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Business Account Fees and Charges

Details

  Average Monthly Balance (AMB)* Monthly Trade Throughput (Q) Non Maintenance charges per month
(w.e.f 1st September 2019)
Freedom Current Account - 2 Lakh 2 Lakhs NA >= 150000 to < 2 lac – Rs.1000/-
>= 50000 to < 150000 – Rs. 2000/-
< 50000 – Rs 3000/-
Current Account - 1 Lakh 1,00,000 NA >= 75,000 to < 1 Lakh – Rs.500/-

>= 50,000 to < 75,000 – Rs. 750/-

< 50,000 – Rs 1,000/-
Current Account - 50 K 50,000 NA >= 35,000 to < 50,000 – Rs.350/-

>= 25,000 to < 35,000 – Rs. 500/-

< 25,000 – Rs 750/-
Current Account - 25 K 25,000 NA >= 15,000 to < 25,000 – Rs.250/-

>= 7,500 to < 15,000 – Rs. 350/-

< 7,500 – Rs 500/-
Current Account - 10 K 10,000 NA >= 7,500 < 10,000 - Rs 100/-

>= 5,000 < 7,500 - Rs 250 /-

< 5,000 - Rs 350/-
Freedom World Business Account - 2 Lakh 2 Lakhs NA >= 150000 to < 2 lac – Rs.1000/-
>= 50000 to < 150000 – Rs. 2000/-
< 50000 – Rs 3000/-
World Business Account - 1 Lakh 1,00,000 USD 30,000 >= 75,000 to < 1 Lakh – Rs.500/-

>= 50,000 to < 75,000 – Rs. 750/-

< 50,000 – Rs 1,000/-
World Business Account - 50 K 50,000 USD 15,000 >= 35,000 to < 50,000 – Rs.350/-

>= 25,000 to < 35,000 – Rs. 500/-

< 25,000 – Rs 750/-
World Business Account - 25 K 25,000 USD 5,000 >= 15,000 to < 25,000 – Rs.250/-

>= 7,500 to < 15,000 – Rs. 350/-

< 7,500 – Rs 500/-
Customisable Current Account - 50 K 50,000 NA >= 35,000 to < 50,000 – Rs.350/-

>= 25,000 to < 35,000 – Rs. 500/-

< 25,000 – Rs 750/-
  Average Monthly Balance (AMB)* Monthly Trade Throughput (Q) Non Maintenance charges per month
Dynamic / Dynamic Plus Business Account Zero NA NA
World Business Account Zero Zero NA
Truly One Account Zero NA NA
Dynamic TASC Current Account Zero NA NA
Dynamic TASC Savings Account Zero NA NA
Regular Business Account 10,000 NA Rs 300
Regular Business Account 1 Lakh 1,00,000 NA Rs 500
AMB is average of daily closing balance of each day for a month

