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Lifetime FREE Credit Card with 10X rewards
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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IDFC FIRST Bank HPCL Credit Card
FIRST Power Credit Card
Your preferred ride for a life in the fast lane.
- Save up to ₹7,000 annually with this credit card, enough to buy you 65+ litres of fuel
- Welcome benefits worth ₹2250
- Get rewarded for every UPI transaction
- Low & Dynamic Interest rates starting at 9% per annum
- 0% Interest on ATM Cash Withdrawals until due date
Apply Now
T&Cs applicable, read on for more details
Ride Towards Rewards with Precision!
Enjoy Rewards: Ride, Earn, Redeem
BENEFITS & PRIVILEGES
Power-packed savings on mobility, utility and other everyday expenses!
- Up to 5% savings on your fuel expenses
- 2.5% savings as Rewards on Grocery & Utility expenses
- 2.5% savings as Rewards on IDFC FIRST FASTag recharge
- 2X Rewards on other retail transactions
BENEFITS & PRIVILEGES
Exciting welcome benefits & merchant offers to get you started!
- ₹250 cashback on 1st HPCL fuel transaction of ₹250 or above*
- 5% cashback (up to ₹1,000) on the transaction value of 1st EMI conversion*
- ₹1000 discount on Zoomcar rentals
- Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
* Within 30 days of card set-up
BENEFITS & PRIVILEGES
Powerful lifestyle privileges for a life in the fast lane!
- Complimentary Roadside Assistance worth ₹1,399
- Personal Accident Cover of ₹2,00,000 and Lost Card Liability Cover of ₹25,000
- EMIfy your purchases and balances and enjoy convenience of payment
- Extend Add-on card to your pillion rider & boost your savings without any extra charges
- Refer your friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)
New
Start using UPI on your favourite UPI Apps
POWER OF UPI NOW ON YOUR CREDIT CARD
New
Why enable UPI?
Now earn reward points even on your UPI spends
Enjoy interest free credit period on UPI purchases
EMIfy your UPI purchase above Rs. 2,500
How to enable UPI?
1
Open your preferred UPI app
2
Go to the ‘Account’ section
3
Select the option to add Credit Card
4
Set UPI PIN and done
How to pay using UPI app?
1
Scan QR Code
2
Enter amount
3
Select your Credit Card
4
Enter UPI PIN and your payment is done
IDFC FIRST Bank Mobile App
Power in Your Pocket
App you must have for your Credit Card needs
Control
Control your card usage for online, contactless, international etc. transaction types or set/reset PIN for your card.
View
View your virtual card, transaction details, e-statement, and outstanding amount etc.
Repayment
Instantly pay your bill through multiple options or autopay your balance easily
Reward Points
Check curated offers across merchant categories and view or redeem Reward Points for exciting offers easily
Exclusive offers from your favourite brands
Avail awesome deals & discounts across the wide range of popular brands we’ve partnered with
Joining Fee / Annual Fee
Joining fee ₹199
Annual fee ₹199, waived off on crossing ₹50,000 spends in the previous anniversary year
Low-Interest Rates
Low Interest Rates (APR), from 0.75% to 3.65% per month (9% to 43.8% per annum)
OVL Charges – 2.5% of the over-limit amount subject to a minimum charge of ₹550
Late Payment Fee - 15% of Total Amount Due (subject to a minimum of ₹100 and a maximum of ₹1300)
Interest-free ATM Cash Withdrawals
For up to 45 days (cash withdrawal fee of only ₹199 per withdrawal)
FIRST Power+ Credit Card
Your preferred drive for a life in the fast lane.
- Save up to ₹18,500 annually with this credit card, enough to buy you 175+ litres of fuel
- Welcome benefits worth ₹2500
- Lifestyle Privileges
- Get rewarded for every UPI transaction
- Low & Dynamic Interest rates starting at 9% per annum
- 0% Interest on ATM Cash Withdrawals until due date
Apply Now
T&Cs applicable, read on for more details
Drive Towards Rewards with Precision!
Enjoy Rewards: Drive, Earn, Redeem
BENEFITS & PRIVILEGES
Power-packed savings on mobility, utility and other everyday expenses!
- Up to 6.5% savings on your fuel expenses
- 5% savings as Rewards on Grocery & Utility expenses
- 5% savings as Rewards on IDFC FIRST FASTag recharge
- 3X Rewards on other retail transactions
BENEFITS & PRIVILEGES
Exciting welcome benefits & merchant offers to get you started!
