Step-by-step guide to planning the perfect trip using your IDFC FIRST Bank Credit Card

Travel has become an integral part of our culture. It's not only good for the heart and soul, but travelling also helps expand our horizons and even prospects. Today more people are actively travelling than ever before, and for the same reason, it's become an expensive passion to pursue.

Well, you can maintain your wanderlust as long as you practise some robust trip planning and utilise your credit card features. Your Credit Card is a powerful tool that can help you take care of all expenses for your travel and also helps you save money along the way. 

Here are some key Credit Card uses to help make your next trip easier and more affordable.

Check for travel and stay discounts

Planning and budgeting are the first steps when thinking of how to plan a trip. Credit Cards often have tie-ups with travel and stay aggregators and direct partnerships with hospitality brands with a large footprint. Look for discounts and cashback offers available on your card at travel and stay websites. Even a 5% to 10% discount on airfare and hotel bookings can help reduce your overall travel budget.

Leverage your Credit Card rewards to reduce airfare
 

If travelling is a passion and something you want to pursue frequently, you are better off switching to a travel rewards Credit Card that offers superior travel rewards and perks.  

Take advantage of retail and dining discounts
 

Soaking in the culture of a destination by indulging in local practices, whether food, entertainment or shopping, is a must. Credit Card benefits include universal acceptance at merchants worldwide and direct and indirect partner tie-ups that offer discounts on various products and services. A little trip planning beforehand can help you identify various dining and entertainment options partnered with your Credit Card provider to offer discounts or other benefits.

Maximise freebies and facilities

Most rewards Credit Cards are loaded with various value-added benefits. Complimentary airport lounge access, personal accident insurance cover, compensation for lost baggage or trip delays, and limited liability cover in case of theft or loss of card are some benefits that come built-in with the Credit Card. Be sure to incorporate these perks when planning a trip so that your travels are luxurious and stress-free.

In conclusion

Your hunt for the best travel benefits Credit Card stops at IDFC FIRST Bank. The bank's feature-loaded Credit Cards are accepted worldwide for your travel convenience. Benefit from savings at over 300 merchant outlets and 1500 restaurants. Furthermore, you also get to enjoy complimentary airport and railway lounge access, air accident cover and personal accident cover, and a comprehensive travel insurance cover that protects your financial losses in case of delay of baggage or flights, theft/loss of belongings, including passport and important documents. 

IDFC FIRST Bank Credit Cards offer a superior rewards program and travel perks all year round. Get a new IDFC FIRST Bank Credit Card before you plan your next adventure!

Few major points that need to be highlighted here relating to IDFC Credit Cards;

1. Low forex markup – just 1.99% on Select and 1.5% on Wealth while industry charges 3.5%

2. Travel insurances on all cards

3. Interest free cash withdrawal upto 48 days which comes in handy while travelling anywhere in India and Abroad.

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.