Top 7 reasons to switch to the IDFC FIRST WOW! Credit Card

Have you ever dreamt of a magical card that grants you unlimited financial freedom without ever feeling the sting of annual fees? Well, hold onto your horses and fasten your seatbelts because we've got some incredible news to share with you!

Unveil the hidden gem in the world of credit cards – the FIRST WOW! Credit Card, a lifetime free credit card! Yes, you heard that right. It isn't just another flashy plastic in your wallet. It is laden with multiple features, such as no annual/joining fees, and more.  

Let's explore the power-packed credit card benefits and features right here. 

FIRST WOW! Credit Card benefits
 

• Free for life

Unlike traditional credit cards that warrant joining fees and annual charges, the FIRST WOW! Credit Card breaks the norm by offering an unparalleled advantage - it’s free for life, which means that this card doesn't require you to pay any joining or annual maintenance fees. At the same time, it’s a card for everyone.

So, whether you are a student, self-employed professional, traveller, homemaker, first jobber, senior citizen, or a non-resident Indian (NRI), you can own this credit card that requires nil credit history.

• Credit limit of minimum 100% of your fixed deposit's (FD's) value

If you have an FD with IDFC FIRST Bank as an individual, you can get a credit limit of minimum 100% of your FD's value with this lifetime free credit card. If you want to increase your credit limit, you can do so with up to two additional FDs.

To increase your credit limit, click here. 

• Zero forex charges on international spends

Save more on your international spends when you use the FIRST WOW! Credit Card. Whether you are a student studying abroad, travelling overseas or simply shopping on an international website, you’ll be pleasantly delighted by the lower transaction fees with this credit card.

• Attractive reward points

You can earn up to 4X reward points with this lifetime free credit card. As good as cash, these reward points help you get attractive discounts on different purchases like clothes, gadgets, travel tickets, etc. That’s not all.

The reward points you get on the FIRST WOW! Credit Card are evergreen. There’s no expiry date for these points, which allows you to redeem them anytime, anywhere. You can directly use these points to pay for online or offline purchases.

• Interest-free cash withdrawals at ATMs

If you are looking to withdraw cash in an emergency, the FIRST WOW! Credit Card allows up to 100% ATM cash withdrawal limit of the FD’s value you have with IDFC FIRST Bank.

The cherry on the cake is that, unlike other cards that immediately levy charges on ATM withdrawals, this card gives you a 48-day interest-free period. It is applicable for withdrawals in India and abroad. You only need to pay Rs 199, plus applicable taxes per transaction as a cash advance fee.

• Fuel surcharge waiver and easy EMI conversion

Fuel refill is an essential part of travel. With the FIRST WOW! Credit Card, you can avail a fuel surcharge waiver of 1% at all fuel stations in India (up to Rs 200 per month). At the same time, you can convert transactions above Rs 2500 into easy and convenient equated monthly instalments (EMIs).

• Exclusive VISA Infinite benefits

This lifetime free credit card brings exclusive offers and discounts from over 300 merchants across categories ranging from food to entertainment to health and wellness, etc. If you are a movie goer, avail 50% off up to Rs. 300 on BookMyShow tickets too! Click here to explore these offers.

• Personal accident cover

This credit card also offers a personal accident cover of Rs 2 lakhs, giving you and your family a financial cushion in case of any untoward incident.

Apply today
 

True to its name, the FIRST WOW! Credit Card brings dazzling offers like none other. If you are looking for your first lifetime free credit card with superb features, matching all your requirements, grab this one right away. So, what are you waiting for?
 

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.