- ₹500 cashback on 1st HPCL fuel transaction of ₹500 or above*
- 5% cashback (up to ₹1,000) on the transaction value of 1st EMI conversion*
- ₹1000 discount on Zoomcar rentals
- Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
* Within 30 days of card set-up
BENEFITS & PRIVILEGES
Powerful lifestyle privileges for a life in the fast lane!
- Complimentary Domestic Airport Lounge access, once every quarter, on minimum monthly spends of ₹20,000
- Complimentary Roadside Assistance worth ₹1,399
- 25% off on movie tickets up to ₹100, once every month
- Personal Accident Cover of ₹2,00,000 and Lost Card Liability Cover of ₹25,000
- EMIfy your purchases and balances and enjoy convenience of payments
- Extend Add-on card to your co-passenger & boost your savings without any extra charges
- Refer your friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)
New
Start using UPI on your favourite UPI Apps
POWER OF UPI NOW ON YOUR CREDIT CARD
New
Why enable UPI?
Now earn reward points even on your UPI spends
Enjoy interest free credit period on UPI purchases
EMIfy your UPI purchase above Rs. 2,500
How to enable UPI?
1
Open your preferred UPI app
2
Go to the ‘Account’ section
3
Select the option to add Credit Card
4
Set UPI PIN and done
How to pay using UPI app?
1
Scan QR Code
2
Enter amount
3
Select your Credit Card
4
Enter UPI PIN and your payment is done
Savings at every turn!
IDFC FIRST Bank Mobile App
Power in Your Pocket
App you must have for your Credit Card needs
Control
Control your card usage for online, contactless, international etc. transaction types or set/reset PIN for your card.
View
View your virtual card, transaction details, e-statement, and outstanding amount etc.
Repayment
Instantly pay your bill through multiple options or autopay your balance easily
Reward Points
Check curated offers across merchant categories and view or redeem Reward Points for exciting offers easily
Exclusive offers from your favourite brands
Avail awesome deals & discounts across the wide range of popular brands we’ve partnered with
Joining Fee / Annual Fee
Joining fee ₹499
Annual fee ₹499, waived off on crossing ₹150,000 spends in the previous anniversary year
Low-Interest Rates
Low Interest Rates (APR), from 0.75% to 3.65% per month (9% to 43.8% per annum)
OVL Charges – 2.5% of the over-limit amount subject to a minimum charge of ₹550
Late Payment Fee - 15% of Total Amount Due (subject to a minimum of ₹100 and a maximum of ₹1300)
Interest-free ATM Cash Withdrawals
For up to 45 days (cash withdrawal fee of only ₹199 per transaction)
Offer Details
Flat Rs 100 Off | Min purchase: Rs. 699 | Max discount: Rs. 100
Valid on every Thursday
How to claim this offer?
- Visit Swiggy Instamart app/website
- Select items of your choice and add them to the cart
- Apply coupon code on the payment page
- Click on “Make Payment”
- Pay using IDFC FIRST Bank Card to avail discount
Offer Details
15% off up to Rs. 125 / Flat Rs. 50 off on non-Participating Restaurants | Min purchase: Rs. 499
Valid on every Saturday & Sunday
How to claim this offer?
- Visit Zomato app/website
- Select items of your choice and add them to the cart
- Apply IDFCFEAST coupon code on the payment page
- Click on “Make Payment”
- Pay using IDFC FIRST Bank Credit Card to avail discount
Offer Details
Complimentary One-year e-subscription of Hindustan Times worth Rs 999 on FIRST Select, FIRST Family, FIRST Wealth, FIRST Private and FIRST WOW Credit Cards Valid till 31st January 2023
How to claim this offer?
- Visit https://subscriptionbenefits.thriwe.com/ and complete the registration process
- Enter your IDFC FIRST Bank Credit card details to complete the Rupee 1 transaction for verification
- The promo code along with the process to claim code will be sent to your email address & mobile number
- For any issues, queries or assistance please contact Thriwe (Visa Offers Partner) at below numbers
Call at : 1800 208 7899 (India), 800035703553 (UAE) Whatsapp on : +91-9717176899
Mon-Fri, 9 AM to 7 PM IST
Offer Details
Get Flat 150 off on Rs 700 | Once per user | Per month
Valid till 31st March 2023
How to claim this offer?
