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Travelers often face the challenge of managing finances across different countries. The FIRST WOW! Credit Card by IDFC FIRST Bank is designed to ease this by being more than just a payment tool
It's a travel companion that offers a range of benefits tailored to make traveling more convenient and rewarding.
Enjoy the perks of WOW life now!
Some of the Credit Card features have been revised, effective 1st May 2024.
To view the list of revised features, Click here.
*1X = 1 Reward Point per ₹150 spent | 1 Reward point = ₹0.25. Rewards program not applicable on Fuel, EMI transactions & Cash withdrawals.
Insurance premium payments and Utility bill payments will earn 1x reward points.
Cash advance fee of ₹199 is applicable per transaction
IDFC FIRST Bank offers a completely online and paperless mode to apply for the FIRST WOW! Credit Card
Register and verify your details
Choose and fund your Fixed Deposit
Complete your KYC
Get your FIRST WOW Credit Card today with minimum deposit of ₹10,000
Avail awesome deals & discounts across the wide range of popular brands we’ve partnered with
Have questions? Here are the answers!
A travel card is an alternative to carrying cash when you are travelling abroad. You can pay for your expenses in local currency while on a foreign trip, using a travel card. A popular example of a credit card with travel benefits is the FIRST WOW! Credit Card. It comes with minimal exchange rate and zero Forex markup fee.
The FIRST WOW! Credit Card is essentially a secured card in which you can avail after creating a fixed deposit with IDFC FIRST Bank. You can use it on your trips abroad to pay in foreign currencies without paying any forex mark-up.
Such multi-currency credit card with travel benefits can help you pay in more than one foreign currency such as USD, GBP, EUR, JPY etc.
You can open a fixed deposit with IDFC FIRST Bank account using mobile banking or internet banking and avail a secured credit card with travel benefits.
You can activate your credit card by logging into your online bank account and selecting generate PIN option. However, if it’s blocked or deactivated, you may call the IDFC FIRST Bank customer support to re-activate it.
You can withdraw cash up to 100% of your fixed deposit value.
You can check your credit card balances on the IDFC FIRST Bank mobile app or net banking.
A credit card for forex helps International travellers transact easily. The IDFC FIRST WOW! Credit Card for forex is among the more popular forex credit cards, as it offers unique benefits like Zero Forex Mark-up fee and 0% interest on ATM cash withdrawal for 48 days. International travellers can save more and transact without limitations with the IDFC FIRST WOW Credit card.
Credit card networks and banks charge a "Forex transaction fee" on every payment you make abroad using your credit card. Generally, banks charge 1 to 3% of the total transaction value depending on the issuer as forex fee. IDFC FIRST Bank’s FIRST WOW! Credit Card for Forex offers Zero Forex Mark-up fee on such transactions. You can use the IDFC FIRST WOW! credit card as a Forex credit card without paying extra fees on International transactions.