Other Charges

  Cash Deposit Free Limit Free Cheque leaves DD payable at Correspondent Bank locations Cheque Bounce
Freedom Current Account - 2 Lakh Rs.30 Lakhs per month; above which charged at Rs. 3 per 1000 Free Free Free upto 10 instances of Cheque returns on Deposited Cheques; thereafter, Deposited – Rs. 50 per cheque, Issues Rs.250 per cheque
Current Account - 1 Lakh 12 Lakh
Above which charged at Rs.3 per 1000
300 cheques per month Free Above which charged at
Rs.2/- per additional leaf
Free Cheque deposited – Rs. 50 per cheque
Cheque issued – Rs. 250 per cheque
Current Account - 50 K 6 Lakh
Above which charged at Rs.3 per 1000
200 cheques per month Free Above which charged at
Rs.2/- per additional leaf
Free Cheque deposited – Rs. 50 per cheque
Cheque issued – Rs. 250 per cheque
Current Account - 25 K 3 Lakh
Above which charged at Rs.3 per 1000
50 cheques per month Free Above which charged at
Rs.2/- per additional leaf
Free Cheque deposited – Rs. 50 per cheque
Cheque issued – Rs. 250 per cheque
Current Account - 10 K 2 Lakh
Above which charged at Rs.3 per 1000
25 cheques per month Free Above which charged at
Rs.2/- per additional leaf
Bank Locations - Free
Correspondent Bank locations Rs.30/-
Cheque deposited – Rs. 50 per cheque
Cheque issued – Rs. 250 per cheque
Freedom World Business Account - 2 Lakh Rs.30 Lakhs per month; above which charged at Rs. 3 per 1000 Free Free Free upto 10 instances of Cheque returns on Deposited Cheques; thereafter, Deposited – Rs. 50 per cheque, Issues Rs.250 per cheque
World Business Account - 1 Lakh 12 Lakh
Above which charged at Rs.3 per 1000
300 cheques per month Free Above which charged at
Rs.2/- per additional leaf
Free Cheque deposited – Rs. 50 per cheque
Cheque issued – Rs. 250 per cheque
World Business Account - 50 K 6 Lakh
Above which charged at Rs.3 per 1000
200 cheques per month Free Above which charged at
Rs.2/- per additional leaf
Free Cheque deposited – Rs. 50 per cheque
Cheque issued – Rs. 250 per cheque
World Business Account - 25 K 3 Lakh
Above which charged at Rs.3 per 1000
50 cheques per month Free Above which charged at
Rs.2/- per additional leaf
Free Cheque deposited – Rs. 50 per cheque
Cheque issued – Rs. 250 per cheque
Customisable Current Account - 50 K 12 times of maintained AMB
Above which charged at Rs.3 per 1000
200 cheques per month Free Above which charged at
Rs.2/- per additional leaf
Free Cheque deposited – Rs. 50 per cheque
Cheque issued – Rs. 250 per cheque
Dynamic / Dynamic Plus Business Account 10 times of the Maintained AMB
Above which charged at Rs.3 per 1000
Unlimited Free Free upto 8 DDs (cap of Rs.10 Lakh per DD)
Above which charged at Rs.30/-
Cheque deposited – Rs. 50 per cheque
Cheque issued – Rs. 250 per cheque
World Business Account 10 times of the Maintained AMB + 20 times $ trade volumes
Above which charged at Rs.3 per 1000
Unlimited Free Free upto 8 DDs (cap of Rs.10 Lakh per DD)
Above which charged at Rs.30/-
Cheque deposited – Rs. 50 per cheque
Cheque issued – Rs. 250 per cheque
Truly One Account 10 times of maintained AMB in CA
Above which charged at Rs.3 per 1000
Unlimited Free Free upto 8 DDs (cap of Rs.10 Lakh per DD)
Above which charged at Rs.30/-
Cheque deposited – Rs. 50 per cheque
Cheque issued – Rs. 250 per cheque
Dynamic  TASC   Current Account 10 times of the Maintained AMB
Above which charged at Rs.3 per 1000
Unlimited Free Free upto 8 DDs (cap of Rs.10 Lakh per DD)
Above which charged at Rs.30/-
Cheque deposited – Rs. 50 per cheque
Cheque issued – Rs. 250 per cheque
Dynamic TASC Savings Account 5 times of the Maintained AMB
Above which charged at Rs.3 per 1000
Unlimited Free Free upto 8 DDs (cap of Rs.10 Lakh per DD)
Above which charged at Rs.30/-
Cheque deposited – Rs. 50 per cheque
Cheque issued – Rs. 250 per cheque
Regular Business Account 1 Lakh
Above which charged at Rs.3 per 1000
Unlimited Free Free upto 8 DDs (cap of Rs.10 Lakh per DD)
Above which charged at Rs.30/-
Cheque deposited – Rs. 50 per cheque
Cheque issued – Rs. 250 per cheque
Regular Business Account 1 Lakh 10 Lakh
Above which charged at Rs.3 per 1000
Unlimited Free Free upto 8 DDs (cap of Rs.10 Lakh per DD)
Above which charged at Rs.30/-
Cheque deposited – Rs. 50 per cheque
Cheque issued – Rs. 250 per cheque

Debit Card & ATM Charges

  Debit Card Issuance fee Annual / Reissuance fee ATM Transactions
Freedom Current Account - 200K Signature Debit Card - Free Free Free - ATM in India,
International ATM or POS transaction - Free,only forex mark up 2% of the transaction value will be applicable
Current Account - 1 lac Signature Debit Card -Free Free 25 free per month at any ATM.
Above which charged at
Rs. 20 + taxes for every cash withdrawal

Rs. 8 + taxes for any other transaction

Non-Financial Transactions: Free at IDFC FIRST Bank ATM
Current Account - 50 K Signature Debit Card -
Rs 250
Rs 250 15 free per month at any ATM
Above which charged at
Rs. 20 + taxes for every cash withdrawal

Rs. 8 + taxes for any other transaction

Non-Financial Transactions: Free at IDFC FIRST Bank ATM
Current Account - 25 K Platinum Debit Card -
Rs 100
Rs 100 10 free per month at any ATM
Above which charged at
Rs. 20 + taxes for every cash withdrawal

Rs. 8 + taxes for any other transaction

Non-Financial Transactions: Free at IDFC FIRST Bank ATM
Current Account - 10 K Platinum Debit Card -
Rs 100
Rs 100 5 free per month at any ATM
Above which charged at
Rs. 20 + taxes for every cash withdrawal