- Visit Domino’s app/Mobile website
- Select items of your choice and place your order in the cart
- Apply DOMIDFC150 coupon code on the payment page
- Click on “Make Payment”
- Pay using IDFC FIRST Bank Credit Card to avail discount
Offer Details
Cuisines: Pizza, Fast Food & Beverages. Offer detail: 15% off on food bill*Not Valid on Buffet & Alcoholic Beverages. Locations: Bangalore, Hyderabad & Secunderabad.
Offer Details
Cuisines: Chinese, Thai, Asian & Beverages & Finger Food. Offer detail: 15% off on Food & Soft Beverages in M Café by Marriot *Not Valid on Buffet & Alcoholic Beverages. Locations: Bangalore.
Offer Details
Cuisines: Desserts & Beverages. Offer detail: 15% off on food bill*Not Valid on Buffet & Alcoholic Beverages. Locations: Multiple locations.
Offer Details
Cuisines: Seafood, North Indian, Chinese, Mangalorean, Kerala, South Indian, Desserts & Beverages. Offer detail: 15% off on food bill*Not Valid on Buffet & Alcoholic Beverages. Locations: Mumbai.
Offer Details
Cuisines: North Indian, Continental, Seafood & Asian. Offer detail: 15% off on food bill*Not Valid on Buffet & Alcoholic Beverages. Locations: Pune.
Offer Details
Get 10% Cashback up to Rs 3000 Valid till 31st March 2023
Valid till 31st March 2023
How to claim this offer?
- Shop for an Oppo phone at authorized stores. Please click here to see the list of authorized stores.
- Request the staff at billing counter to apply applicable EMI offer on IDFC FIRST Bank Credit Cards
- Use IDFC FIRST Bank credit card as mode of payment to avail of the benefit
Offer Details
Dom Flights : 12% instant discount up to INR 1200 |International Flights: 10% instant discount up to Rs 7500 |Domestic Hotels : 20% instant discount up to Rs 4800 | Bus : 15% instant discount up to Rs 500
Valid on every Friday
How to claim this offer?
- Visit Yatra website (https://www.yatra.com/) or Mobile application on any Friday during the offer period to do hotel booking/ book flight or Bus ticket.
- Apply the coupon code YTIDFC at checkout
- Use your IDFC FIRST Bank Credit card to make the payment.
Offer Details
Flat Rs 50 off on a Minimum Order Value of Rs 499
Valid till 31st March 2023
How to claim this offer?
- Visit Dunzo Mobile App during the offer period
- Select items of your choice and place your order in the cart
- Apply IDFC50 coupon code on the payment page
- Click on “Make Payment”
- Pay using IDFC FIRST Bank Credit Card to avail discount
Offer Details
10% Cashback up to Rs 3000 on EMI Txns
Valid till 31st March 2023
How to claim this offer?
- Shop for Electronics at Vijay Sales for at least Rs 15,000. Find the nearest Vijay sales store at https://www.vijaysales.com/store-locator
- Request the Vijay sales staff at billing counter to apply applicable EMI offer on IDFC FIRST Bank Credit Cards
- Use IDFC FIRST Bank Credit Card as mode of payment to avail of the benefit
Offer Details
10% Disc up to Rs 2000 on Non EMI Txns | 10% Disc up to Rs 3000 on EMI Txns | Minm Txn Value Rs 15,000
Valid on every Saturday & Sunday
How to claim this offer?
- Shop for Electronics at Croma Stores for at least Rs 15,000. Find the nearest Croma store at https://www.croma.com/store?location=default
- Request the Croma sales staff at billing counter to apply applicable offer on IDFC FIRST Bank Card
- Use IDFC FIRST Bank Card as mode of payment to avail of the benefit
Pay Instantly with Reward Points
Pay instantly for any online transaction with your Credit Card Reward Points and for offline transactions too, at select merchants.
• Get gift cards or memberships of your favourite brands.
• Check out our unique Credit Card Reward Redemption Catalogue page for updates
Reward points that never expire!
Earn forever and Redeem anytime, anywhere with IDFC FIRST Bank credit cards
Lower Interest Rates
• Usually, other credit cards charge a standard and fixed interest rate as high as 42% p.a. , in case you carry forward your outstanding balance beyond the payment due date.
