Here’s how you can track your credit card application status

Credit cards are one of the most popular financial tools today due to the range of shopping benefits they offer. Having a credit card allows you to make purchases without carrying cash or worrying about running out of cash. In addition, they offer rewards such as cashback, discounts, air miles, and points that can be redeem-ed for discounts and vouchers. You can apply for a credit card online or offline at your bank or with a private issuer. A credit card application involves several steps, such as documentation, verification, and approval.

Banks, however, offer their customers the facility to track their credit card application statuses. The following article discusses different ways to check your credit card application status.

Checking credit card application status
 

Since a credit card application requires a few steps of application, documentation, and approval, it can take a couple of days from the date of application to actually receiving it. In any case, it's a good practice to stay informed about the status of your application if you've applied for a credit card. You can then estimate when you'll receive it.

Banks and financial institutions can notify applicants through SMS updates or track applications online through application numbers. Several banks also offer customer support and status updates via phone.

IDFC FIRST Bank offers convenient credit card applications online and offline. Additionally, you can track the status of your credit card application through a mobile banking app or internet banking. IDFC FIRST Bank credit cards are among the most affordable cards with attractive interest rates and exclusive offers and reward programs.

How to check your credit card application status?
 

Credit card applications are tracked by banks differently, but the basic process is almost the same. You receive a credit card application reference number, which you need to produce when checking the status of the application.

To check your credit card application status online, follow the steps below.

· Check out your credit card issuer's official website or app.

· Under the services section, look for the ‘Track your credit card application’ option.

· Click on the ‘track your credit card application’ button.

· You will find an online form with entries such as date of birth (DOB) and registered mobile number.

· Alternatively, you can also find the application number entry in the tracking form.

· Enter the details in the required fields and proceed as instructed.

· Once your application is successfully submitted, you will get your credit card application status.

The bank sends an SMS and an email regarding your current application status to your registered contact details.  

You can also check the status of your credit card application through customer support. IDFC FIRST Bank has a dedicated customer support team available round-the-clock to assist you with your banking inquiries including tracking your application.

Things you need to check your credit card status
 

Your bank might require a few prerequisites for tracking and providing the status of your credit card application. With the following information in hand, you can conveniently check your credit card status:

· Registered mobile number (the one you used during the credit card application)

· Date of birth

· Application number (which you received after submitting your application)

In case of online credit card application, the card is delivered within a couple of days. However, since there are numerous steps involved, you need to stay aware of your credit card application status to take the required action.

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.