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Being self-employed, managing expenses and finances becomes crucial, and the FIRST WOW! Credit Card is designed to make this aspect hassle-free for you.
With a focus on flexibility and convenience, this credit card simplifies your financial life without any need for income proof or extensive documentation.
Enjoy the perks of WOW life now!
Some of the Credit Card features have been revised, effective 1st May 2024.
To view the list of revised features, Click here.
*1X = 1 Reward Point per ₹150 spent | 1 Reward point = ₹0.25. Rewards program not applicable on Fuel, EMI transactions & Cash withdrawals.
Insurance premium payments and Utility bill payments will earn 1x reward points.
Cash advance fee of ₹199 is applicable per transaction
IDFC FIRST Bank offers a completely online and paperless mode to apply for the FIRST WOW! Credit Card
Register and verify your details
Choose and fund your Fixed Deposit
Complete your KYC process
Get your FIRST WOW Credit Card today with minimum deposit of ₹10,000
Avail awesome deals & discounts across the wide range of popular brands we’ve partnered with
Yes, since FIRST WOW! credit card is designed in a way no income proof or credit history is required for applying to it. However, you would need to back it with a fixed deposit
The card’s features like 4x reward points(as good as cash), accumulating interest on your FD and 100% ATM withdrawal limit are really helpful to put you out of a tight spot when it comes to business ventures.
Aadhar card and Pan card are enough to continue with the application thereby it is convenient for self-employed who may or may not have an income statement
You can activate your credit card by logging into your online bank account and selecting generate PIN option. However, if it’s blocked or deactivated, you may call the IDFC FIRST Bank customer support to re-activate it
You can check your credit card balances on the IDFC FIRST Bank mobile app or net banking.
The credit limit of FIRST WOW! Credit Card for self-employed depends on the amount you secure in your fixed deposit. FIRST WOW! Credit Card from IDFC FIRST Bank offers a minimum credit limit of 100% of your FD value and can go upto 200% of your FD value.