Explore Bali on a budget with this Credit Card​

Bali, with its stunning beaches, lush landscapes, and vibrant culture, is a top holiday destination for many. While it may seem like an expensive holiday, with careful planning and smart financial choices, you can explore this tropical paradise without breaking the bank. In this guide, we'll show you how to plan a memorable Bali trip in under Rs. 1 lakh.

Tips for planning a Bali holiday in under a lakh

1. Be flexible with travel dates:

Find out the best time to visit Bali. You can take advantage of lower prices during off-peak seasons to obtain better deals on accommodation and activities.

2. Book guesthouses or homestays:

Opt for budget-friendly accommodations like guesthouses, hostels, or homestays. Not only are they economical but also provide an opportunity to meet fellow travellers like you.

3. Use public transportation:

Rent scooters instead of hiring expensive cabs to get around Bali. Public transportation services are also affordable options for traveling long distances in Bali.

4. Dine at local food stalls:

Explore local street food stalls to save on food costs. These eateries offer affordable and authentic Balinese cuisine often at a fraction of the cost of fancy restaurants.

5. Utilize a zero forex markup credit card:

Choose a credit card with zero forex markup fees, like the IDFC FIRST WOW! Credit Card, to save on currency exchange costs. This will allow you to make transactions in local currency without additional charges.

6. Track your expenses:

It's easy to get carried away when shopping on a holiday. Create a daily budget to monitor your spending. There are several free apps available to help you keep track of expenses. Use them to stay on track.

7. Shop from street vendors for better bargains:

Vendors in markets and local shops in Bali are quite comfortable with a little bargaining. This is a great way to save on your souvenir and gift shopping.

Choosing the right credit card for a Bali adventure
 

Choosing the right credit card for a Bali adventure is essential to making the most out of your travel budget. Here’s why the FIRST WOW! Credit Card can be a smart financial choice.

Advantages of using the FIRST WOW! Credit Card
 

Using a zero-forex markup credit card offers added savings on any international holiday. Here’s why it makes sense to opt for this credit card if you’re travelling on a budget.

• Zero forex markup

With the FIRST WOW! Credit Card, you don’t have to worry about the usual forex conversion charges. This means you can seamlessly transact in foreign currency, i.e., Indonesian Rupiah, during your Bali trip without any additional fees, saving significant amount of money.

So if you plan to buy some souvenirs during your Bali trip from India, the FIRST WOW! Credit Card's zero forex markup feature makes sure you don’t have to worry about extra charges, ultimately helping you do more with your holiday budget.

• 4X reward points

Earn up to 4 times the reward points for every Rs 150 spent. These points can be redeemed for discounts or another foreign trip in the future.

Let’s say you book your Bali trip and flights from India using the FIRST WOW! Credit Card, you can earn substantial reward points. These can be redeemed for any future expenses.

• Credit limit-linked to fixed deposit

The credit limit provided by the FIRST WOW! Credit Card is an added advantage. You get a credit limit of 100% of your fixed deposit value. So, if you need cash on your trip, you can withdraw funds from an ATM interest-free for up to 45 days.

• Easy and convenient EMI options

In case you decide to make a big purchase or accidentally overspend during your trip, you can always choose to convert it into affordable EMIs. This is a useful feature to ensure you don’t go broke after your holiday.

Bonus savings! 3 Must-visit gems in Bali

No trip list is complete without a few must-see locations when there is a lot to explore. Discover these hidden gems without having to pay a dime!

• Uluwatu Temple
  
  

  Perched on a cliff, this temple offers breathtaking ocean views and traditional Kecak dance performances, making it a must-visit destination for Ananya's Bali trip package.

• Ceking Rice Terrace
  
  

  A lush green paradise in Tegallalang, perfect for scenic walks and capturing Bali's natural beauty. There’s a waterfall or two you see here as well.

• Kuta Beach
  
  

  Famous for its golden sands and vibrant nightlife, ideal for sunbathing and water sports.

How to apply for the FIRST WOW! Credit Card

To apply for the FIRST WOW Credit Card, follow these steps -

• Visit IDFC FIRST Bank's official website
• Select 'Credit Card'
• Choose 'FIRST WOW! Credit Card'
• Click 'Express Interest' within 'Card’
• Enter and submit your basic details

Let’s dream big
 

Embarking on a memorable Bali trip need not be a financial strain. With careful planning, smart financial decisions, and the use of the FIRST WOW! Credit Card, you can enjoy a memorable trip to Bali without exceeding 1 lakh INR. So pack your bags, explore the wonders of Bali, and make lasting memories within your budget! Apply now!

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.