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Apple Offers With IDFC FIRST Bank Credit Card

Eligible Cards

All credit cards except Corporate, Business cards and Digital Credit Cards.

Offer Validity

Apple offers via IDFC FIRST Bank credit card are available from 1st October 2025 to 27th December 2025
Offer is available at Apple Premium and Authorised Resellers, large retail formats, and other reseller stores. It is also available on select e-commerce and quick commerce platforms (blackout days may apply). T&Cs apply.
The offer is not applicable at Apple-owned stores or on www.apple.com/in/

EMI & Credit Card Offers on Apple Products

Discover the latest iPhone offers in India with IDFC FIRST Bank Credit Cards, including Apple iPhone on Credit Card EMI with no-cost EMI and low-cost EMI plans. Enjoy instant discounts on Apple Watch deals, and other offers on Apple products across online and offline stores.


Product Category

Maximum Discount

Credit Card EMI Scheme

MacBook

10000

6 Months No Cost EMI. Low Cost EMI Schemes for Higher Tenure

iPhone

6000

6 Months No Cost EMI. Low Cost EMI Schemes for Higher Tenure

iPad

3000

6 Months No Cost EMI. Low Cost EMI Schemes for Higher Tenure

Watch

3000

6 Months No Cost EMI. Low Cost EMI Schemes for Higher Tenure

AirPods

2000

6 Months No Cost EMI. Low Cost EMI Schemes for Higher Tenure

Beats

2000

6 Months No Cost EMI. Low Cost EMI Schemes for Higher Tenure

Please note - 1. Discounts and No-Cost EMI are available only on the select models 2. For select models of MacBook, 9 Months No Cost EMI is available (without discount offer). Click here for detailed list of offers.

Apple Credit Card Offers in India – Discount & EMI

Instant Discount

Up to ₹10,000 on both IDFC FIRST Bank Credit Card purchases and EMI transactions

No-Cost EMI

Split your purchase into no-cost EMIs for 6 months.

Low-Cost EMI

Choose low-cost EMI plans up to 24 months.

Explore Apple Offers by Product

iPhone

MacBook

Watch

AirPods

Beats

How to Avail Apple Offers With IDFC FIRST Bank Credit Cards

Offline Purchase

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Online Purchase

Online Purchase

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FAQs

All

Eligibility

How to avail

Terms & Conditions

What iPhone models are eligible for EMI with IDFC FIRST Bank credit cards?

EMI options are available on the following iPhone models with IDFC FIRST Bank credit cards: iPhone 17 Pro, iPhone 15, iPhone 13, iPhone 16 Plus, iPhone 16, iPhone 17, iPhone 16e, iPhone 17 Pro Max and iPhone Air. Please refer to the offer catalogue for more details.

What are the no-cost EMI options for Apple iPhones?

You can avail 6 months no-cost EMI option on select iPhone models. Please refer to the offer catalogue for more details.

Can I get instant Apple discounts with my IDFC FIRST Bank credit card?

Yes, you can avail discounts and EMI options on select Apple products with your IDFC FIRST Bank card. Offers are available on a range of products including AirPods, Beats, iPad, iPhone, MacBook and Apple Watch. Please refer to the offer catalogue for more details.

How long are Apple offers valid on IDFC FIRST Bank credit cards?

Apple offers on IDFC FIRST Bank credit cards are available from 1st October 2025 to 27th December 2025.

Which IDFC FIRST Bank credit cards have Apple offers?

Apple offers are available on all IDFC FIRST Bank Credit Cards, except Corporate, Business and Digital Credit Cards.

Are all Apple products eligible?

Yes, Apple credit card discounts and offers are available on all Apple product categories i.e iPhone, iPad, Mac, Watch, AirPods, and Beats for selected Apple products. Please refer to the offer catalogue for more details.

Do these offers apply to both full payments and EMI purchases?

Yes, Apple offers can be availed on both full payments and EMI transactions with IDFC FIRST Bank credit cards. Please refer to the offer catalogue for more details.

Where can I avail these offers?

You can avail offers with IDFC FIRST Bank Credit Cards a

1. Offline – Offer valid at select stores. List available at www.indiaistore.com.

2. Online e-Store, e-commerce & Quick Commerce Platforms – Offer applicable on www.indiaistore.com, Amazon, Flipkart, Blinkit, Zepto, Swiggy Instamart and BigBasket

Can I buy an iPhone on EMI with an IDFC FIRST Bank Credit Card?