• IDFC FIRST Bank Credit Cards offer low and dynamic interest rates starting from 9% per annum. The interest rates stated are typically ‘yearly’ rates, also known as the annual percentage rate (APR). No Interest is charged if you repay your balance in full, each month by the due date. We recommend that you always pay Total Amount Due of your credit card to avoid any charges. Paying Minimum Amount Due each month is mandatory.
0% Interest on Cash Withdrawal
IDFC FIRST Bank Credit Cards offer ATM cash withdrawals at 0% interest until your due date.
• Usually, other credit cards charge interest from date of withdrawal with interest rates as high as 3.5% per month along with withdrawal fee of ₹500.
• With IDFC FIRST Bank offering India’s best credit card interest rates, you pay zero interest until your due date for payment and at a flat transaction fee of just ₹199/- only.
Stay safe with Insurance/RSA coverage
• Avail Emergency Roadside Assistance worth ₹1,399 with your credit card – in case of an unfortunate & unforeseen event like a breakdown or a road accident.
• Avail 24*7 Roadside Assistance (RSA) anywhere, anytime by calling our RSA partner, Global Assure on 1800 572 3860 (toll free)
• Avail 4 complimentary RSA services in a year
• This is available on all IDFC FIRST Bank Credit Cards
Pay Instantly with Reward Points
Pay instantly for any online transaction with your Credit Card Reward Points and for offline transactions too, at select merchants.
• Get gift cards or memberships of your favourite brands.
• Check out our unique Credit Card Reward Redemption Catalogue page for updates
Reward points that never expire!
Earn forever and Redeem anytime, anywhere with IDFC FIRST Bank credit cards
Lower Interest Rates
• Usually, other credit cards charge a standard and fixed interest rate as high as 42% p.a. , in case you carry forward your outstanding balance beyond the payment due date.
• IDFC FIRST Bank Credit Cards offer low and dynamic interest rates starting from 9% per annum. The interest rates stated are typically ‘yearly’ rates, also known as the annual percentage rate (APR). No Interest is charged if you repay your balance in full, each month by the due date. We recommend that you always pay Total Amount Due of your credit card to avoid any charges. Paying Minimum Amount Due each month is mandatory.
0% Interest on Cash Withdrawal
IDFC FIRST Bank Credit Cards offer ATM cash withdrawals at 0% interest until your due date.
• Usually, other credit cards charge interest from date of withdrawal with interest rates as high as 3.5% per month along with withdrawal fee of ₹500.
• With IDFC FIRST Bank offering India’s best credit card interest rates, you pay zero interest until your due date for payment and at a flat transaction fee of just ₹199/- only.
Stay safe with Insurance/RSA coverage
• Avail Emergency Roadside Assistance worth ₹1,399 with your credit card – in case of an unfortunate & unforeseen event like a breakdown or a road accident.
• Avail 24*7 Roadside Assistance (RSA) anywhere, anytime by calling our RSA partner, Global Assure on 1800 572 3860 (toll free)
• Avail 4 complimentary RSA services in a year
• This is available on all IDFC FIRST Bank Credit Cards
Exciting discounts on Movie Tickets
25% discount on movie tickets up to ₹100 (valid once per month)
Complimentary Lounge Access
Complimentary Domestic Airport Lounge access , once every quarter
Savings Calculation
Category |
Annual Spends in (₹) |
Savings (₹) |
Fuel |
60,000 |
2,100 |
HP Pay Savings |
900 |
|
Welcome Benefit-1 (Fuel Cashback) |
250 |
|
IDFC FASTag Recharge |
6,000 |
150 |
Grocery & Utility |
24,000 |
600 |
Other Spends |
18,000 |
60 |
Annual Fee Waiver |
|
199 |
Welcome Benefit-2 (EMI Cashback) |
20,000 |
1,000 |
Complimentary Roadside Assistance |
|
1,399 |
Offer discount - ZoomCar rentals |
1000 |
|
Total |
1,28,000 |
7658 |
Fuel worth in litres @ ₹105 |
|
72.9 |
Assuming monthly spends of ₹5000 on Fuel, ₹500 on IDFC FASTag, ₹2000 on Utility & Grocery, ₹1000 on other spends (excluding Insurance, EMI, Cash withdrawal),₹20,000 from other spends converted to EMI.
