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Personal Loan

Tips to get a Personal Loan easily and hassle-Free

Key Takeaways

  • Personal Loans provide instant financial relief for emergencies like medical expenses, travel, and home renovations without requiring collateral.
  • Depending on eligibility and verification, funds are disbursed within minutes to 48 hours, making FIRSTmoney an ideal option for urgent financial needs.
  • FIRSTmoney offers a seamless DIY application with minimal documentation, including a video KYC process that only requires a PAN card.
21 May 2025 by Team FinFIRST
Tips to get Personal Loans effortlessly
Apply Now

Need quick funds? You might be considering taking a Personal Loan, and wondering if you will receive the money on time. A quick personal loan like FIRSTmoney can be the perfect solution in this scenario.

With smart Personal Loans like FIRSTmoney, you can get funds up to ₹ 10 lakhs within minutes through a simple DIY application process and enjoy various benefits like competitive interest rates, zero foreclosure charges, and flexible tenures. 

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How quickly can you get a Personal Loan?
 

If you are faced with unplanned expenses, you might be in search of a quick personal loan to meet immediate financial requirements.

Typically, financial institutions require you to fill up an application form and submit it along with some income proof. Once the bank approves the loan, you can expect the amount to be disbursed within a few minutes to up to 48 hours. The exact disbursal timings can vary depending on the bank, the applicant, and the approval process. 

Smart Personal Loans like IDFC FIRST Bank FIRSTmoney offer a quick DIY (Do It Yourself) application form, that involves only 3 steps. You can begin applying by just scanning the QR code or clicking on ‘Apply Now’ on the official portal, entering the required details, and completing the V-KYC process. What makes the process lightning-fast is the Video KYC in which you only need to present your physical PAN card on a video call to the banking representative. Once verified, you instantly receive funds in your bank account. 

Applying for quick loans online should be simple and hassle-free. With FIRSTmoney, you can secure funds within minutes, ensuring financial flexibility exactly when you need it.

Why should you opt for FIRSTmoney Smart Personal Loans?
 

While you may have several borrowing options, here is what makes FIRSTmoney a unique loan solution for all your financial requirements.

· Completely digital process:
 

With FIRSTmoney you enjoy a completely digital application process right from application to disbursal. Thus, offering you a hassle-free and quick borrowing experience.

· Zero foreclosure charges:
 

FIRSTmoney allows you to close your loan anytime without incurring extra charges. 

· Flexible loan amount:
 

You can choose any amount ranging from ₹10,000 to ₹10 lakhs based on your financial preferences and loan planning.

· Competitive interest rates:
 

FIRSTmoney offers one of the most affordable Personal Loan interest rates starting at just 10.99% per annum depending on your eligibility and credit profile. 

· Flexible tenures:
 

You also enjoy flexible tenures that range from 9 months to 60 months. You can choose a repayment plan that suits your financial capacity and goals.    

· Easy on-demand loans:
 

If you need excess funds to meet your urgent expenses, you can easily opt for additional loans with just a few clicks. Thus, eliminating the need to apply for a loan from scratch. Check your Personal Loan eligibility now!


Conclusion     

Personal Loans are a convenient financial tool, especially for unplanned expenses. With the correct approach and following the above tips, you can get Personal Loans within minutes to a few hours. Check out FIRSTmoney, a Smart Personal Loan that offers an effortless borrowing experience with a completely digital process, flexible repayment options, instant loan approval and disbursals in as low as 30 minutes.

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.

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