Yes. You can buy an iPhone by opting for EMI at the time of purchase using your IDFC FIRST Bank Credit Card. Benefits include up to ₹6,000 instant discount and:

· No-Cost EMI: Up to 6 months
· Low-Cost EMI: Tenures of 9, 12, 18, or 24 months (differs on a model basis)

Please refer to the offer catalogue for more details

How to buy iPhone on EMI?

To avail IDFC FIRST bank Credit Card EMI offer on your purchase, opt for EMI at the time of transaction and purchase via: 

1. Offline stores & Online e-store: Offer valid at select stores, list available at https://www.indiaistore.com/

2. Online E-commerce Platforms: Offer applicable at Amazon & Flipkart and Quick commerce platforms -Blinkit, Zepto, Swiggy Instamart, Bigbasket

Terms & Conditions

  • Avail an Instant discount up to ₹10,000 on Apple products on IDFC FIRST Bank Credit Card and Credit Card EMI transactions
  • Offer is valid on - iPhone, MacBook, iPad, Watch, AirPods & Beats with select IDFC FIRST Bank Credit Cards
  • Offer valid at select stores & Ecommerce sites: Amazon, Flipkart, Blinkit, Zepto, Swiggy Instamart. Blackout dates, as determined by the platforms, may be applicable. Store & product list available at https://www.indiaistore.com/
  • Offer is not applicable at Apple BKC Store- Mumbai, Apple Saket store- Delhi and www.apple.in
  • No Cost EMI applicable on EMI transactions for 6-month tenure only. For select MacBook models No Cost EMI up to 9 months may be applicable (without discount offer)
  • Offer Velocity: One transaction per product category across all participating stores and platforms
  • No two offers can be clubbed together
  • Fair Usage Policy – Offer Guidelines. We want every customer to enjoy this special offer. To make sure it is used fairly, here are the simple usage limits:1)The limits apply at a customer level during the offer period, even if you hold multiple cards with us. Using more than one card to exceed these limits will not be considered valid. 2)The offer is meant for personal use. Transactions that appear bulk, commercial, or abusive may not qualify. 3)If any misuse is detected, the Bank reserves the right to withdraw the benefit and debit the equivalent amount back to your card account at a later date. 4)This Fair Usage Policy works together with the detailed Offer Terms & Conditions
  • In case of cancellation/return of your order, transaction will not qualify for the offer under this program
  • Merchant EMI T&C- https://www.idfcfirstbank.com/personal-banking/credit-card-merchant-emi-tnc

Is the offer applicable on all Apple Products?

Yes. Apple offers are applicable across all product categories – iPhone, iPad, Mac, Watch, AirPods, and Beats. Please refer to the product list for more details.

Do these offers apply to both Credit Card purchases and EMI transactions?

Yes. The Apple offers can be availed on both IDFC FIRST Bank Credit Card purchases and EMI transactions. Please refer to the product list for more details.

Are there any store/website exclusions on availing the offer?

Yes, the offer is not valid on Apple BKC store- Mumbai, Apple Saket Store- Delhi, Apple Koregaon Park store- Pune, Apple Hebbal store- Bangalore & www.apple.in/

How can I buy an iPhone on EMI?

To avail the iPhone EMI offer with your IDFC FIRST Bank Credit Card, purchase through:

1. Offline & Online e-Stores– Offer valid at select stores. List available at
www.indiaistore.com.

2. E-commerce & Quick Commerce Platforms – Amazon, Flipkart, Blinkit, Zepto, Swiggy Instamart, and BigBasket.

What are the current offers on IDFC FIRST Bank Credit Cards?

On IDFC FIRST Bank Credit Card purchases & EMI transactions, you can avail-

· Up to ₹6,000 instant discount on iPhone, iPad, Watch, AirPods & Beats along with 6 months No-Cost EMI or Low-Cost EMI for 9, 12, 18, or 24 months

· Up to ₹10,000 instant discount on MacBook along with up to 9 months No-Cost EMI, or Low-Cost EMI for 9, 12, 18, or 24 months (differs on a model basis)

Please refer to the product list for more details

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