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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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FinFIRST Blogs
Ah, the joys of traveling to far-off lands, discovering new cultures, and having fun and exciting experiences! But a seasoned traveller like you will know that the cost of exchanging currency every time you swipe your card abroad can be a major irritant. What if we told you there’s a way of avoiding this unsavoury experience altogether? Would that make you want to travel some more? We know the answer is a resounding – “WOW, yes”!
Presenting the IDFC FIRST WOW! Credit Card – an assured, FD-backed Credit Card, with multiple travel benefits to make your next international holiday even better!
Ever heard of ‘zero forex markup fees’? The IDFC FIRST WOW! Credit Card offers just that. Let’s simplify this further!
A forex markup fee is charged when you use your Credit Card on transactions abroad. The fee is levied on each transaction and can range from 2% up to 4% across cards. But that is not a problem when you’re using the IDFC FIRST WOW! Credit Card with zero forex markup fees, i.e., no additional charges when you use it abroad.
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It’s that simple!
Here’s a quick example –
Let’s say you want to stay at a hotel in the US that costs a total of $20,000.
Credit Card A |
IDFC FIRST WOW! Credit Card |
Forex markup fee = 3.5% Fee payable = 3.5% of $20,000 = $700 = Additional ₹56,000* |
Forex markup fee = 0% Fee payable = ZERO |
*(considering USD to INR rate @₹80)
That’s $700 saved to use on more shopping, or splurging for gifts at ‘duty free’ stores!
Wait! That’s not all! The FIRST WOW! Credit Card has a lot more to offer –
· As part of the VISA® Infinite platform, enjoy Global Acceptance across ATMs and merchants worldwide
· Access to a dedicated 24/7 concierge service to assist with any needs or requests
· There are no joining or annual fees i.e. it’s free for life!
· You’ll earn 4x reward points on every spend, and 7.25% p.a. interest against your FD
· Boost your credit limit anytime, anywhere by stepping up your fixed deposit
And let’s not forget multiple travel offers with TravelVerse, especially curated to help you get the most out of your travels:
International
| Merchant | Offer | Validity |
| Booking.com | Get up to 10% cashback | Sep 15, '23 |
| Musafir | Get flat 6% off on flights Enjoy 5% off on Dubai Visas | Sep 15, '23 |
| Yatra | Get flat 12% off on hotel bookings | Sep 30, ‘23 |
Domestic
| Merchant | Offer | Validity |
| Stay Vista | Get up to 15% Off up to a maximum of ₹3000 | Sep 15 '23 |
| Urban Drive | Get up to 20% off on chauffeur & self-driven rental cars | Sep 15, ‘23 |
| EaseMyTrip.com | Rs.500 off hotel bookings over Rs.3,000 | Dec 31, ‘23 |
Apply for a credit card online and plan the entire trip without breaking your budget. Enjoy zero markup fees on international uses and a range of benefits on flight bookings and stays with an IDFC FIRST Bank credit card.
With the IDFC FIRST WOW! Credit Card, focus on the things that really matter, like exploring attractions, trying out new foods, and making the most of your time abroad. With its added benefits, you can make the most of your international excursions and create unforgettable experiences. After all, isn't that what life's all about?
Disclaimer
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.
