Combining travel and lifestyle benefits: FIRST Wealth Credit Card

Are you ready for your next adventure? Enjoy the freedom of using your money the way you want. Presenting one of the best lifetime-free premium credit cards in town – the FIRST Wealth Credit Card by IDFC FIRST Bank. Curious to know what sets it apart?

As one of the best premium credit cards in India, it offers exclusive access to the hottest entertainment events and VIP travel perks while rewarding you with every swipe. Thanks to its premium features, you can indulge in fine dining, unlock VIP airport lounges, and receive tailored concierge services. With its latest redesign, the FIRST Wealth Credit Card reflects the upscale experiences you seek as its cardholder.

So, let’s discover this high-end credit card's exciting features and benefits.

Rewards and entertainment benefits of the FIRST Wealth Credit Card

With the FIRST Wealth Credit Card, you get the best credit card rewards and benefits like –

1. 10X reward points

Earn up to 10X reward points on incremental spending above ₹20,000 per month and on purchases made on your birthday. Accumulate quick points and redeem them for various entertainment options, such as concert tickets, movie vouchers, or exclusive experiences. Besides, these reward points don’t have any expiry date and can be used for redemption against any online or in-store purchase.

2. 3X reward points

For monthly spends up to ₹20,000, the FIRST Wealth Credit Card gives you 3X reward points on all purchases within this limit. You also earn 3X reward points on monthly spends up to ₹20,000, including rental and property management transactions, which are usually excluded by most cards. Even better, if you opt for the add-on FIRST Digital RuPay Credit Card, you can use your FIRST Wealth Credit Card for UPI transactions and get up to 3X reward points on all spends.

3. Exclusive lifestyle benefits

One of the best uses of this credit card is the discounts you get across 1500+ restaurants and 300+ brands throughout the year. The FIRST Wealth Credit Card also offers buy-one-get-one movie ticket offers and a host of premium benefits.

4. Lifestyle privileges -

Indulge in free golf rounds every month for every ₹20,000 spent in the previous month. Also, get two complimentary visits each to domestic airport lounges and spas as well as international airport lounges every quarter. This is available on a minimum monthly spend of ₹20,000.

Exclusive travel benefits with the FIRST Wealth Credit Card

Let's explore some exclusive travel benefitsof the FIRST Wealth Credit Card –

1. Travel and VISA offers

   Apart from the international and domestic airport lounge accesses every quarter, there is much more to look forward to on your travels. With the FIRST Wealth Credit Card, you get discounts on –

   • Airport FAST Track immigration service at over 450 destinations
   • Airport transfer limousine service in over 3000 cities
   • Concierge service and complimentary premium services in over 900 luxury hotels across the world
      
2. Comprehensive travel insurance

When getting ready for a trip, it's essential to have comprehensive travel insurance coverage. The FIRST Wealth Credit Card provides peace of mind through comprehensive travel insurance, including coverage for medical emergencies, Cancellation for Any Reason (CFAR), and lost baggage.

3. Air accident cover

This travel credit card offers air accident cover worth ₹1 crore. This way, you always have financial protection in the unfortunate event of an accident or loss of life while travelling. 

4. Low forex markup fees

Foreign travel becomes even more convenient with the minimal forex markup offered by the FIRST Wealth Credit Card at only 1.5%. Say goodbye to excessive foreign transaction fees and enjoy seamless international transactions without breaking the bank.

5. Interest-free cash withdrawal

Exploring new destinations often requires access to local currency. With the FIRST Wealth Credit Card, you can make interest-free ATM cash withdrawals worldwide for up to 45 days. This feature of the credit card eliminates the hassle of currency exchange services and allows you to access cash conveniently when needed.

6. Easy EMI conversion

Taking a trip isn’t just about the adventure – it’s also about splurging on the right experiences! This is why the FIRST Wealth Credit Card offers easy EMI conversions on transactions above ₹2,500. Choose a flexible tenure between 3 and 18 months and enjoy new experiences without compromising your finances.

Start enjoying a wealth of benefits today

The FIRST Wealth Credit Card is one of the best premium credit cards in India when it comes to combining entertainment and travel benefits seamlessly. The exclusive features of this credit card are a game-changer, offering a generous reward system, access to airport lounges and spas, comprehensive travel insurance, and much more.

With its striking new design that commands attention with every swipe, this card redefines elegance. Don't miss the opportunity to experience the best of both worlds. Apply for the FIRST Wealth Credit Card today!

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.