Personal
Personal Credit Card NRI Startup Solutions Corporate MSME Gift City

IDFC FIRST Bulletin

Enjoy Zero Charges on All Commonly Used Savings Account Services

Apply Now Know More

Lifetime FREE Credit Card with 10X rewards

Apply Now Know More

CKYC Registry

Know More Watch video
Customer care hotline 1800 10 888

Get your Lifetime Free Credit Card Now!

Get your Lifetime Free Credit Card Now!

Notifications

Business Account Fees and Charges

Details

Description of Charge/ Feature	Standard Charges	Silver Current Account	Gold Current Account	Platinum Current Account
Average Monthly Balance Requirement	-	Rs. 10,000	Rs. 50,000	Rs. 2,00,000
Charges for Non-maintenance of required balance	-	Rs. 1000	Rs. 1000 + Std charges applicable	AMB: 50K- 2 Lakh - Rs. 1000; AMB: < 50K - Rs. 1000 + Std charges applicable
Cash Deposit Free Limit	-	10 times Current month AMB (Max - Rs. 10 Lacs p.m.)	12 times Current month AMB	15 times Current month AMB
Cash Deposit Charges beyond Free limit	Rs. 3 per Rs. 1000 Min.50	Std Charge	Std Charge	Std Charge
Cash Withdrawal	-	FREE	FREE	FREE
Cheque Book Issuance	Free upto 25 cheque leaves p.m. thereafter Rs.2 per leaf	Std Charge	FREE	FREE
Cheque Return charges	Issued: Up to 2nd: Rs. 500 per chq 3rd onwards: Rs. 750 per chq Deposited: Rs. 200 per chq	Std Charge	FREE	FREE
ECS/ NACH Return	Upto 3 returns : Rs. 350 per instance 4th return onward : Rs. 750 per instance	Std Charge	FREE	FREE

Debit Card & ATM Charges

Description of Charge/ Feature	Standard Charges	Silver Current Account	Gold Current Account	Platinum Current Account
Debit Card Type	-	VISA Platinum	VISA Platinum	VISA Signature
Debit Card Issuance	-	FREE (Opt for VISA Signature at Rs. 500)	FREE (Opt for VISA Signature at Rs. 500)	FREE (Opt for VISA Platinum for FREE)
Debit Card Annual	-	VISA Platinum: FREE VISA Signature: Rs. 500	VISA Platinum: FREE VISA Signature: Rs. 500	VISA Signature: FREE VISA Platinum: FREE
Debit Card Replacement	Rs. 200	Std Charge	FREE	FREE
No. of ATM transactions - Own Network	-	FREE	FREE	FREE
No. of ATM transactions - Other Bank Network	5 transactions free p.m. thereafter Financial : Rs. 20 per txn Non Financial : Rs. 8 per txn	Std Charge	FREE	FREE
International ATM / POS transaction	Cash withdrawal : Rs. 125 Balance enquiry: Rs. 25	Std Charge	FREE	FREE
International Transaction Mark-up	Cross Currency Markup : 3.5%	Std Charge	FREE	FREE
Decline Charge for Insufficient balance at ATM	Rs 25 per txn	Std Charge	FREE	FREE
PIN Generation (Physical)	Rs. 40	Std Charge	FREE	FREE

Payment Services

Description of Charge/ Feature	Standard Charges	Silver Current Account	Gold Current Account	Platinum Current Account
RTGS - Outward	-	FREE	FREE	FREE
NEFT - Outward	-	FREE	FREE	FREE
IMPS - Outward	0-1000: Rs 3.5 per txn 1001-1L :Rs 5 per txn > 1L: Rs 15 per txn	Std Charge	FREE	FREE
DD Issuance	Rs. 100 per issuance	Std Charge	FREE	FREE
DD- Cancellations/ revalidation	Rs. 50 per instance	Std Charge	FREE	FREE
Stop payment charges	Per Instrument : Rs.100, Per Series: Rs. 200	Std Charge	FREE	FREE

Download Schedule of Charges here

• Silver Gold and Platinum Current Account
• Freedom Current Account & Freedom World Business Account
• Customisable Current Account & World Business Account- 25k, 50k, 1 lakh
• Agri Multiplier Account
• Merchant Multiplier Account
• New Business Account and Startup Current Account
• Dynamic Business Account, Dynamic TASC Current Account & Savings Account
• Regular Business Account- 10K/Dynamic 10K Merchant Account
• Regular Business Account 1 Lakh
• RERA accounts
• IDFC FIRST Enterprise Account
• Current Account- 10k, 25k, 50k, 100k (Discontinued)
• FIRST Booster & Advantage Account (Discontinued)
• Dynamic Plus Business Account, World Business Account, Dynamic Plus TASC Current Account & Savings Account (Discontinued)

Get in touch with us

Compliment

Give a compliment

Customer Support

Customer Support

Locate Our Branch

Locate our branch