Savings Calculation
Category |
Annual Spends in (₹) |
Savings (₹) |
Fuel |
1,20,000 |
6,000 |
HP Pay Savings |
1,800 |
|
Welcome Benefit 1 – (Fuel Cashback) |
1,800 |
|
IDFC FASTag Recharge |
12,000 |
600 |
Grocery & Utility |
24,000 |
1,200 |
Other Spends |
24,000 |
120 |
Annual Fee Waiver |
- |
499 |
Welcome Benefit 2 - (EMI Cashback) |
20,000 |
1000 |
Complimentary Roadside Assistance |
- |
1,399 |
Offer Discount – Zoomcar Rentals |
- |
1,000 |
Movie Discount |
- |
1200 |
Complimentary Dom. Airport Lounge Access |
- |
3,600 |
Total |
2,00,000 |
20,218 |
Fuel worth (@ ₹105) |
|
192.5 litres |
Assuming monthly spends of ₹10,000 on Fuel, ₹1000 on IDFC FASTag, ₹2000 on Utility & Grocery, ₹2000 on other spends (excluding Insurance, EMI, Cash withdrawal),₹20,000 from other spends converted to EMI.
FAQ
Is UPI on Credit Card facility available on FIRST Power/ FIRST Power+ credit card?
Yes, UPI on Credit Card facility is available on FIRST Power and FIRST Power+ Credit Cards. You can now scan any UPI enabled QR code and pay using FIRST Power/ FIRST Power+ Credit Card.
You just have to ensure that you have linked your IDFC FIRST Bank FIRST Power / FIRST Power+ Credit Card to the UPI app being used by you. UPI apps BHIM, PhonPe, PayTm, Gpay, Freecharge, Slice, Cred & Mobikwik are currently available for this facility.
How to use the FIRST Power and FIRST Power+ Credit Card?
You can use the FIRST Power and FIRST Power+ like any other credit card. These cards get you extra savings on HPCL fuel payments, grocery & utility and other everyday expenses.
Who can apply for a FIRST Power / FIRST Power+ Credit Card?
You can apply for FIRST Power / FIRST Power+ Credit Card, if you meet the eligibility criteria below*:
• You must be at least 21 years old
• You must be an Indian citizen
• You must have a healthy credit score
• Your credit usage ratio must be within an acceptable level
• You must have an Annual Income of ₹3 lacs or more
*Issuance of Credit Card is subject to bank's internal assessment and at the sole discretion of IDFC FIRST Bank.
I already hold an IDFC FIRST Bank Credit Card, will I be able to apply for FIRST Power / FIRST Power+ Credit Card?
You will be eligible to apply only for FIRST Power+ credit card if you already hold any of IDFC FIRST Bank Credit Cards.
However the credit limit is shared with all of your existing IDFC FIRST Bank Credit Cards if any.
A separate statement will be generated for your new credit card as per the applicable statement date. Please ensure to make the payment as per the statement.
How do I get the FIRST Power and FIRST Power+ Credit Card?
You can apply for the HPCL Fuel Credit Card on IDFC FIRST Bank website and Mobile Banking App or on HPCL website, online. You can also visit your nearby IDFC FIRST Bank branch and apply.
How many types of fuel credit cards can I apply for?
The HPCL Fuel Credit Card has two variants – FIRST Power and FIRST Power+. You can opt for any one of these variants, depending on your needs.
How do I calculate Fuel Points earned by my spending?
With the FIRST Power Credit Card, for every ₹150 spent, you earn 21X Reward Points on HPCL Fuel, Grocery & Utility and IDFC FASTag recharge and 2X Reward Points on other retail transactions, subject to terms & conditions. With the FIRST Power+ Credit Card, for every ₹150 spent, you earn 30X Reward Points on HPCL Fuel, 30X Reward Points on Grocery & Utility and IDFC FASTag recharge and 3X Reward Points on other retail transactions, subject to terms & conditions. Additionally, on both these variants, you also earn 6 Payback Reward Points for every ₹100 fuelling through HP Pay App.
How do I save on fueling through HP Pay App?
