Transactions on your FIRST WOW! Credit Card
Apply NowGet the assured, FD-backed FIRST Ea₹n Credit Card
Apply NowEmpower your dreams with FIRSTmoney
Loan amount
Loan term in months
Choose the Interest Rate
Your EMI will be
*Personal loan calculator is only for illustration purposes. For actual calculations refer to your Repayment Schedule & Loan Agreement.*T&C Apply
Empower your financial journey with FIRSTmoney from IDFC FIRST Bank, a smart personal loan designed for flexibility and convenience. While not exclusive to women, FIRSTmoney’s unique features make it an ideal choice for women seeking tailored financial solutions for education, emergencies, travel, business ventures and more.
With loans up to ₹10 lakh, women can use it to meet both personal and business needs. Additionally, with low interest rates starting at 9.99% p.a. and zero foreclosure charges, you can repay your loan affordably. Applying is easy with a 100% digital process and no paperwork whatsoever.
Get approved up to ₹10 lakh and use only what you need, when you need it.
FIRSTmoney calculates interest only on the utilised sum, saving you money and aligning with your budget.
Clear your loan anytime with zero foreclosure charges, perfect for women managing irregular income.
Apply online with minimal documentation and get instant approval and disbursal within 30 minutes.
Choose tenures from 9 to 60 months to match your income flow, making EMIs manageable for salaried or self-employed women.
Starting at 9.99% p.a. with a one-time processing fee and no maintenance costs, FIRSTmoney keeps borrowing affordable.
Use our Personal Loan EMI Calculator to plan your repayment.
Click on ‘Apply Now’ to start your personal loan application process
Register with your mobile number
Confirm basic details to check eligibility
Choose loan preferences and link your bank account
Once verified, get the loan amount in 24 hours
Apply via our Instant Personal Loan App for a hassle-free experience.
To apply for a personal loan for women via FIRSTmoney, you will need the below-mentioned documents:
Want to know if you’re eligible? Use our Personal Loan Eligibility Calculator.
Type of Charge | Fee/Charge |
Processing fee | 2% of the total loan amount (incl. GST) |
Rate of interest | Starting from 9.99% |
Stamping charges | As per State’s Stamp Act |
Penalty on overdue EMIs | 2% of unpaid EMI |
EMI bounce charges | EMI Bounce Charges 7.5% of the EMI/ Outstanding amount (minimum ₹ 400 & maximum ₹ 1000) |
Payment swap charges | ₹500 + taxes per instance |
Foreclosure charges | NIL (Foreclosure requires a sanction letter) |
Its flexi-loan structure, quick access, and cost-saving features rival women-specific loans, offering the independence to fund your aspirations, be it a business venture, higher education, or a family celebration, without collateral or complexity.
Happy users
Play Store
App Store
I chose the FIRSTmoney personal loan because of its easy access and smooth process. What truly impressed me was the repayment flexibility and zero foreclosure charges. The amount was credited within an hour, which was quicker than expected. It helped me meet my financial needs without stress. I would definitely recommend it to others.
Aparna Hota
The experience with FIRSTmoney personal loan was fantastic! I got the loan approved in just 10 minutes, and the amount was credited instantly. The interest rate offered was attractive and much lower than other options. It’s perfect for women looking for financial flexibility with a quick and hassle-free process. I highly recommend it to friends and family.
Sneha Akshay Ware
The FIRSTmoney Personal Loan exceeded my expectations. The paperless process took less than 10 minutes, and the amount was disbursed immediately. I found the interest rate reasonable and the entire journey transparent. It was more efficient than any traditional loan I’ve taken. A truly empowering financial tool for women like me!
Ujala Kumari
I opted for the FIRSTmoney Personal Loan because of the digital process and the benefit of zero foreclosure charges. The approval was fast, and I received the funds without delay. Everything from application to disbursement was efficient. It’s ideal for quick financial help. Would recommend it to others without a doubt.
Roshni Mohanraj
FIRSTmoney gave me exactly what I needed—fast access to funds with no hidden charges. The loan was approved within minutes, and the disbursal happened instantly. I loved the low interest rate and flexibility in repayments. It made borrowing simple and worry-free. I’ve already recommended it to two of my colleagues.
Meena Suresh
I was surprised by how fast the FIRSTmoney loan was processed. Within minutes, the approval came through and the amount was credited directly. What I appreciated most was the zero-foreclosure penalty, which gave me the flexibility to repay early. It’s a great financial support system for women professionals.
Anjali Prasad
The experience with IDFC FIRST Bank’s FIRSTmoney loan was outstanding. The entire process was digital, paperless, and very user-friendly. I received my loan instantly with no complications. I also liked that I could pre-close the loan without any additional fees. Definitely a smart choice for working women looking for instant funds.
