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For senior citizens, financial security and convenience are paramount. The FIRST WOW! Credit Card offers features that align with the needs of a relaxed lifestyle post-retirement.
The multiple benefits offered by the card is sure to align with the needs of retirement fulfilment.
Enjoy the perks of WOW life now!
Some of the Credit Card features have been revised, effective 1st May 2024.
To view the list of revised features, Click here.
*1X = 1 Reward Point per ₹150 spent | 1 Reward point = ₹0.25. Rewards program not applicable on Fuel, EMI transactions & Cash withdrawals.
Insurance premium payments and Utility bill payments will earn 1x reward points.
Cash advance fee of ₹199 is applicable per transaction
IDFC FIRST Bank offers a completely online and paperless mode to apply for the FIRST WOW! Credit Card
Register and verify your details
Choose and fund your Fixed Deposit
Complete your KYC process
Get your FIRST WOW Credit Card today with minimum deposit of ₹10,000
Avail awesome deals & discounts across the wide range of popular brands we’ve partnered with
There are low interest rates(9%) for carry over balances. Also credit shield protection from theft and fraud ensure the senior citizens can have a sense of security while using the card
It operates in all major currencies across the globe and the zero forex would really help the post retirement travel plans for the enthusiasts. Similarly the roadside assistance, personal accident cover really instils a sense of security
FIRST WOW! Credit Card designed for senior citizen, does not charge any joining or annual membership fees.
You can activate your credit card by logging into your online bank account and selecting generate PIN option. However, if it’s blocked or deactivated, you may call the IDFC FIRST Bank customer support to re-activate it
You can check your credit card balances on the IDFC FIRST Bank mobile app or net banking.
The credit limit of FIRST WOW! Credit Card for senior citizen depends on the amount you secure in your fixed deposit. FIRST WOW! Credit Card from IDFC FIRST Bank offers a minimum credit limit of 100% of your FD value and can go upto 200% of your FD value.