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Credit Card

Get it all, get it now: Here's a credit card to upgrade your lifestyle

Summary: The FIRST SWYP Credit Card stands out with its array of exclusive benefits that cater to those who like to live life king-size. Let's dive into the world of perks and privileges that come with this remarkable card.

11 Dec 2023 by IDFC FIRST Bank


In today's fast-paced world, having a Credit Card that offers exceptional benefits can truly enhance your lifestyle. The FIRST SWYP Credit Card is designed for those who live to live large, providing a range of exclusive perks that make every day feel like a luxury. In this blog post, we will delve into the incredible benefits of the FIRST SWYP Credit Card that you just cannot afford to miss!

Year-long partner offers
 

The FIRST SWYP Credit Card believes in adding value to every aspect of your life. That's why it offers an extensive range of year-long merchant offers across various categories. From dining and shopping to entertainment and travel, you can enjoy exclusive discounts, rewards, and special privileges at partner establishments. Indulge in your favourite experiences while saving money – it's a win-win situation!

Enjoy discounts up to 20% off on popular brands such as Dominos, EaseMyTrip, Tata CliQ, SUGAR Cosmetics and Zomato. These strategic partnerships ensure that you enjoy little luxuries and have the liberty to treat yourself and others easily. Check out more details below -

Brand

Offer

Frequency

Dominos

20% off up to ₹80 on orders above ₹299

Twice in a month

EaseMyTrip

10% off on Flights or Hotels up to ₹500 on transactions above ₹5,000

Once per quarter

Tata CLiQ

10% instant discount of up to ₹100 on a minimum purchase of ₹999

Once in a month

SUGAR Cosmetics

20% off up to ₹270 on a min. order of ₹1,250

 

Once a month

Zomato

10% off up to ₹100 on orders above ₹299

Twice in a month

 


Refer and Earn
 

Referring the FIRST SWYP Card to your friends and family not only benefits them, but also you. As more people join the SWYP Tribe with your referral, your rewards increase.

  • 1 referral: Subscription fee waiver
  • 3 referrals: 4000 reward points
  • 5 referrals: EMI fee waiver of up to ₹1,500
  • 7 referrals: Movie vouchers of ₹2,000
  • 9 referrals: Cashback of ₹2,500
  • 10 referrals: Enjoy four complimentary domestic airport lounge access

Complimentary roadside assistance
 

One of the standout benefits of holding a FIRST SWYP Credit Card is the complimentary roadside assistance service. Whether you find yourself stranded with a flat tire or need a jumpstart, this service has got you covered. With just a phone call, professional assistance will be dispatched to your location, providing peace of mind, and ensuring you're back on the road in no time.

1% fuel surcharge waiver
 

Fuel expenses can often eat into our budgets, but with the FIRST SWYP Credit Card, you can kiss those worries goodbye. Enjoy the convenience of a 1% fuel surcharge waiver of up to ₹200 per month when you fill up your tank at select fuel stations. This not only saves you money but also adds up to significant savings over time, making each journey a little more enjoyable.

Exclusive travel benefits
 

Traveling by train becomes a luxurious experience with the FIRST SWYP Credit Card. Gain access to exclusive railway lounges, where you can unwind and relax before your journey. Enjoy a range of amenities, from comfortable seating to complimentary refreshments, creating a stress-free start to your travels.

Get discount coupons worth ₹2,100* on flight & hotel bookings on EaseMyTrip:

  • Domestic flights

    • ₹500 off on a minimum booking amount of ₹5,000 for one-way domestic flights
    • ₹700 off on minimum booking amount of ₹7,000 for round trip domestic flights
  • Domestic hotels

    • ₹700 off on minimum booking amount of ₹4,000

* These offers are valid for 3 months from card issuance on payment of joining fee. Use the following code to avail the same – JOFFSWYP.

Other key FIRST SWYP Credit Card benefits
 

Welcome, shopaholics, to a world of exclusive credit card benefits! Here are some of the most incredible advantages that come with the FIRST SWYP Credit Card. From discounts and rewards to jawdropping perks, this credit card is a shopaholic's dream come true.

  • Joining benefits

When you spend ₹5,000 or more within the first 30 days of card issuance, you will receive 2000 reward points worth ₹500.

Convert large purchases into simple EMIs (Equated Monthly Installments), earning 1000 reward points on your first conversion.

Enjoy a complimentary Lenskart Gold Membership worth ₹600 for a year.

With low-cost EMIs starting at just ₹49 and tenure starting from 3 months, this card offers both financial flexibility and practical perks for your benefit.

  • Maximise rewards with house rent payments

The FIRST SWYP Credit Card offers exceptional benefits with the monthly milestone rewards structure:

  • First milestone - 200 reward points on spending more than ₹5000
  • Second milestone - Total 500 reward points on spending more than ₹10,000
  • Third milestone - Total 1000 reward points on spending more than ₹15,000

What's more, you can get reward points when you pay your rent with this card. You earn 400 reward points on minimum rental spends of ₹20,000 each month. Simply register your credit card on your preferred online rent payment platform and start reaping the rewards. The attractive rewards and offers make it a smart financial choice.

  • Exclusive offers by IDFC FIRST Bank

As an IDFC FIRST Bank Credit Card customer, you get access to exclusive benefits and monthly offers across over 300 brands. These include Tata CLIQ, Swiggy Instamart, MakeMyTrip, and many more. Additionally, you can avail a 25% discount up to ₹100 once every month on movie tickets using the Paytm mobile app. For every ₹5000 you spend through UPI (Unified Payment Interface) in a statement month, you earn 100 reward points.   

Ridesharing, Dining, shopping, you name it, FIRST SWYP Credit Card discounts it. ️Enjoy exclusive offers at popular brands you already love. For example, you get 20% off up to ₹270 on Sugar cosmetics (on a minimum order of ₹1,250), once a month. Use this code to avail the same - IDFCSWYP. Furthermore, you’ll also receive benefit of 25% off up to ₹100 on using Paytm.

How to apply for the FIRST SWYP Credit Card?
 

 Applying for the FIRST SWYP Credit Card is a simple process. Follow these steps -

  • Visit the official website/app of IDFC FIRST Bank
  • Fill out the online application form for the FIRST SWYP Credit Card with your personal and financial details
  • Provide the necessary documents as per the bank's requirements, such as identity, address, and income proof
  • Submit the application and wait for it to be reviewed by the bank
  • Once your application is approved, you will receive your FIRST SWYP Credit Card at your registered address

To wrap up
 

The FIRST SWYP Credit Card is a gateway to a world of extraordinary benefits. From the peace of mind provided by complimentary roadside assistance to the savings offered through discounts and fuel surcharge waivers, this card truly enhances your lifestyle. Access to exclusive railway lounges and year-long merchant offers further elevate the cardholder experience. If you're someone who lives to live large, the FIRST SWYP Credit Card is the perfect companion on your journey.

Get ready to maximise credit card benefits with your FIRST SWYP Credit Card today!


 

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.