Rituja Pandey
I chose FIRSTmoney because of its reputation for quick processing and it truly delivered. The loan was approved in 10 minutes and credited instantly. The interest rate was affordable, and I had the freedom to choose a convenient repayment plan. I’m very satisfied and will recommend it to other women in my circle.
Neha Jacob
Applying for the FIRSTmoney loan was one of my best financial decisions. The approval process was lightning-fast, and the zero-foreclosure feature is a big plus. I didn’t have to worry about extra charges while closing the loan early. I feel more financially confident now, thanks to this efficient and thoughtful product.
Priyanka Rathi
From application to disbursement, the FIRSTmoney loan journey was effortless. I was pleasantly surprised by the quick response and how everything was completed within minutes. No paperwork, no stress! I especially liked that the loan had flexible repayment options and affordable interest rates. A must-have for women managing personal expenses independently.
Divya Nayak
I appreciate how FIRSTmoney focuses on customers’ convenience. The loan process was digital and simple, and the disbursal was almost immediate. I opted for it because there were no foreclosure charges, and I could repay as per my convenience. It gave me the freedom to meet my financial goals without delay or pressure.
Gayatri Menon
I took the FIRSTmoney Personal Loan for an urgent personal need and was amazed by how quick the entire process was. The interest rate was reasonable, and I didn’t need to visit the branch even once. With zero foreclosure charges and complete transparency, it truly stands out from regular personal loan options.
Ishita Banerjee
Enjoy pocket-friendly interest rates with no hidden charges
A personal loan for women is a personal loan designed exclusively for women to support their personal or business needs. This collateral-free loan offers a hassle-free application process, minimal documentation, zero foreclosure charges, and a loan amount up to ₹10 lakh, empowering women to take charge of their financial goals with ease and confidence.
To apply for a personal loan for women through FIRSTmoney, customers can click on ‘Apply Now’, register using their mobile number, and check their loan eligibility by enter basic details. Later, they can choose their loan preferences like the loan amount and desired tenure. Once approved, the proceeds get disbursed with a few hours.
Women applicants should have a stable source of income to avail a personal loan for ladies. They must be between the age range of 21 to 60 years and have a CIBIL score of 730 or more. The loan is available to both salaried and self-employed women who meet the bank’s lending criteria.
A personal loan for ladies comes with flexible repayment tenure options, allowing them to repay the loan in comfortable EMIs. The exact tenure can vary depending on the applicant’s eligibility, but typically ranges between 9 months to 60 months, ensuring affordability without compromising on financial stability.
A personal loan for working women can be used for a variety of purposes—facing a medical emergency, planning a wedding, covering travel costs, or any other personal expense. A personal loan for women offers the financial freedom to meet short-term goals without the need for collateral or lengthy approval processes.
Once the verification process completes and the loan amount is approved, the women’s personal loan is processed swiftly. Approval and disbursement can happen within a few hours, depending on the applicant's profile and documentation. The bank aims to offer a smooth and timely experience to eligible female borrowers.
Under the personal loan for women scheme, eligible women can avail a loan amount of up to ₹10 lakh. This amount has been thoughtfully structured to meet various financial needs while ensuring responsible borrowing. The bank ensures that the offering remains affordable and accessible to a wide segment of female applicants.
A housewife may apply if she has a regular income source through salary or self-employment.
Under the women’s personal loan scheme from IDFC FIRST Bank’s FIRSTmoney, female applicants can avail a minimum loan amount of ₹ 50,000 to a maximum amount of ₹10 lakh.
To improve your credit score, repay existing EMIs on time, reduce credit utilisation, and avoid multiple loan applications within short periods. Regularly check your credit report for errors and maintain a healthy credit mix. These steps increase loan eligibility and improve chances of a quick approval.
Eligible applicants can receive an amount up to ₹10 lakh under the women’s personal loan scheme. The offering is structured to provide swift, low-risk credit access to women while supporting personal, entrepreneurial, or emergency needs.
IDFC FIRST Bank’s personal loans for women are known for offering one of the lowest interest rates in the industry starting at just 9.99% per annum. Apart from the competitive interest rates, the bank also offers access to industry-leading digital services such as instant loan approvals and a completely online paperless loan process.
No guarantor is required for a personal loan for women. It is a collateral-free loan designed for independent access. However, applicants must meet basic eligibility criteria like age, income proof, and creditworthiness to qualify without a co-signer.
Apply for a Personal Loan online in select major cities and get quick access to the funds you need. Enjoy a seamless digital process from application to approval, with minimal documentation. Get the loan amount credited to your account effortlessly and meet your financial needs with ease.