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IDFC FIRST Bank Deposits
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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All credit cards except Corporate, Business cards and Digital Credit Cards.
Apple offers via IDFC FIRST Bank credit card are available from 1st October 2025 to 27th December 2025
Offer is available at Apple Premium and Authorised Resellers, large retail formats, and other reseller stores. It is also available on select e-commerce and quick commerce platforms (blackout days may apply). T&Cs apply.
The offer is not applicable at Apple-owned stores or on www.apple.com/in/
Discover the latest iPhone offers in India with IDFC FIRST Bank Credit Cards, including Apple iPhone on Credit Card EMI with no-cost EMI and low-cost EMI plans. Enjoy instant discounts on Apple Watch deals, and other offers on Apple products across online and offline stores.
| Product Category | Maximum Discount | Credit Card EMI Scheme |
| MacBook | 10000 | 6 Months No Cost EMI. Low Cost EMI Schemes for Higher Tenure |
| iPhone | 6000 | 6 Months No Cost EMI. Low Cost EMI Schemes for Higher Tenure |
| iPad | 3000 | 6 Months No Cost EMI. Low Cost EMI Schemes for Higher Tenure |
| Watch | 3000 | 6 Months No Cost EMI. Low Cost EMI Schemes for Higher Tenure |
| AirPods | 2000 | 6 Months No Cost EMI. Low Cost EMI Schemes for Higher Tenure |
| Beats | 2000 | 6 Months No Cost EMI. Low Cost EMI Schemes for Higher Tenure |
| Please note - 1. Discounts and No-Cost EMI are available only on the select models 2. For select models of MacBook, 9 Months No Cost EMI is available (without discount offer). Click here for detailed list of offers. | ||
Up to ₹10,000 on both IDFC FIRST Bank Credit Card purchases and EMI transactions
Split your purchase into no-cost EMIs for 6 months.
Choose low-cost EMI plans up to 24 months.
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Eligibility
How to avail
Terms & Conditions
EMI options are available on the following iPhone models with IDFC FIRST Bank credit cards: iPhone 17 Pro, iPhone 15, iPhone 13, iPhone 16 Plus, iPhone 16, iPhone 17, iPhone 16e, iPhone 17 Pro Max and iPhone Air. Please refer to the offer catalogue for more details.
You can avail 6 months no-cost EMI option on select iPhone models. Please refer to the offer catalogue for more details.
Yes, you can avail discounts and EMI options on select Apple products with your IDFC FIRST Bank card. Offers are available on a range of products including AirPods, Beats, iPad, iPhone, MacBook and Apple Watch. Please refer to the offer catalogue for more details.
Apple offers on IDFC FIRST Bank credit cards are available from 1st October 2025 to 27th December 2025.
Apple offers are available on all IDFC FIRST Bank Credit Cards, except Corporate, Business and Digital Credit Cards.
Yes, Apple credit card discounts and offers are available on all Apple product categories i.e iPhone, iPad, Mac, Watch, AirPods, and Beats for selected Apple products. Please refer to the offer catalogue for more details.
Yes, Apple offers can be availed on both full payments and EMI transactions with IDFC FIRST Bank credit cards. Please refer to the offer catalogue for more details.
You can avail offers with IDFC FIRST Bank Credit Cards a
1. Offline – Offer valid at select stores. List available at www.indiaistore.com.
2. Online e-Store, e-commerce & Quick Commerce Platforms – Offer applicable on www.indiaistore.com, Amazon, Flipkart, Blinkit, Zepto, Swiggy Instamart and BigBasket
Yes. You can buy an iPhone by opting for EMI at the time of purchase using your IDFC FIRST Bank Credit Card. Benefits include up to ₹6,000 instant discount and:
· No-Cost EMI: Up to 6 months
· Low-Cost EMI: Tenures of 9, 12, 18, or 24 months (differs on a model basis)
Please refer to the offer catalogue for more details
To avail IDFC FIRST bank Credit Card EMI offer on your purchase, opt for EMI at the time of transaction and purchase via:
1. Offline stores & Online e-store: Offer valid at select stores, list available at https://www.indiaistore.com/
2. Online E-commerce Platforms: Offer applicable at Amazon & Flipkart and Quick commerce platforms -Blinkit, Zepto, Swiggy Instamart, Bigbasket
Yes. Apple offers are applicable across all product categories – iPhone, iPad, Mac, Watch, AirPods, and Beats. Please refer to the product list for more details.
Yes. The Apple offers can be availed on both IDFC FIRST Bank Credit Card purchases and EMI transactions. Please refer to the product list for more details.
Yes, the offer is not valid on Apple BKC store- Mumbai, Apple Saket Store- Delhi, Apple Koregaon Park store- Pune, Apple Hebbal store- Bangalore & www.apple.in/
To avail the iPhone EMI offer with your IDFC FIRST Bank Credit Card, purchase through:
1. Offline & Online e-Stores– Offer valid at select stores. List available at
www.indiaistore.com.
2. E-commerce & Quick Commerce Platforms – Amazon, Flipkart, Blinkit, Zepto, Swiggy Instamart, and BigBasket.
On IDFC FIRST Bank Credit Card purchases & EMI transactions, you can avail-
· Up to ₹6,000 instant discount on iPhone, iPad, Watch, AirPods & Beats along with 6 months No-Cost EMI or Low-Cost EMI for 9, 12, 18, or 24 months
· Up to ₹10,000 instant discount on MacBook along with up to 9 months No-Cost EMI, or Low-Cost EMI for 9, 12, 18, or 24 months (differs on a model basis)
Please refer to the product list for more details