You need to register on HP Pay (App or Portal) first. You can upload the wallet on HP Pay using FIRST Power / FIRST Power+ credit card. You earn 3 Payback Rewards on loading the wallet and 3 Payback Rewards at the time of payment at the HP outlet. The Payback Rewards are capped at 300 points per month which is equivalent to fueling of INR 5,000 every month. You can check your Payback balance in HP Pay Mobile App itself.These rewards are not applicable if you directly make the fuel payment using HP Pay App without loading the wallet.
Is fuel cheaper with a Fuel Card?
Fuel is not cheaper with a Fuel Card. However, the spends done on fuel with a Fuel Card brings savings through accelerated Reward Points. With the FIRST Power and FIRST Power+ Credit Cards, you can earn 21X and 30X Reward Points on fuel spends done at HPCL outlets.
What is the Income eligibility criteria to apply for an FIRST Power Credit Card?
Eligibility* : Annual income of ₹ 3 Lacs or more
*Issuance of our Credit Card is subject to bank's internal assessment and at the sole discretion of IDFC FIRST Bank.
Is there any Joining Offer applicable for FIRST Power and FIRST Power+ Credit Cards?
Yes, ₹500 cashback on 1st HPCL fuel transaction of ₹500 or above done within 30 days of card generation is applicable for FIRST Power+ & ₹250 cashback on 1st HPCL fuel transaction of ₹250 or above done within 30 days of card generation is applicable for FIRST Power. Joining offer will only be applicable for cardholders who have paid the joining fee in full.
Which UPI applications have been enabled for linking the FIRST Power or Power+ Credit Card on UPI?
Currently, you can link your FIRST Power & Power+ Credit Card on select UPI applications such as – BHIM, PhonePe, PayTm, Gpay, Freecharge, Slice, Cred & Mobikwik.
How do I generate a UPI PIN for the FIRST Power or Power+ Credit Card?
Please select the IDFC FIRST Bank Credit Card from the linked credit card accounts, select set UPI Pin option from the dropdown. Enter last 6 digits of your FIRST Power/ Power+ Credit Card number, enter the expiry date, follow steps to complete the journey.
How do I make UPI payment using FIRST Power or Power+ Credit Card?
Once you have linked your FIRST Power or Power+ Credit Card on your preferred UPI app, click on ‘Scan’ to scan QR code, enter the amount, select FIRST Power/Power+ Credit Card from dropdown menu and authenticate your payment using UPI PIN. One the payment is completed, payment confirmation will be displayed
Can I change my UPI PIN?
Yes, you can change the UPI pin of your FIRST Power or Power+ Credit Card account by selecting ‘Change UPI PIN’ option present on your UPI applications.
What if I change my mobile number, how can I link FIRST Power or Power+ Credit Card on UPI apps?
Update your new mobile number on your FIRST Power or Power+ Credit Card account. Once updated, re-register the credit card on your preferred UPI apps.
Can I make payments to any person or other credit card using the linked FIRST Power or Power+ Credit Card on UPI?
No, only payments to merchant (P2M) will be allowed from the linked FIRST Power or Power+ Credit Card.
What are the merchant categories on which payment using Credit Card on UPI is restricted?
Categories – P2P (peer-to-peer), P2PM (peer-to-peer-merchant) digital account opening, lending platform, cash withdrawal at merchant, cash withdrawal at ATM, e-RUPI, IPO, Foreign Inward Remittances, Mutual Funds and any other categories as restricted by National Payment Corporation Of India (NPCI).
Can I make the payment of my Credit Card bill using UPI?
Yes, Credit Card bill payment can be done through the linked savings account from the UPI App. For recurring bill payments, you can register for UPI AutoPay
Can I link my existing Visa/ Mastercard Credit Card on UPI?
Currently, only IDFC FIRST Bank Credit Cards powered by RuPay can be linked on UPI.
Is there any limit on the transaction amount made from my linked FIRST Power or Power+ Credit Card on UPI?
The amount limit per card can be up to ₹1 lakh per day and ₹2 lakh for some special MCC codes, however it will be subject to the available credit limit on your card. Please note that the amount limit per day per card is ₹5,000 for the first 24 hours of linking the card on your preferred UPI app.
Will I be charged for linking or carrying out any transaction from my linked FIRST Power or Power+ Credit Card on UPI?
No, you will not be charged on linking or carrying out any transaction from the linked Credit Card on UPI.
Can I make my linked FIRST Power or Power+ Credit Card as default account to receive funds?
Credit Cards cannot be made a default option to receive funds