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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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FinFIRST Blogs
Do you often make purchases using your credit card? If you do, you can benefit from each rupee spent. Banks offer reward points for every purchase you make using the card. These points or rewards can be used in exciting ways.
There's no point amassing reward points if you don't know how to use them in the best way possible. Fortunately, IDFC FIRST Bank's credit card points never expire, but it is useful to know how to redeem them. Reward points can be redeemed for lifestyle, travel, and several other benefits, not just for yourself but for others, too!
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If you have accumulated a pile of reward points and wish to gift them to your family or friends, here’s how you can do it:
1. Book their travel through your credit card redemption page
A majority of credit card companies offer discounts and offers that are tied to travel booking companies. If you want to give your loved ones some time off, consider booking a trip for them. You can easily do it through the Credit Card redemption page. Simply choose the type of booking you wish to make - an airline ticket, a hotel booking, a holiday package - and pay using the points.
2. Purchase something for them using your reward points
Credit card rewards points give you an opportunity to buy something valuable for your friends or family. Hundreds of merchants have tied up with credit card companies, which means you have ample choices. Simply choose the product you wish to buy, add it to your cart, and make the payment using your reward points.
3. Transfer it to loyalty programs that allow pooling or transfers
You will find several loyalty programs that offer to pool the rewards, and this will help enhance the value of your points. If you want to use the points at a later date, that is possible too - simply transfer the points to a program of your choice and let them accumulate.
4. Buy gift cards and give them to your loved ones
One of the easiest ways to redeem your points is by purchasing gift cards. It is an ideal choice when you do not know what to buy or gift your loved ones. With gift card rewards, you leave all the options open and let them pick whatever they want. IDFC FIRST Bank has tie-ups with Amazon, Myntra, Flipkart, BigBasket, and many others. Choose a store that you think works best for your loved ones and add the gift card to your cart. You can redeem the points during checkout.
Conclusion
If you have accumulated credit card points and are looking for ways to make the most of them, IDFC FIRST Bank has excellent reward redemption options. You also earn 10x rewards on your birthday and when you cross the spending threshold. The redemption process is quick; all you need to do is log into your account or tick a checkbox at any online payment page and redeem the number of points you wish to. It’s as simple as that!
Disclaimer
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.
