How to redeem your Credit Card Reward Points?

A handy guide to understanding the quick and convenient process of redeeming your Credit Card Reward Points

If you like to make routine purchases with your debit card or credit card, you stand to gain a lot. Apart from increased usability and simplicity, these cards offer amazing reward points and rich benefits.

While most banks give you credit cards with a major downside, where these reward points come with an expiration date, and even with an upper cap, IDFC FIRST Bank’s portfolio of Credit Cards features unlimited rewards that never expire!  Nevertheless, it is important to know how to redeem your credit card points, no matter which card you use.

IDFC FIRST Bank Reward Options

The lifetime free credit cards and debit cards have numerous rewards programmes that you can redeem at any time. Upon using your IDFC FIRST credit card to make payments on several platforms, you can get up to 10 times reward points.

As a credit-worthy customer, when you spend money on elevating your lifestyle, you also deserve industry-best benefits. Most banks give you 5X rewards while transacting with select merchants, but when you opt for an IDFC FIRST Bank credit card, you receive an unbelievable 10X reward points on all incremental spends above Rs 20,000, every month.

Not all of us enjoy shopping via a digital screen. Sometimes, we love to take it offline, activating our senses as we spend our money. Keeping this in mind, IDFC FIRST Bank’s credit card not only benefits the digital consumer but also the offline customer. The Bank gives you 3X reward points on all of your offline spends.

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Know more:  IDFC FIRST Credit Cards!

Once you redeem these credit points, there are many ways to use them. Here is how to use the credit card reward points:

• Amazon voucher
• Flipkart voucher
• Myntra
• Big basket and many more

How to view your IDFC FIRST reward points?

Each credit card reward points in the IDFC FIRST credit and debit card amounts to ₹0.25, which means that four points amount to a rupee. Here’s how you can view how many credit points you have:

1. Log in to your IDFC FIRST Internet Banking account and click on ‘HAVE’ from the main menu.
2. Click on CARDS in the sub-menu, and then select your credit card from the list of cards.
3. On the credit card summary page, you will see “Available Reward Points.“ You can also view the points “earned in current billing cycle” but note that these points can only be redeemed after your statement is generated.

How to redeem your IDFC FIRST reward points?

Your IDFC FIRST bank card points can be redeemed and converted as vouchers for several e-commerce brands and platforms. You can also redeem these points anywhere and anytime. Here is how to redeem your credit card points:

1. Go to the IDFC FIRST Bank reward redemption portal and log in to it with your registered mobile number.
2. Once you are logged in, on the homepage, you will see the reward points. Click on “Redeem Points” to start the redemption process.
3. You will now see a list of brands that you can choose from like Amazon, Flipkart, Myntra, Puma, Big Basket, etc.
4. Each voucher also shows the minimum purchase amount. For example, if you choose to convert your points as an Amazon voucher, you can purchase a minimum of ₹10 vouchers to a maximum of ₹10,000.
5. Click on “Add to Cart” after you select the gift voucher to purchase.
6. Enter the value of the voucher that you want to buy with the number of Vouchers you want to purchase.
7. The summary will be shown when you go to the Cart.
8. Click on Proceed to checkout. On the next page, enter the delivery details of your voucher.
9. Once you click on Confirm and Proceed, enter your delivery details for your IDFC FIRST rewards voucher.

Post-transaction process

Once the transaction is completed, you will receive an email and SMS with the voucher details. These vouchers can be used the same way you would use any other voucher on the brand’s platform. In the case of most brands, you can redeem vouchers on their website by entering the Redeem code that you would receive in your email.

You can also redeem your IDFC FIRST Bank reward points through the Poshvine reward portal. You can also use the IDFC FIRST Bank's Mobile Banking App and follow the above steps to redeem your IDFC FIRST reward points. In case you have any queries or doubts, write to us in the comment section below.

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.