Rs. 8 + taxes for any other transaction

Non-Financial Transactions: Free at IDFC FIRST Bank ATM
Freedom World Business Account - 200K Signature Debit Card - Free Free Free - ATM in India,
International ATM or POS transaction - Free,only forex mark up 2% of the transaction value will be applicable
World Business Account - 1 lac Signature Debit Card -Free Free 25 free per month at any ATM
Above which charged at
Rs. 20 + taxes for every cash withdrawal

Rs. 8 + taxes for any other transaction

Non-Financial Transactions: Free at IDFC FIRST Bank ATM
World Business Account - 50 K Signature Debit Card -
Rs 250
Rs 250 15 free per month at any ATM
Above which charged at
Rs. 20 + taxes for every cash withdrawal

Rs. 8 + taxes for any other transaction

Non-Financial Transactions: Free at IDFC FIRST Bank ATM
World Business Account - 25 K Platinum Debit Card -
Rs 100
Rs 100 10 free per month at any ATM
Above which charged at
Rs. 20 + taxes for every cash withdrawal

Rs. 8 + taxes for any other transaction

Non-Financial Transactions: Free at IDFC FIRST Bank ATM
Customisable Current Account - 50 K Signature Debit Card -
Rs 250
Rs 250 15 free per month at any ATM
Above which charged at
Rs. 20 + taxes for every cash withdrawal

Rs. 8 + taxes for any other transaction

Non-Financial Transactions: Free at IDFC FIRST Bank ATM
Dynamic / Dynamic Plus Business Account,
WBA , Truly One Account,
TASC ( CA & SA) ,
Regular Business Account & Regular Business Account 1 lac
Free Free Free
International ATM or POS transaction 2% mark-up of the transaction value
Pin Regeneration Free

Payment Services

Intra-Bank Fund Transfer - Branch Free
Intra-Bank Fund Transfer -Internet Banking Free
RTGS Payment - Branch Free
RTGS Payment - Internet Banking Free
NEFT Payment - Branch Free
NEFT Payment - Internet Banking Free
IMPS Free
DD payable at IDFC First BANK locations Free
DD - Duplicate Issuance Free
DD Cancellation/ revalidation Free

Collection Services

Intra-Bank Fund Transfer Collection
Free
RTGS Collection
Free
NEFT Collection
Free
Cheque Collection - Local Clearing
Free
Outstation Cheque Collection - IDFC FIRST BANK locations
Free
Outstation Cheque Collection - Correspondent Bank locations
Free
Outstation Cheque Collection - Other locations
Free

Doorstep Banking Charges

Doorstep Banking Services
Cash Services
Within City Limits
Beyond City Limits
(Extending within 5 kms of Municipal Limits)
Daily Service
On Call Service
Daily Service
On Call Service
Daily Pick-up / Delivery Limits
Monthly Charges Rs.
Per Request Charges Rs.
Monthly Charges Rs.
Per Request Charges Rs.
0 to 1 Lakh
2,000
150
3000
225
Above 1 Lakh to 2 Lakhs
2,300
200
3450
300
Above 2 Lakhs to 5 Lakhs
5,000
400
7500
600
Above 5 Lakhs to 10 Lakhs
7,500
800
11250
1200
Above 10 Lakhs
Case to Case Basis
Distance Pick-up (beyond 5 kms of Municipal Limits)
Case to Case Basis
Additional Charges
Extra Daily Cash pick-up charges
Rs. 50 for every incremental Rs. 50,000/- deposition
 
Cash counting & verification
at customer premises
Rs. 0.40 per Rs. 1000
Doorstep Banking Cheque Collections
Business Banking Customers
(Beat / Adhoc Services)
Free for 1 location
Senior / Super Senior Citizens
Free for 1 location
“Taxes at prevailing rates as per Government Rules shall be applicable over and above the mentioned charges. The charges as indicated above are subject to periodic revision.

Foreign Currency Conversion

Converted Amount - Upto Rs. 1,00,000 0.14% of the gross amount of currency exchanged, subject to the minimum amount of Rs. 35/- and maximum amount of Rs. 7,000/-
Converted Amount -Rs. 1,00,001 - Rs.10,00,000 Rs. 140 Plus 0.07 % of the gross amount of currency exchanged, subject to the minimum amount of Rs. 35/- and maximum amount of Rs. 7,000/-
Converted Amount -10,00,001 or more Rs. 770 Plus 0.014% of the gross amount of currency exchanged, subject to the minimum amount of Rs. 35/- and maximum amount of Rs. 7,000/-

Transactions & Services which you enjoy without any charges

Account Statement Physical
(Branch/ Channel)
Bill Payment- Net Banking
Balance Enquiry (Branch/ Channels) Bankers Verification (Photo/ Signature/ Address)
SMS/ E mail Alerts Balance Confirmation Certificate
Phone Banking Record Retrieval
Net Banking Interest/ TDS Certificate
Mobile Banking Stop Payment per Instruction
Standing Instruction- Set Up/Execution/Amendment Account Closure

Know More


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